LIC Policies-How to calculate returns?
A few months back when I wrote about “LIC Bonus rates for 2012-13 and comparison“, I flooded with lots of queries […]
Insurance Planning
Tax Planning
Income Tax Sparsh-Register and Track status of PAN Card Complaints
Income Tax Department recently started the PAN related complaint grievance cell called Income Tax Sparsh. You can register and check the
Tax Planning
SBI Tax Saving Deposit-Why effective yield is so high?
Look at below advertisement from SBI Bank. You may surprise to see effective  returns from Tax Saving FDs are showing
Insurance Planning
How much you believe your advisers?
How much you really believe your advisers, agents or financial planners in sharing your documents? Lot of them really don’t
Investment Planning
Aadhaar now mandatory for Employee’s Provident Fund (EPF)
EPFO recently announced that Aadhaar is now mandatory for employees who newly enroll for EPF. Eventhough this was announced with
Investment Planning
Spending Vs Saving-Battle of Mind
In today’s post we will look into the psychological aspect of spending vs saving. Saving can be defined in simple
Investment Planning
Anchor Investors-How they affect your IPO (Initial Public Offering) price?
Anchor Investors-You might have heard about this during IPO (Initial Public Offering) of any company. Like for example, recently CARE
Investment Planning
SEBI’s SCORES-Platform to approach with your complaints
What you will do when you have complaint against your mutual fund company, listed company of which you are share
Uncategorized
How to become Financial Planner yourself?
Whenever you hear about the profession called “Financial Planner” then without any doubt you feel yourself that it requires additional
Insurance Planning
LIC’s Flexi Plus-Review
Recently LIC came up with one more plan other than “New Jeevan Nidhi” on this new year  eve. I already
Insurance Planning
LIC launched New Jeevan Nidhi-What is new??
LIC recently launched one more traditional pension product naming “New Jeevan Nidhi”. It purely resemble old pension plan “Jeevan Nidhi”
Uncategorized
One Idiot-Movie on importance of Financial Planning by IDFC Foundation
This is the 30 minute movie by IDFCÂ Foundation directed by Amole Gupte of “Taare Zameen Par” and “Stanley Ka Dabba”
Investment Planning
Tax Free Bonds-Who can invest?
For the FY 2012-13 you may expect series of tax free bonds from authorized 10 issuers. Period is already started
Banking, Real Estate
Home Saver Loans-Is it worth to go for?
Let us say you took home loan 2 years back and suddenly you received some unexpected cash which may be
Insurance Planning
Impact of smoking habit on your financial life
In my previous post How you can achieve Financial Goals by small sacrifices? I wrote in detail about the ways by
Banking
Bank Account Opening-Read these modified KYC norms
With the existing norms of KYC lot of customers felt it difficult in obliging to the norms mentioned their. In view
EPF and PPF, Investment Planning
New meaning of “Salary” for calculation of Employee’s Provident Fund (EPF)
I think it is common for all Govt organisations to open their eyes after hitting on their head by the
Uncategorized
BasuNivesh first Birthday !!!
I am happy to share that on 9th December 2012 BasuNivesh completed it’s first year. I started this blog when
Uncategorized
Child Education Current Cost Vs Future Cost-Which scares you more?
Recently I saw an article in English daily, which shares the status of the parents when it comes to paying
Investment Planning
Do you think Maths=Money??
During my interaction with clients I found that lot of people straight away equals money with Mathematics. Reason is numbers
Investment Planning, Mutual Fund
How to change your Name, Address and Bank details in Mutual Funds?
In today’s post we will look at some service oriented issues which every common investor of Mutual Funds will face.
Investment Planning
What are the basic qualities your adviser must have?
Today I attended one educational seminar which was related to mutual fund industry. Found time to interact with advisers who
Gold
Reliance My Gold Plan-Review
Now one more plan added to the list of gold schemes where you have only option of redeeming physical gold but
Banking, Real Estate
Fixed Vs Reducing Balance Loan EMIs-Which is best for you?
Recently one of my client searching for gold loan for his financial need found that one NBFCÂ (Non Banking Financial Companies)