Personal Finance Blog
Effective from 27th May 2017, you can now transfer EPF online using EPF Unified portal. Earlier option of using OTCP (Online Transfer Claim Portal) is no more in use now. Hence, let us understand the process.As I pointed above, earlier there was a separate portal meant for requesting online transfer claims. However, from 27th May 2017, that … [Continue reading]
Many of us have Term Life Insurance and Health Insurance. However, we never gave the importance to Critical Illness policies. Let us see the importance of having Critical Illness policy and analyze which is Best Critical illness policy in India 2017 with comparison table. Why we need Critical Illness Policy? Your Life Insurance will come into … [Continue reading]
How often you check bank statements? Many of us never given importance or habit to check bank statements regularly. But nowadays banks never remain bankable. Hence, we must always be suspicious.Those who follow me on Facebook and in BasuNivesh FB Page may be aware of this incident which happened to me. Because I shared this in social media. … [Continue reading]
Today Finance Minster launched the new initiative called Aaykar Setu App and the same feature in IT Department portal. There are many new features which are user-friendly. Let us see the features. Ayakar Setu App and Website Features # Ayakar Setu App features To download the Aaykar Setu App, you have to give a missed call to the … [Continue reading]
Recently RBI notified the issuance of Sovereign Gold Bond Issue FY 2017-18 Series II. Bonds will be open for subscription from July 10, 2017 to July 14, 2017. The Bonds will be issued on July 28, 2017. Let us see the eligibility, features and who can invest.This is the second tranche of the Financial Year 2017 – 2018. This Gold Bonds scheme was … [Continue reading]
Now the noise of GST will certainly come down as the GST is a reality from 1st July 2017. There are certain changes in the system. One such change is TIN of VAT regime to 15 digit GSTIN (Goods and Services Tax Identification Number). Let us see what is this number and how to identify it. What is this 15 digit GSTIN (Goods and Services Tax … [Continue reading]
Earlier IT Department provided online and SMS based option to link Aadhaar with PAN Card. However, many individuals facing issues while linking. Hence, now IT Dept started an option link Aadhaar with PAN Card OFFLINE. Let us see the feature and how one can link offline.In my earlier post, I explained you in detail about how to link Aadhaar with … [Continue reading]
The government announced the interest rate for PPF, Sukanya Samriddhi, NSC, KVP Interest Rates July-Sept 2017 on 30th June 2017. Let us see the changes applicable with effective from 1st April 2017.Earlier the interest rates used to be announced on yearly once. However, now from 2016-17, the rate of interest will be fixed on a quarterly basis. … [Continue reading]