What Accounts Reflect in Your CIBIL Report?
We all know the importance of CIBIL Report of a credit report. However, we fail to understand what type of our […]
Banking
Confirmed – Bad CIBIL Score affects your job !
We all have a strong belief that bad CIBIL score means it affects only to our borrowing. But now bad
Post Office Senior Citizen Savings Scheme (SCSS) – Benefits and Interest Rate
After the recent increment in Senior Citizen Savings Scheme (SCSS) limit to Rs.30 lakh from 1st April 2023, SCSS turned
Income Tax E-Filing Vault – How to secure tax e-filing account?
Recently CBDT announced the new security feature called Income Tax E-Filing Vault. This actually creates more security to your e-filing account.
Video Tutor-How to fill the NACH Application Form?
Now from 1st May, 2016 NACH is mandatory and which is replacing ECS format of registration. But I found many
How to remove late payments from CIBIL report?
Having late payments from CIBIL report can prove detrimental to your credit score, and indeed is something that requires your
Post Office Savings Schemes -Changes effective from 1st, April 2016
Recently Government announced some changes to Post Office Savings Schemes interest rate calculation method and these changes will be effective from
SBI FlexiPay Home Loan-What is new and why should you avoid it?
Recently SBI Bank launched one more home loan product called SBI FlexiPay Home Loan. This loan feature seems to be attractive. However,
What to do when you are being chased by collection agencies?
Life is unpredictable and there can be times when one goes through difficult financial situations and is unable to repay
How to earn RISK-FREE return from LOAN?
What if your loan interest rate is less and FD rate high? Is it happening like this? I don’t think so. But
Bank Fixed Deposit (FD)-What to do when depositor dies before maturity?
We all have Bank Fixed Deposit (FD), at least a one. However, have you ever thought of what will happen when
Quoting PAN Number for Financial Transactions-Where it is mandatory?
Knowingly or unknowingly, we all quote our PAN card number. We never consider or rethink whether quoting our PAN number
mVisa-Your smartphone now replaces credit and debit cards
How you pay your bills while shopping? By swapping either credit or debit cards right? Now you no need to
Why you MUST know your Credit Score?
Credit is an integral part of our life today and our dependence on credit is becoming increasingly important to achieve
Vidya Lakshmi portal-Single window for educational loan and scholarship
Today Finance Minster launched the Vidya Lakshmi portal (www.vidyalakshmi.co.in). This is the single window for students to apply for educational
Suraksha (Raksha) Bandhan Gift-Jeevan Suraksha Deposit Scheme
Government today (9th August, 2015) launched a new drive called Suraksha Bandhan. Under this, you will get the different types
What is Mobile Phone SIM Swap fraud and how to protect your Bank Account?
Nowadays mobile phone is a most convenient way of operating your bank account. You can generate a one-time password, unique
What are Callable and Non-callable Bank Fixed Deposits (FDs)?
Recently in its Sixth Bi-Monthly Monetary Policy Statement, 2014-15, RBI proposed another type of Fixed Deposit. These are called non-callable
HDFC Bank’s PayZapp-Next Gen mobile banking app in India
Few days back HDFC Bank launched PayZapp, an all-in-one mobile payment, and money transfer app through which you can make any type of
How to transfer PPF Account from Post Office or Bank to another Post Office or Bank?
Recently, one of my blog readers has found it difficult to transfer his PPF Account from Post Office to his
Difference between SBI MaxGain and Regular Home Loans
In my last post, I wrote about the SBI Max Gain Home Loan scheme features, benefit, advantages and disadvantages in
All about SBI MaxGain Home Loan Scheme features and benefits
You have a home loan of Rs.1 Cr and suddenly you receive the cash of Rs.30 lakh and want to reduce your home
How to check Bank Balance freely using missed call banking facility?
We all know that currently checking your balance through ATM will have limited access. After few usages, Banks start to
Budget 2015-20 Changes that affect your Personal Finance
There was huge expectation before Budget 2015 that Modi Govt will bring moon to all of us. Few created big