Post Office Monthly Income Scheme or MIS – A complete guide
Effective from 1st April 2023, the limit of the Post Office Monthly Income Scheme or MIS has increased from the […]
Investment Planning
Sukanya Samriddhi Account -When to invest to earn more returns?
Recently Government changed few rules of Sukanya Samriddhi Account, which will be applicable from 2016. The interesting part of it
Dosa Economics -Stop worrying of falling Bank FD Rates
During a lecture at National Council of Applied Economic Research (NCAER) in New Delhi, Mr. Raghuram Rajan explained the inflation effect with
Who is the best financial planner in India?
When we look for any service, then our first priority is to go for the BEST. The same applies while
Post Office Senior Citizen Savings Scheme (SCSS) – Benefits and Interest Rate
After the recent increment in Senior Citizen Savings Scheme (SCSS) limit to Rs.30 lakh from 1st April 2023, SCSS turned
Direct Mutual Fund Investors and Dunning–Kruger effect
Yesterday I received a mail from one of a blog reader requesting me to review his equity portfolio. He started
Interest of PPF KVP NSC SCSS and Sukanya Samriddhi for April-June 2016
Government announced Interest of PPF KVP NSC SCSS and Sukanya Samriddhi Account and also Post Office Savings Schemes for the
How to remove late payments from CIBIL report?
Having late payments from CIBIL report can prove detrimental to your credit score, and indeed is something that requires your
Post Office Savings Schemes -Changes effective from 1st, April 2016
Recently Government announced some changes to Post Office Savings Schemes interest rate calculation method and these changes will be effective from
Difference between Tier 1 and Tier 2 Account in NPS
What is the difference between Tier 1 and Tier 2 Account in NPS? Many Government employees or others subscribed to
How to earn RISK-FREE return from LOAN?
What if your loan interest rate is less and FD rate high? Is it happening like this? I don’t think so. But
Bank Fixed Deposit (FD)-What to do when depositor dies before maturity?
We all have Bank Fixed Deposit (FD), at least a one. However, have you ever thought of what will happen when
Two in Three Adults of world are financially illiterate
Do you believe it? Two third of adults over worldwide are financially illiterate. Shocking but the reality. This is the
Quoting PAN Number for Financial Transactions-Where it is mandatory?
Knowingly or unknowingly, we all quote our PAN card number. We never consider or rethink whether quoting our PAN number
How to encash or withdraw NSC bought from different Post Office?
You bought NSC (National Savings Certificate), but during maturity time, what if you are not in the same city or
Why you MUST know your Credit Score?
Credit is an integral part of our life today and our dependence on credit is becoming increasingly important to achieve
PFC Tax-Free Bonds 2015-Features, Review and Benefits
Few days back NTPC came with Tax-Free Bonds and it was almost oversubscribed within few days. Now it is the
Tax Free Bonds 2015-7.62% NTPC Tax-Free Bond of September 2015
After almost a gap of a year, once again Tax-Free Bonds hitting the market. The first one in this year
LIC’s New Endowment Plus (Table No.835)-Features, Benefits and Review
On 9th August, 2015 LIC is going to launch the new ULIP Plan. This is called as New Endowment Plus (Table No.835).
Suraksha (Raksha) Bandhan Gift-Jeevan Suraksha Deposit Scheme
Government today (9th August, 2015) launched a new drive called Suraksha Bandhan. Under this, you will get the different types
Video Tutor Guide-How to fill Form 15G and Form 15H?
Recently EPFO started to deduct TDS and when I wrote a post  on this then I got many queries related
National Pension System (NPS)-New Partial Withdrawal and Exit Rules
Many of us stayed away from NPS only because of liquidity issue. However, a few days back PFRDA came up
Difference between New Pension Scheme (NPS) and Atal Pension Yojana (APY)
Recently Central Government launched one more pension scheme called Atal Pension Yojana. So what is the difference between existing New
EPF Withdrawal Taxation-New TDS (Tax Deducted at Source) Rules
The Finance Act, 2015 inserted a new section 192A related to the payment of the accumulated provident fund balance due