DigiLocker-Aadhaar based Govt of India’s Digital Locker
How you are currently managing your all-important documents? It is either physical format or storing in scanned image format in […]
Banking
List of LIC’s online and offline premium payment options
Many of us have life insurance from LIC, a leading Life Insurer in India. Only a few know the options
A scam-RBI official payment notification for my unclaimed amount !!!
Few days back I got a mail from unknown sources stating that the mail is originated from RBI and it
What is contactless Debit or Credit Cards?
Do you know about the recent launch of ICICI’s contactless Debit or Credit Card? It is an advanced version of
Do you know NEFT and RTGS money transfer new timings?
Whoever has Internet Banking facility may have come across NEFT or RTGS money transfer facility. However, do you know the
Bharat Bill Payment System (BBPS)-Now pay all your bills at one point
How you currently pay bills for your Life Insurance premium, electricity bill, phone bills, or school fees? It is not
Savings Bank Account minimum balance-You know how bank cheating you?
We all know that we must maintain some specified minimum balance in our savings account. Otherwise, banks used to penalize
What is Account Payee Cheque and Crossed Cheque?
I know whoever have bank account might have came across these two words while writing cheque or interacting with the
Univercell UMI (Univercell Monthly Installment) Offer-False claim of 0% interest !!!
It is festive mood across India and we are all very much eager to buy home appliances or mobile gadgets
Pradhanmantri Jan Dhan Yojana-Features and Benefits
Today Prime Minister Narendra Modi is about launch his dream project called Jan Dhan Yojana. This creates a massive penetration
Kotak Jifi Account-World’s First Socially powered Banking !!!
When we were kids we never imagined that one day we do banking through internet. Few years back we never
Bank Fixed Deposit (FD)-What happens if you not renew or withdraw it?
Our blood of investment lies in Bank FDs and we are very much feel safe by investing in FDs. But
Budget 2014-Debt Mutual Funds Taxation
There was huge cry and discussion going on in all platforms of planners that Budget 2014 will impact Debt Fund
Budget 2014-15-Highlights and effect on your Finance
Today is a big day when it comes to hopes from Modi’s first Budget. It is testing period for his
What is Bank Depositor Education and Awareness Fund Scheme?
There are numerous instances in India, like someone did FD in banks without sharing details with his family. Suddenly if
How to improve CIBIL Credit score?
Do your credit card, personal loan, home loan applications rejected recently? One reason for such rejection might be your low
WIRE Transfer-Money Transfer facility to and from India
Do you know without involving of actual currency one can transfer money from or to India? It is one of
Credit Card against Fixed Deposit (FD)-Feature and Review
When your credit history is totally at low and you are desperate to have credit card then the worst solution
Banks as Insurance Brokers in India-Stay away !!!
Two days back I received a mail from my client requesting for my view on the insurance product offered by
Do you know Marriage Registration Procedure and Importance?
Marriage certificate is legal and a valid document as it establishes the marital status of a couple. This document is
How to check CIBIL score online?
Do you know why your loan was rejected? Usually you find many reasons for such rejection. But one of them
What is Banking Ombudsman and how to approach?
Recently, one of my client’s personal loan calculation was wrongly calculated by a nationalized bank. When he approached the bank
20 ATM Security Tips for Indians
What do you know about security issues related to operating ATMs? We all claim experts. But hold your breath. Because
Why Bank FDs show Annualised Yield instead of CAGR?
When you look at the Bank advertisements about their Bank FDs rates they show two returns. One is the interest