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How to check CKYC or Central KYC status online?

April 17, 2017by Basavaraj Tonagatti

Central KYC or CKYC was replaced the old KYC process. It’s centralized process avoids you to submit multiple KYC while opening savings bank accounts, buying life insurance or investing in mutual fund products into one time centralized process. How to check CKYC or Central KYC Status online?

As I pointed above, now this new Central KYC or CKYC replaced the old KYC process. This reduced the multiple submission of KYC at different stages of financial transactions.

What is CKYC or Central KYC?

It is a single and centralized KYC process for all your financial transactions. In the old format of KYC, PAN was the sole identifier for an investor. However, in new Central KYC Registry system, the list goes beyond Aadhaar and PAN. It removes the submission of KYC at different level or to different financial institutions of your financial transactions.

It is also the single form to create new KYC or modify the existing KYC. Three types of accounts are specified. One is Normal, second is Simplified or for low-risk customers and third is Small investors. You have to select which is applicable to you.

If your aggregate of all credits in a financial year does not exceed rupees one lakh, the aggregate of all withdrawals and transfers in a month does not exceed rupees ten thousand or the balance at any point of time does not exceed rupees fifty thousand, then you will be considered as SMALL account type of investor.

The simplified or low-risk customers means customers who are not able to submit anyone among 6 documents listed. They are Passport, driving license, PAN card, Voter ID, job card issued by NREGA or Aadhaar Card.

This CKYC or Central KYC also includes the FATCA declaration. Hence, it avoids you declare the same at the different level of your investments.

The format of CKYC or Central KYC will be as below.

Central KYC Registry or CKYCR Form

How to fill the CKYC or Central KYC form?

I have created a short video on how to fill this form. This is simple and easy to understand. Watch this video before filling the CKYC or Central KYC form.

How to check CKYC or Central KYC status online?

As of now, there was no link to check CKYC or Central KYC status online. Hence, many found it hard to check the status online. However, recently Karvy started the facility to check CKYC or Central KYC status online.

This I think a big relief to many. I know that even though you submitted the CKYC or Central KYC application, in some cases the status may not show this. I think they are still at data compilation mode. But still, I feel it’s the big relief to many.

Visit the Karvy website link to check CKYC or Central KYC status online.

The screen looks like below.

check CKYC or Central KYC status online

Once you enter PAN number and the characters appear below and click on the tab “Search Now”, you will see the below screen where it shows the status.

Status of CKYC or Central KYC

You notice that you will also get your CKYC ID, which is very much important to quote for future references like modify or update your KYC data.

As I pointed, as of now Karvy started this facility. I will update this post whenever others also follow the same.

Do note that if your KYC was registered in the old system of KYC, then the status will not reflect CKYC ID, instead, it shows the old KYC data.

Category: Banking, Investment Planning, Mutual FundTag: check CKYC or Central KYC status online

About Basavaraj Tonagatti

Basavaraj Tonagatti is the man behind this blog. He is SEBI Registered Investment Adviser who is practicing Fee-Only Financial Planning Process and also an Independent Certified Financial Planner (CFP), engaged in blogging since 7 years. BasuNivesh blog is ranked as one among India's Top 10 Personal Finance Blog. He is not associated with any Financial product/service provider. The purpose of this blog is to "Spread personal finance awareness and make them to take informed financial decisions." Please note that the views given in this Blog/Comments Section/Forum are clarifications meant for reference and guidance of the readers to explore further on the topics/queries raised and take informed decisions. These should not be construed as investment advice or legal opinion."

Previous Post: « Update KYC in EPFO How to link Aadhaar to EPF using online and offline?
Next Post: Unable to link Aadhaar with PAN – What are the alternatives? New field for linking Aadhaar with PAN »

Reader Interactions

Comments

  1. Chandan Kumar Dash

    June 28, 2020 at 6:14 AM

    Hello, I checked my KYC status today and I got this type of screen. “CKYC APPLICATION STATUS SUBMITTED TO KARVY”. Is this for CKYC or not?

    Reply
    • Basavaraj Tonagatti

      June 28, 2020 at 6:31 PM

      Dear Chandan,
      Yes, it is for CKYC.

      Reply
      • Suraj Khaitan

        August 8, 2020 at 6:15 PM

        After how many days the status changes usually?

        Reply
        • Basavaraj Tonagatti

          August 9, 2020 at 12:20 PM

          Dear Suraj,
          May be within 3-4 days.

