Kids Savings Account-Benefits and Feasibility
One of the best ways to educate your kid about money matters is making them aware about the banking transactions. […]
Banking
Banking
Banking
RBI’s Paisa Bolta Hai-How to detect fake Indian currency?
Even though these days, mostly we transact money matters either through online or cards, but still we face a situation
Banking
What if your savings account fetch you 10% return?
Surprised?? But you can find such interest rate if you are from the below listed countries. In India we hardly
Banking
How to exchange soiled and mutilated currency notes?
What you do with the currency notes which are not acceptable by any of your sabjiwaala, milkman or nearest grocery owner? Will you destroy
Banking
Different types of Loans in India-When to use them?
Motivation for this post is one of my client’s profile. Currently in India we have different types of loans available
Banking
Cheque dishonour-What it mean?
In our day to day financial transactions we normally issue cheques once or twice but do you know what are
Banking
How much safe is your Co-Operative Bank?
What will happen when you have emergency need of cash from your co-operative savings bank account and suddenly bank curtail
Banking
Banking Service-Twenty unknown facts
Being customers of banks we often don’t know the important services of our banks. Few of them may look like
Banking
Virtual Cards-For safer online shopping
While doing online shopping, our main concern is the safety about the data we share, like our credit/debit cards details.
Banking, Real Estate
Home Saver Loans-Is it worth to go for?
Let us say you took home loan 2 years back and suddenly you received some unexpected cash which may be
Banking
Bank Account Opening-Read these modified KYC norms
With the existing norms of KYC lot of customers felt it difficult in obliging to the norms mentioned their. In view
Banking, Real Estate
Fixed Vs Reducing Balance Loan EMIs-Which is best for you?
Recently one of my client searching for gold loan for his financial need found that one NBFCÂ (Non Banking Financial Companies)
Banking
Family Savings Account-Club your family bank accounts into one group.
Suppose you and your family members have savings account under one bank then you can easily club all the accounts
Banking
Know all about Education Loan features
Getting the help of education loan became a necessary for parents to give higher education to their kids. Increasing fees
Banking
Unique Customer Identification Code (UCIC) for your bank accounts
RBI recently came up with idea of allotting unique code for each bank account holder. This facility was mooted to avoid
Banking, Real Estate
Reverse Mortgage Loan enabled Annuity-How it works?
Reverse Mortgage is the new type of loan scheme to cater to the old age people’s last days needs. But
Banking
Know your new “CTS-2010 Standard” Bank Cheque Format
It is now mandatory for banks to strictly issue standardised and enhanced new format of cheques called CTS-2010. Which will
Banking
Basic Savings Bank Deposit Account-New version of no-frill account
Recently RBI modified it’s earlier circular about “no-frill” savings account to offer common minimum services to customers. So first let
Banking, Real Estate
Home Loans-Meaning of EMI, Pre-EMI and Pre-Construction Period.
It is everybody’s dream to have their own home. To fulfill this dream, home loan is a tool which will
Banking
White Label ATMs-Value addition to your Banking Service.
Currently in India only Banks are allowed to open ATMs to serve their customer needs. It is felt that current
Banking
Meaning of Base Rate and Spread-Home Loans and Car Loans
It is commonly believed that if Banks are offering you the home loan at 12% means it is the total
Banking
Bank Cheques-Few things you must know
Today I will make you familiar with the few basic things about cheque transactions which may be helpful you in
Banking
Bank FDs-Is your Bank have Deposit Insurance and Credit Guarantee(DICGC)?
In India, each person has at least few thousand rupees as an investment in Bank FDs. Because this is treated