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We spend daily around 8 to 10 hours to earn. However, we sadly spend around 1 hour a month to make sure that how well we utilize this earning. Managing our finance in a better way is a crucial part of your life. Because our future entirely depends on it.

However, when it comes to the realities of Financial Planning and Investment, you notice that everyone in the financial world is ready to SELL. There is a huge conflict of interest involved when you interact with Insurance Agent, Mutual Fund Adviser or your Bank RM.

Hence, I pledged myself to practice the path of conflict-free financial advisory service. To eliminate the conflict of interest and bias towards particular products, I have chosen the path of Fee-Only Financial Planning service.

Welcome to BasuNivesh. I am Basavaraj Tonagatti, founder of BasuNivesh. I am a SEBI Registered Investment Adviser (RIA), CFP and a Fee-Only Planner.

My job as a fee-only planner is to analyzing your Insurance needs, identifying your financial goals, analyzing your current investment and aligning the same towards your financial goals.

With around 8 years of vast experience in the finance field, I strongly believe that one must have an advice from an expert who is completely conflict-free and client-centric.

I like to keep things simple and not confuse my client by recommending complicated products.

If you are looking for unbiased, fee-only financial planning, where the fee is fixed rather than the % of AUM, then you are on the right page.

BasuNivesh is a Personal Finance Blog, hosted by me since 2011. BasuNivesh is one among the Top 10 India’s Personal Finance Blog.

We have clients all across the globe, across age groups, ranging over a broad spectrum of net-worth.