          Reply
  2. Khuleipham Bishmillah

    April 7, 2020 at 1:41 PM

    Hello sir
    I got email from cersai I apply for ckyc when I check to karvy website for ckyc status nothing is show but kyc register is shown lastly I got another email form cersai I got kyc identifier no of 14 digit it is ckyc id or nothing else… Plz let me know…

    Reply
    • Basavaraj Tonagatti

      April 7, 2020 at 1:57 PM

      Dear Khuleipham,
      Better to wait.

      Reply
  3. IQBAL ISMAIL

    March 14, 2020 at 12:54 PM

    I have submitted two KYC Updation form for my two accounts in Canara bank to FATCA along with required documents .

    When check the status it is showing as status Not Available.

    Does i have to apply one more time or wait for some time

    Reply
    • Basavaraj Tonagatti

      March 16, 2020 at 3:11 PM

      Dear Iqbal,
      Approach the banks for the same at first.

      Reply
  4. Soumyaranjan

    November 28, 2019 at 4:14 PM

    Dear sir,
    I have registered ekyc previously, now I registered for CKYC with fresh form with CAMS KRA. Even after 14 days I have not received any CKYC number . But in status it shows Kyc registered. KYC mode showing Normal. How to get the KIN number???

    Reply
    • Basavaraj Tonagatti

      November 29, 2019 at 6:56 AM

      Dear Soumyaranjan,
      Better be in touch with CAMS.

      Reply
    • Harshit Shrivastava

      November 19, 2020 at 4:15 PM

      Sir, I received by ckyc registry through email. But I didn’t applied for it, still I received it. Also, it is not having my photo. Is there any option for updation for the photograph?

      Reply
  5. suresh

    June 1, 2019 at 6:51 PM

    Hi Sir,
    Earlier I registered KYC using Adhaar (it has limit on investment amount). Later, I submitted the docs to register for CKYC. When I check the Karvykra, it shows, MOdify status as “KYC registered” and date of modification as well. But, I did not get CKYC id. CKYC Apln. Status : CKYC RESPONSE RECEIVED. I did this activity thru groww. could you please tell me How to make sure that it is done?

    Reply
    • Basavaraj Tonagatti

      June 1, 2019 at 6:52 PM

      Dear Suresh,
      There are lot of issues with CKYC. Hence, if your KYC is completed, then go ahead for investment.

      Reply
      • suresh

        June 1, 2019 at 10:15 PM

        Thanks a lot for the prompt reply Sir. I was reluctant to invest because with adhaar based kyc , we can invest max 50K per fund in a year.

        Reply
        • Basavaraj Tonagatti

          June 3, 2019 at 8:48 AM

          Dear Suresh,
          Yes, I can understand your difficulty. But few apps like ET Money and Paytm Money started full-fledged KYC online itself.

          Reply
  6. murugesan

    March 15, 2019 at 1:29 PM

    Dear sir, 1 and half years ago I opened savings bank account in Karur Vysya Bank, yesterday I received kyc identifier number from cersai through email. I didn’t apply for ckyc but bank uploaded my details to CeRSai. In ckyc document, my photo, kyc id number, my name, dob, phone number, email id, ID proof: UID, and my address are present in that document… With these details can I open bank account, mutual funds, insurance in other institutions? I mean just providing my ckyc number.

    Reply
    • Basavaraj Tonagatti

      March 15, 2019 at 5:05 PM

      Dear Murugesan,
      Sadly this CENTRALIZED KYC not yet CENTRALIZED.

      Reply
  7. DEVA

    February 10, 2019 at 8:51 AM

    I RECEIVED KIN(KYC IDENTIFIER). BUT IT IS NOT UPDATED IN MUTUAL FUNDS. IN KARVY KRA ALSO KIN IS NOT SHOWING. SHOWING AS EKYC OTP I APPLIED FOR CKYC THROUGH CAMS ON 10 AUG 2017. WHY IT IS NOT UPDATED TILL NOW

    Reply
    • Basavaraj Tonagatti

      February 11, 2019 at 7:17 AM

      Dear Deva,
      Better to be in touch with CAMS.

      Reply
  8. Satheesh

    February 7, 2019 at 8:53 AM

    I opened a Demat account.I got one ckyc.In bank I got another ciyc number.What I will do now

    Reply
    • Basavaraj Tonagatti

      February 7, 2019 at 8:58 AM

      Dear Satheesh,
      If both have same data, then just let it be.

