Personal Finance Blog
Are you Mutual Fund Investor? Are you following Fund Managers cautiously along with the funds they manage? Are you switch the funds whenever there is a change in Fund Manager? Read these facts about Fund Managers before you act on your investments.Let us understand few untold or unshared stories about Fund Managers. # They need new theme … [Continue reading]
Do you know the difference between Nominee and Beneficial Nominee? What is the meaning of Beneficial Nominee in case of Life Insurance? It is best to understand how the rules work before you nominate someone for your life insurance policies.The earlier meaning of Nomination for Life Insurance Before proceeding further let us understand the … [Continue reading]
With the mission of "Housing for All", Government of India started the Pradhan Mantri Awas Yojana (PMAY). However, there are many doubts for loan seekers like who is eligible for Pradhan Mantri Awas Yojana (PMAY)? What is the eligibility to apply under Pradhan Mantri Awas Yojana (PMAY)?In this post, let me clear all those doubts by discussing … [Continue reading]
We all know that effective from 1st April 2018, we have to pay tax on equity mutual funds if there is LTCG. However, the biggest task is how to calculate or identify the NAVs. To make your life simple, we can now download LTCG Tax Statement of Equity Mutual Funds.Effective from 1 April 2018, equity mutual funds and direct equity investments … [Continue reading]
How to pay LIC Premium on Paytm? How to pay Life and General Insurance Premium on Paytm? In your busy schedule of life, there is a possibility to forget paying the Life or General Insurance Premium. To avoid this recently Paytm launched Insurance premium payment facility.Currently Paytm offers the Insurance premium payment option for below … [Continue reading]
CBDT notified the ITR or Income Tax Return Forms AY 2018-19 (FY 2017-18). There are few major changes in these forms. Let us see in detail these changes and understand which form you can use.There is no change in the manner of filing of ITR Forms as compared to last year. All these ITR Forms are to be filed electronically. However, where return … [Continue reading]
Which are the Best Tax Saving Options for 2018-19? What are the Best Tax Saving Options for Salaried for 2018-19?Financial Year 2018-19 already started. However, many of us sadly get up at the end to look for best tax saving options. Instead, it is always best to start tax planning for the first day of financial year. Hence, let us look at the … [Continue reading]
What is the applicable latest Post Office Small Saving Schemes Interest rates Apr-June 2018? The government announced the interest rate for PPF, Sukanya Samriddhi, NSC, KVP Interest Rates Apr-June 2018. Let us see the changes applicable with effective from 1st April 2018.Earlier the interest rates used to be announced on yearly once. However, … [Continue reading]