Personal Finance Blog
IRDA published its annual report on 9th January 2019. Let us see the IRDA Claim Settlement Ratio 2017-18 and also which is the Best Life Insurance Company in 2019.What is the meaning of Claim Settlement Ratio?Claim Settlement Ratio is the indicator how much death claims Life Insurance Company settled in any financial year. It is calculated … [Continue reading]
9.7% Shriram Transport Finance NCD Jan 2019 will be hitting the market for subscription from 7th Jan 2019 to 31st Jan 2019. Is it worth to invest? Who can invest? What are the risks?This is the third NCD offer from Shriram Transport Finance in this FY. The interest rate offered in current NCD is same as that of October 2018 Issue. However, … [Continue reading]
What is the Public Provident Fund Interest Rate 2019? How often currently it is changing now? What is the historical interest rate of Public Provident Fund? How it affected you? Let us get answers to all these questions.Public Provident Fund or PPF is one of the preferred product for many investors. In fact, I strongly advocate using this … [Continue reading]
What is the applicable latest Post Office Small Saving Schemes Interest rates Jan-Mar 2019? The government announced the interest rate for PPF, Sukanya Samriddhi, NSC, KVP Interest Rates Jan-March 2019. Let us see the changes applicable with effective from 1st January 2019.Earlier the interest rates used to be announced on yearly once. However, … [Continue reading]
In this article, I will share my Top 10 Best SIP Mutual Funds to invest in India in 2019. Yearly I will publish my Top 10 Best SIP Mutual Funds to invest in India. Continuing that trend, I will publish the list for 2019.Two major things happened to the Mutual Fund industry during the 2018 years.# SEBI Recategorization-SEBI came up with new … [Continue reading]
The government launched Sovereign Gold Bond Issue FY 2018-19 – Series IV. Bonds will be open for subscription from 24th December 2018 to 28th December 2018. Let us see the eligibility, features and who can invest.This is the fourth tranche of the Financial Year 2018-19. This Gold Bonds scheme was launched in November 2015. The … [Continue reading]
Recently new EPF Withdrawal Rules came into existence where you are allowed to withdraw 75% accumulated corpus if you are unemployed for more than a month.But before moving forward, please take the note of earlier notification which I explained in my blog post "Tax on EPF after resign, retire or terminated" for better understanding of taxation … [Continue reading]
10.76% SREI Equipment Finance NCD Dec 2018 will hit the market on 19th Dec 2018 to 18th Jan 2019 for a subscription. Is it worth to invest? Who can invest? What are the risks?There are series of NCDs coming up every month in the market. At the same time some negatives news also for few NCDs (take an example of the IL&FS saga). A lot of … [Continue reading]