      Reply
  9. Pravat Sutradhar

    January 26, 2019 at 3:39 PM

    Sir, my pan is kyc complaint and I have complete ckyc form and submited to cams office with pan and aadhar xerox for ckyc.
    online show modification registerd and kyc status normal but till date i have not received any CKYC No. via sms or mail id. I go to cams office but there not provide me CKYC Id.
    what to do for get ckyc No.

    Reply
    • Basavaraj Tonagatti

      January 26, 2019 at 4:25 PM

      Dear Pravat,
      You have to approach the CAMS only if you are unable to find it.

      Reply
  10. iliyas

    January 22, 2019 at 3:11 PM

    i want to get KYC number, So is there any process to get online only as i am reciting abroad .

    Reply
    • Basavaraj Tonagatti

      January 22, 2019 at 4:22 PM

      Dear Iliyas,
      Either search through Karvy or CVLKRA. Otherwise, be in touch with an organization with whom you submitted the KYC documents.

      Reply
  11. Arun

    January 11, 2019 at 8:49 AM

    Hi, i have changed my address in KYC, CVL KRA. But in mutual funds old address is there. How to change in mutual funds

    Reply
    • Basavaraj Tonagatti

      January 11, 2019 at 9:54 AM

      Dear Arun,
      It takes time to update by all AMCs.

      Reply
  12. ANKIT MINGLANI

    January 8, 2019 at 4:10 PM

    Hi,

    Where to send the filled in KYC form mentioned in your post ?

    Reply
    • Basavaraj Tonagatti

      January 8, 2019 at 7:24 PM

      Dear Ankit,
      You have to give it to the institution who are asking for your KYC.

      Reply
  13. Rajat

    December 18, 2018 at 4:18 PM

    Very informative article. But I wish to know, do I need to register on http://www.cersai.org.in with “Digital Signature Certificate”? If yes, do you have any video of the same?

    Reply
    • Basavaraj Tonagatti

      December 18, 2018 at 7:47 PM

      Dear Rajat,
      Not required.

      Reply
  14. Srikant Singh

    December 7, 2018 at 1:59 PM

    Hello

    I have applied for kyc at CAMS office with all required documents but after few days my kyc status shows “on hold”, proof of identity not available/improper.

    What does this mean and what should i do??

    Reply
    • Basavaraj Tonagatti

      December 10, 2018 at 7:07 AM

      Dear Srikant,
      I think the proof of identity is not valid. To know the exact reasons, contact CAMS.

      Reply
  15. Anand

    November 18, 2018 at 3:59 PM

    Hello, my kyc was registered in 2014 and was updated to ckyc in March 2017. But my ckyc status do not show ckyc id/number. How do I get it?

    Reply
    • Basavaraj Tonagatti

      November 19, 2018 at 6:32 AM

      Dear Anand,
      Approach the institute where you provided your KYC.

      Reply
  16. rpbhure

    August 24, 2018 at 7:45 PM

    MR BASAVARAJ JI

    Surprised that Photograph on cKYC recd from HDFC Life is of different person. Pl advice where to contact and the details…thanx

    Reply
    • Basavaraj Tonagatti

      August 24, 2018 at 8:09 PM

      Dear Rpbhure,
      It is really surprising. Please contact the financial company to whom you submitted KYC details.

      Reply
  17. Rajinder

    July 16, 2018 at 6:19 PM

    my KYC has done by bank it shows verified on sbimf account but when I check on camskra it shows under process and when I try to generate new folio number they ask for KIN number what is KIN number where can I get this ? and why KYC status is not same on both site?

    Reply
    • Basavaraj Tonagatti

      July 16, 2018 at 9:16 PM

      Dear Rajinder,
      First check with Bank regarding KYC status. Then proceed for the investment.

      Reply
  18. Suman Kumar

    May 25, 2018 at 4:05 PM

    I opened an account with Bank (7 days ago) and as per bank my KYC has been updated. Whether I need to go for another KYC to invest in mutual fund or bank will update my KYC to C-KYC.
    My KYC details are not displayed on https://www.cvlkra.com/kycpaninquiry.aspx
    Can you please share your thoughts

    Reply
    • Basavaraj Tonagatti

      May 25, 2018 at 8:04 PM

      Dear Suman,
      Sadly YES because it is not yet centralized.

