Top Up Health Insurance Plan & Super Top Health Insurance Plan-What are they?
Many of us have employer-provided health insurance. But have you never thought of who will pay the claim amount in […]
Joint Life Term Insurance Policies-Who can buy?
We all know there are term plans available in the market for individuals. But when both husband and wife are earning
All about Sovereign Gold Bonds Scheme
On September 9th, 2015, Government of India gave approval for the launch of Sovereign Gold Bonds Scheme. Let us go into
5 Unknown Mutual Fund Risks !
We all used to discuss the regular risks associated with mutual fund investment. But recently due to one company’s stock
LIC’s Agent Portability-How to change LIC Agent?
You may buy the LIC policy with the great hope that your agent will service you throughout the policy period. However, what
LIC’s Bonus rates for 2015-16 and Comparison
LIC’s bonus rates for 2015-16 declared recently (August, 2015). LIC’s announced the bonus rates for all it’s traditional plans for
What if your Insurance Company goes bankrupt?
Whenever we try to buy an insurance product from a private insurer, then all of us have a huge concern
Vidya Lakshmi portal-Single window for educational loan and scholarship
Today Finance Minster launched the Vidya Lakshmi portal (www.vidyalakshmi.co.in). This is the single window for students to apply for educational
LIC’s New Endowment Plus (Table No.835)-Features, Benefits and Review
On 9th August, 2015 LIC is going to launch the new ULIP Plan. This is called as New Endowment Plus (Table No.835).
15 Rules of availing Loan against PPF (Public Provident Fund)
Earlier I had already written a post about PPF Loan and withdrawal. However, in this post I will explain you
10 ways to get your Income Tax Refund quickly
It is tax filing time for all individuals. Once you file the tax then the next step is to look
What is Third Party Insurance (TPI)?
Let us say you are driving the vehicle, met with an accident, and caused the heavy damage to an opposite
Suraksha (Raksha) Bandhan Gift-Jeevan Suraksha Deposit Scheme
Government today (9th August, 2015) launched a new drive called Suraksha Bandhan. Under this, you will get the different types
5 ways to save your Term Insurance premium
While buying a term plan, many will concentrate only on the comparison of Term Insurance Premium of different companies. However,
Why Endowment or Money Back Life Insurance Policies give less returns?
Since long we were targeting agents commission as a reason for Endowment, Money Back, Traditional or Traditional Child Insurance plans
BasuNivesh Forum Launched-Ask us your Personal Finance doubts
I am happy to announce that today we launched the Forum in our Blog. It is purely related to personal
What is Mobile Phone SIM Swap fraud and how to protect your Bank Account?
Nowadays mobile phone is a most convenient way of operating your bank account. You can generate a one-time password, unique
Check LIC Policy status without registration by Mobile Phone or SMS
Many of LIC policyholders might be struggling to get their status. Because they feel it is cumbersome to visit LIC
Video Tutor Guide-How to fill Form 15G and Form 15H?
Recently EPFO started to deduct TDS and when I wrote a post  on this then I got many queries related
What are Callable and Non-callable Bank Fixed Deposits (FDs)?
Recently in its Sixth Bi-Monthly Monetary Policy Statement, 2014-15, RBI proposed another type of Fixed Deposit. These are called non-callable
Who is responsible to file and pay Income Tax after death?
We all know the rules and regulations about filing IT Return when we are alive. However, many of us don’t
HDFC Bank’s PayZapp-Next Gen mobile banking app in India
Few days back HDFC Bank launched PayZapp, an all-in-one mobile payment, and money transfer app through which you can make any type of
National Pension System (NPS)-New Partial Withdrawal and Exit Rules
Many of us stayed away from NPS only because of liquidity issue. However, a few days back PFRDA came up
Difference between New Pension Scheme (NPS) and Atal Pension Yojana (APY)
Recently Central Government launched one more pension scheme called Atal Pension Yojana. So what is the difference between existing New