Personal Finance Blog
9.7% Shriram Transport Finance NCD Oct 2018 will hit the market on 15th October 2018 to 29th October 2018 for a subscription. Is it worth to invest? Who can invest? What are the risks?There are series of NCDs coming up every month in the market. At the same time some negatives news also for few NCDs (take an example of the IL&FS saga). In … [Continue reading]
The government launched Sovereign Gold Bonds Issue FY 2018-19 Series II. Bonds will be open for subscription from 15th October 2018 to 19th October 2018. The Bonds will be issued on 23rd October 2018. Let us see the eligibility, features and who can invest.This is the second tranche of the Financial Year 2018-19. This Gold Bonds scheme was … [Continue reading]
Are you aware of No Cost EMI from Amazon and Flipkart? They claim that No Cost EMI is ZERO interest, ZERO down payment, and ZERO processing fee. How is it possible?However, as per the RBI notification (dated 17th September 2013), RBI prohibited financial institutes in offering ZERO percent interest loans. In such a situation, how one can offer … [Continue reading]
How to unlink Aadhaar from Bank, Mobile and Digital Wallet? On September 26th, 2018, Supreme Court in a landmark verdict ruled that Aadhaar would not be needed for opening bank accounts, for getting mobile phone connections, investing in Mutual Funds, while buying Life Insurance, or admission to schools.However, due to earlier rulings by … [Continue reading]
Finally, Ayushman Bharat Scheme (Pradhan Mantri Jan Aarogya Yojana (AB-PMJAY)) is launched. What is the Eligibility for Ayushman Bharat? How to check it?Before jumping to check the eligibility for Ayushman Bharat Scheme, let us first understand the features of Ayushman Bharat Scheme or Pradhan Mantri Jan Aarogya Yojana (AB-PMJAY). Features … [Continue reading]
What is the applicable latest Post Office Small Saving Schemes Interest rates Oct-Dec 2018? The government announced the interest rate for PPF, Sukanya Samriddhi, NSC, KVP Interest Rates July-Sept 2018. Let us see the changes applicable with effective from 1st October 2018.Earlier the interest rates used to be announced on yearly once. However, … [Continue reading]
LIC Jeevan Shanti is a new single premium guaranteed pension plan which is launching on 12th September 2018. It offers the guaranteed pension with options like an immediate pension or deferred pension.You may be aware that LIC's Jeevan Akshay VI also offers the guaranteed pension plan. However, LIC's Jeevan Akshay is an immediate annuity plan. … [Continue reading]
After the advent of online EPF claim settlement process, many of my blog readers complaining that EPF claim settled but amount not credited or received. In such a situation what to do? Let us discuss on this problem in detail. How to check online EPF Claim Status? There are three ways through which you can check online EPF Claim Status. Before … [Continue reading]