      Reply
    • Suman

      May 27, 2018 at 7:47 PM

      Hi Basavaraj,
      I came across this article https://economictimes.indiatimes.com/mf/analysis/what-does-ckyc-mean-for-mutual-fund-investors/articleshow/57052918.cms, if understand correctly as per this article only KYC is enough.
      Please help me understand.

      Regards,
      Suman

      Reply
      • Basavaraj Tonagatti

        May 28, 2018 at 10:11 AM

        Dear Suman,
        Many wrote that CKYC removes all hurdles and one time KYC enough for all. But we have to wait for that day!!

        Reply
        • Suman

          May 29, 2018 at 9:39 PM

          Thank you for helping me to understand 🙂

          Reply
  19. Kunal Dalvi

    May 22, 2018 at 4:27 PM

    Hi,
    I want to know the difference between CKYC & KYC , as i have revived (CERSAI) cKYC via email from my bank credit card and all my details on it are correct with my photo, when i check on Karvy website link , it does not show anything, (status – blank) so i need to re apply for KYC or cKYC. As im thinking to start MF investment.

    Reply
    • Basavaraj Tonagatti

      May 22, 2018 at 5:43 PM

      Dear Kunal,
      KYC was the earlier process to know the client. The improved version is CKYC. Yes, you have to undergo once again the CKYC process with MF. Sad but true.

      Reply
      • Kunal Dalvi

        May 22, 2018 at 6:31 PM

        okay, so i have to fill form and need to mention that 14 digit number in that and need to tick mark for upadate KYC, Or i have to do the procedure as a new KYC ?

        Reply
        • Basavaraj Tonagatti

          May 22, 2018 at 6:43 PM

          Dear Kunal,
          As per me mention of your CKYC number is enough.

          Reply
  20. ap

    May 8, 2018 at 6:59 PM

    hi, how do i update contact details for ckyc ? does it have to be done with all mfs/ bank accounts individually ? or can i just fill 1 form through cvlkra or cams kra & it gets updated everywhere ?

    Reply
    • Basavaraj Tonagatti

      May 8, 2018 at 7:41 PM

      Dear AP,
      You have to fill the CKYC form and submit to the service providers.

      Reply
  21. Sham K

    May 7, 2018 at 2:43 PM

    whether submitting CKYC form with an intermediary and generation of CKYC number result in updating records with all KRAs automatically? Will the KRAs download the data from CKYC database for updating their KYC records for MF purposes, just like all R&STAs download and update from NSDL / CDSL for equity segment?

    Reply
  22. Rahul

    April 10, 2018 at 2:13 PM

    My bank did my KYC on my behalf while opening up the demat account with salary account. However, when I am trying to check my CKYC ID ( for a mutual fund investment), its not available on the Karvy website. It just shows that I am KYC registered.
    With this, shall I go for the above procedure to generate my CKYC Id or the same can be done from the Bank’s end ?

    Reply
    • Basavaraj Tonagatti

      April 10, 2018 at 4:41 PM

      Rahul-With this status, you can start investing.

      Reply
  23. Sujay

    April 5, 2018 at 9:43 PM

    I have filled the ckyc form. The 14 digit C-kyc number is shown in my icici purchase slip but nowhere else. Is my ckyc done or not? I invest through investment ac with kotak

    Reply
    • Basavaraj Tonagatti

      April 6, 2018 at 9:49 AM

      Sujay-Check your CKYC status using above explained procedure.

      Reply
  24. Madhav

    March 20, 2018 at 9:32 PM

    I received KYC ID from ckyc@ckycindia.in on 10/3/2018 and none of the KRA websites is showing this info. They still show eKYC. How long will this take? Any idea?

    Reply
    • Basavaraj Tonagatti

      March 21, 2018 at 8:51 AM

      Madhav-Wait for another 1-2 days. If it is not updated, then contact to the organization where you submitted KYC.

      Reply
  25. kssimha

    March 7, 2018 at 6:28 PM

    This KMFS site does not capture full CKYC details. I got done my CKYC through SBICAPSEC/CDSL and got a letter intimating my CKYC no. However the KMFS sire above with my PAN number showed a blank for CKYC though the KYC update date is recent. Pls check / let us know any other avenue to track CKYC status.

    Reply
    • Basavaraj Tonagatti

      March 7, 2018 at 6:32 PM

      Kssimha-Status usually not shows all details.

