basunivesh@gmail.com
Supreme Court’s Eye-Opening Verdict: Does Hiding Existing Policies Lead to Insurance Claim Rejection?
Does Hiding Existing Policies Lead to Rejection? Yes, let us understand the importance of 25th February 2025 Supreme Court Judgement. […]
Insurance Planning
How To Claim Medical Expenses From Multiple Insurance Policies?
Nowadays it is common to have multiple health insurance policies. In such situation, how to claim medical expenses from multiple
IRDAI’s Bima-ASBA – Pay Insurance Premiums Smartly And No Deductions Until Approval!
IRDAI has introduced a payment method called Bima-ASBA. You can now pay insurance premiums smartly, and there will be no
Budget 2025 – Taxation of Unit Linked Insurance Policies (ULIP)
In the Union Budget of 2025, the taxation of Unit Linked Insurance Policies (ULIPs) changed significantly. Let’s look at these
Health Insurance Vs Health Emergency Fund – Which is better?
Is it wise to buy health insurance or create a health emergency fund, especially with rising premiums and uncertain claim
Latest IRDA Life and Health Insurance Claim Settlement Ratio 2025
The latest IRDA Life and Health Insurance Claim Settlement Ratio 2025 was released on 23 Dec 2024. Let us look
Top 5 Best Health Insurance Companies in India 2025
Which are the top 5 best health insurance companies in India in 2025? It is based on the recently published
Secure Benefit of HDFC Ergo Optima Secure – What is the catch?
In HDFC ERGO Optima Secure, your base cover gets doubled instantly upon purchase!! What is the catch of “Secure Benefit”?
Senior Citizens Ayushman Bharat Health Insurance – How to apply?
Recently, the Government of India launched a FREE Rs.5 lakh Senior Citizens Ayushman Bharat Health Insurance. How do you apply
All About Ayushman Bharat Pradhan Mantri Jan Arogya Yojana
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana is Rs.5 lakh senior citizen health insurance scheme of central government. Let us
LIC Digi Credit Life (Plan 878) – Online Term Plan to cover loans
LIC recently launched a new term plan called LIC Digi Credit Life (Plan 878). This term plan is meant for
LIC Yuva Term (Plan 875) – Eligibility, Benefits and Review
LIC recently launched an OFFLINE new term plan called LIC Yuva Term (Plan 875). Which is best among LIC Yuva
LIC Digi Term (Plan 876) – Eligibility, Benefits and Review
LIC recently launched a new term plan called LIC Digi Term (Plan 876). Which is better LIC Digi Term or
What to do if your health insurance claim is rejected?
What to do if your health insurance claim is rejected? How to handle and fight in case of such claim
Narayana ADITI Rs.1 Cr Family Floater Health Insurance – Review
Narayana Health Insurance is offering Narayana ADITI Rs.1 Cr Family Floater Health Insurance for a yearly premium of just Rs.10,000.
IRDA’s New Health Insurance Changes 2024 – Download PDF Circular
What are IRDA’s New Health Insurance Changes 2024? How is it going to impact our health insurance policies? Let us
Latest changes in Health Insurance from 1st April 2024
Effective from April 1st, 2024, IRDA has made significant changes to your health insurance policies. What are these changes in
Life Insurers ULIP Index Funds – Why you must NOT invest?
Due to the popularity of Index Funds or Mutual Funds, insurance companies are launching ULIP Index Funds. Why you must
LIC’s Amritbaal 8% GUARANTEED Plan for Children – Should you invest?
A new insurance plan for children, LIC’s Amritbaal 8% GUARANTEED Insurance Plan, was introduced on 17th Feb 2024. Does this
LIC New Pension Plan Jeevan Dhara 2 – Should You Invest?
LIC is launching its new pension plan Jeevan Dhara 2 (No.872) on 22nd January 2024. Should you invest in this
Latest Health Insurance Claim Settlement Ratio 2024
What is the IRDA’s Latest Health Insurance Claim Settlement Ratio 2024? IRDA recently published its annual report on 28th Dec
Latest IRDA Claim Settlement Ratio 2024
The latest IRDA Claim Settlement Ratio 2024 was released on 28th Dec 2023. According to this, which is the best
LIC Jeevan Utsav (Plan No. 871) – Is it a 10% GUARANTEED product?
LIC Jeevan Utsav (Plan No. 871) is available from 29th Nov 2023. Few are misselling it as a 10% GUARANTEED
Latest LIC Bonus Rates – 2023- 2024 | Complete List
Recently LIC declared the bonus rates for the year 2023 – 2024 (As per March 2023 valuation). Let us see