Personal Finance Blog
What are the types of Debt Funds in India after the SEBI's Categorization and Rationalization of Mutual Fund Schemes? How are they classified now? Let us discuss on this aspect in detail.The Debt Funds in India after SEBI's Categorization and Rationalization of Mutual Fund Schemes are mainly divided into 16 types. However, to make it simple, … [Continue reading]
CBDT on 13th June 2018 announced the Cost of Inflation Index for FY 2018-19 / AY 2019-20. You may be aware that the base year was changed from the earlier FY 1981-82 to FY 2001-02. What is Cost of Inflation Index (CII)? It is a measure of inflation that is used for computing Long Term Capital Gains (LTCG) on the sale of capital assets as per IT … [Continue reading]
Do you know what is EPS Scheme Certificate of your EPF Account? Many employees unaware of EPS and EPS Scheme Certificate. Let us discuss more about this in this post.Before proceeding further, first, let us understand how your EPF contribution is divided. I have written a detailed post in this regard earlier (Employee Provident Fund … [Continue reading]
Many of us have changed the details like name, address, phone number or date of birth. How to track, view or download Aadhaar update history at one place?Aadhaar card now became one of the major Address, ID and important document in our life. There are certain instances where you usually update your details like name, address, phone number or … [Continue reading]
Many of us recently saw few NCD (Non Convertible Debentures) in the market which are offering you the higher interest rate than typical Bank FDs or Debt Funds. Who should invest in such NCD (Non Convertible Debentures)? What are the risks involved in such NCD (Non Convertible Debentures)? Let us see these in detail.There are NCDs like DHFL … [Continue reading]
There are many emergencies and in such a situation you may get a situation even to avail loan against mutual funds. How to avail loan against mutual funds instantly? This is now possible and let us look at this possibility in detail.Recently HDFC Bank started a facility to avail loan against mutual funds instantly through it's internet banking … [Continue reading]
There are certain changes in NPS withdrawal rules. What are the latest NPS withdrawal rules 2018? NPS is now a big additional tax saving investment avenue for many. For this purpose, it is important for all investors to have an eye on such changes.Before proceeding further, let us look back the basics about NPS.NPS or New Pension Scheme … [Continue reading]
How to update or change Mobile Number in EPF UAN if you forgot Password and Mobile Number Changed? Mobile number and Aadhaar now became important things in our life. What if you change the mobile number and forgot the password to for login to EPF Unified portal? Let us see the steps to do the same.EPFO Unified portal now became an important … [Continue reading]