      Reply
  26. Sims

    March 7, 2018 at 12:51 AM

    My mutual fund kyc is done through cams but it shows as not registeted in karvy. My investments in reliance mf is still being done. I noticed this when I was not able to open accomt statement with my Pan. How can I get kyc done status in karvy serviced mf?

    Reply
    • Basavaraj Tonagatti

      March 7, 2018 at 9:18 AM

      Sims-There is no such a way that you have to do KYC separately again. If the status at CAMS shows KYC done, then it is enough.

      Reply
  27. samrat sarkar

    March 4, 2018 at 7:38 PM

    Hello
    I initially did eKYC on 6th February which is showing up on Karvy website.
    Later on i tried to do c KYC & submitted documents to Reliance MF.
    When i check in Karvy website it says CKYCRID generatec and gives a 14 digit number. I havent received any sms or email confirmation. Does it mean my cKYC process is complete?
    Thanks a lot.
    Regards

    Reply
    • Basavaraj Tonagatti

      March 5, 2018 at 9:42 AM

      Samrat-As per me, it is complete.

      Reply
      • Samrat sarkar

        March 5, 2018 at 1:20 PM

        Thank you very much for your kind email. But I still didnt receive any SMS / Email & in CAMSKRA website KIN number is showing up as blank.
        Would you please advise me why is this?
        With regards
        Samrat

        Reply
        • Basavaraj Tonagatti

          March 5, 2018 at 1:30 PM

          Samrat-Not sure what went wrong.

          Reply
          • Samrat sarkar

            March 5, 2018 at 8:35 PM

            Thanks a lot for your advice

            Reply
  28. TARANG

    February 28, 2018 at 3:55 PM

    Done Ckyc procedure, received ckyc no… through bank…for last one month..but not updated in camp and kavy…

    Reply
    • Basavaraj Tonagatti

      February 28, 2018 at 5:07 PM

      Tarang-Check with Bank.

      Reply
      • narender

        March 6, 2018 at 4:40 PM

        Sir, I applied for ckyc at CAM on feb 07, 2018 till today i.e, March 06, 2018 status showing under process/new kyc. How many days it will take to complete CKYC.

        Reply
        • Basavaraj Tonagatti

          March 6, 2018 at 5:01 PM

          Narender-It hardly takes around 4-5 days. Check with CAMS for the same.

          Reply
  29. RAKESH KUMAR JAIN

    February 25, 2018 at 1:05 PM

    Can KYC data (E-mail, Mobile & LL number) with CVL KRA differ from KYC Data with Central KYC Registry? If these must be same then how can I make data with CVL KRA same as with Central KYC Registry which is up to date?

    Reply
    • Basavaraj Tonagatti

      February 26, 2018 at 6:52 AM

      Rakesh-Sadly there are still differences with KYC and CKYC. Even though CKYC launched, it is not serving full purpose.

      Reply
      • RAKESH KUMAR JAIN

        February 26, 2018 at 11:49 AM

        Thanks Mr. Basavaraj. I followed the steps mentioned by you in your article to check CKYC Status online & connected to Karvy website & entered my PAN. It displayed the screen similar to what you mentioned in your article but did not show details against CKYC Apln. Date, CKYC Ack. No. , CKYC Appln Status & CKYC ID. I had received E-mail from ckyc@ckycindia.in with an attachment showing my KYC Identifier. As you have mentioned “Even though CKYC launched, it is not serving full purpose” possibly that is the reason why fields CKYC Apln. Date , CKYC Ack. No. , CKYC Appln Status & CKYC ID were left blank when I tried the procedure mentioned by you? Thanking you once again. RAKESH

        Reply
        • Basavaraj Tonagatti

          February 26, 2018 at 4:49 PM

          Rakesh-Great to know 🙂

          Reply
  30. Sumita

    February 23, 2018 at 5:24 PM

    Hi,

    I had invested in Axis mutual fund and through them I submitted the KYC. I got my 14digit CKYC number some 10 days ago. But when I search the status online, it still shows rejected/not modified and KIN field is blank.

    Can I use this CKYC number and invest in other mutual funds when the status online still shows not modified?

    Regards,
    -Sumita

    Reply
    • Basavaraj Tonagatti

      February 23, 2018 at 6:07 PM

      Sumita-Better to interact with Axis MF before you jump into investment.

