Personal Finance Blog
Earlier I explained you about how to link Aadhaar to EPF online or offline. However, today EPFO launched a dedicated link on EPFO portal to link online without login.I already wrote a detailed post on "How to link Aadhaar to EPF using online and offline?". However, today EPFO launched a new facility, where you can link Aadhaar to EPF online … [Continue reading]
Many of us eager to start early, invest early, ready to invest in BEST products from whatever the lump sum every month available. But we don't know what are our financial goals, we don't know the time horizon of the goals and we don't know the cost of the goals.Hence, before jumping into investing it is a must for all of us to identify our … [Continue reading]
Nowadays many Banks offer health insurance. The premium with some features looks beautiful. However, whether one should buy such Health Insurance by Banks or not? Let us diss the pros and cons of such products.Usually, banks offer such products or additional benefits to garner the customers or to retain them. I found few individuals who … [Continue reading]
Effective from 1st July 2017, GST replaced the existing service tax applicable for your insurance premiums. Hence, let us see the applicable GST Rates on Life Insurance, Health Insurance and Car Insurance Premium. What is GST? Many of you might have already aware about GST. GST is an indirect tax which was introduced from 1st July 2017 in India. … [Continue reading]
Are you looking for online and cost-effective Best Direct Mutual Funds Platforms in India? There are many platforms with different features and pricing. Hence, let us discuss this which is best suitable for you. What is a Direct Mutual Fund? Direct Mutual Funds means investors buy directly from Mutual Fund Companies through their respective … [Continue reading]
The government announced the interest rate for PPF, Sukanya Samriddhi, NSC, KVP Interest Rates Oct-Dec 2017 on 29th September 2017. Let us see the changes applicable with effective from 1st October 2017.Earlier the interest rates used to be announced on yearly once. However, now from 2016-17, the rate of interest will be fixed on a quarterly … [Continue reading]
Recently EPFO launched new EPF Composite Declaration Form-11. This facility allows employees to transfer EPF automatically while changing Job. Let us see the features and benefits of the same. What is EPF Composite Declaration Form-11?This is the form which you have to submit with your new employer at the time of joining. Usually, the … [Continue reading]
How to check bank balance without internet? There are two ways. One is using Missed Call facility and another is dialing *99# from your phone. I already shared the Missed Call Facility in my earlier post. In this post let me explain about the *99# facility.As I referred above, I already wrote a post about Missed Call facility feature of check … [Continue reading]