      Reply
      • Sumita

        February 23, 2018 at 11:05 PM

        I got axis mf. Through them I also got my Ckyc done and got a 14 digit kin. But when I check my KYC status online it shows not modified. My question was can I use this kin in other mutual funds( apart from axis) when online my KYC status still shows not modified.

        Reply
        • Basavaraj Tonagatti

          February 24, 2018 at 6:37 AM

          Sumita-YES.

          Reply
  31. Atul

    February 22, 2018 at 10:45 PM

    Hi Sir

    I had submitted my KYC documents to INVETZA and today I got mail from CAM that my KYC is verified and I can see same status on CAMONLINE and where status is showing that KYC is registered but I did not get KYC ID.
    Please help me How can I get KYC ID even I can invest via any AMC.

    Atul

    Reply
    • Basavaraj Tonagatti

      February 23, 2018 at 6:12 AM

      Atul-You can check the status in CVL KRA and can be considered the same as proof. Regarding KYC ID, check with Investza or CAMS.

      Reply
  32. Hemal

    February 17, 2018 at 5:34 PM

    Hi
    Recently we did in person verification at cams centre Andheri.
    I can see the date of new kyc as 12 th Feb 18.
    But haven’t received any ckyc number on sms or mail.
    Also on cvlkra link, ckyc number is not visible.
    Does cams do not generate ckyc?
    Or any more procedures required for ckyc number generation?

    Thanks,
    Hemal

    Reply
    • Basavaraj Tonagatti

      February 17, 2018 at 5:56 PM

      Hemal-They will generate. Please be in touch with CAMS for the same.

      Reply
      • Manan Gudhka

        February 23, 2018 at 2:32 AM

        CAMS is not doing CKYC. They take KYC Form of CKYC but complete only Normal KRA KYC.

        In case if you want to do CKYC, please submit your documents and CKYC Form at Karvy POS.

        Reply
        • Basavaraj Tonagatti

          February 23, 2018 at 5:50 AM

          Manan-But CKYC is now mandatory and KYC is gone long back.

          Reply
          • Manan Gudhka

            February 23, 2018 at 7:32 AM

            Hi

            I agree CKYC is Mandatory and KRA KYC is gone but CAMS is still doing KRA KYC even after submitting CKYC Form. I have experienced the same with my clients.

            Reply
            • Basavaraj Tonagatti

              February 23, 2018 at 7:37 AM

              Manan-Not sure about CAMS.

              Reply
              • Manan Gudhka

                February 23, 2018 at 7:38 AM

                I am sure about the same. You can confirm with them.

                Reply
                • Atul

                  February 23, 2018 at 9:05 PM

                  Hi ,
                  I think you both saying correct but have one doubt If KYC is gone back then How I am able to purchase mutual fund from any AMC via their portal just 2days back just I tried to purchase and I got all details of my folio No. etc and even CAMS did not provide KIN to me. Should I ask to CAM to provide my KIN ? and if they don’t provide KIN then is there any way to get KIN via online even on all online portal my KYC status is showing that KYC is registered.
                  Atul

                  Reply
                  • Basavaraj Tonagatti

                    February 24, 2018 at 6:42 AM

                    Atul-It is not fully operational. Like those who completed KYC can still be allowed to go ahead and purchase without KIN.

                    Reply
  33. Maloy Mukherjee

    February 10, 2018 at 6:09 PM

    How to know my ckyc number?

    Reply
    • Basavaraj Tonagatti

      February 11, 2018 at 7:16 AM

      Maloy-By referring above post or cross check your email.

      Reply
  34. Aamir

    January 12, 2018 at 5:10 AM

    Hi Mr Basavaraj
    I am an NRI working in Saudi Arabia. I recently started investing in mutual funds, for which I did ekyc by cams. But I put my tax status as resident individual instead of NRI(because the kyc process for NRI seems very complicated), but for the transactions I am using my NRO account. Later I came to know that it’s mandatory to declare my NRI status. So far I didn’t face any problem with the transactions from my NRO Account, but As I have declared myself as a resident during ekyc in cams all my folios also show status as individual, and also whenever I try to create a new folio in cams I don’t get the option to select tax status as NRI.
    So what should I do now. Should I continue investing as resident individual? What can be the consequences if I continue as a resident?

    Also recently I opened an NRE Account with yes bank , so they also did my CKYC for the account opening and I also received my CKYC identification number from CERSAI by email. But that also doesn’t show up in karvy website.
    But the mail I got from CERSAI has both my indian as well as overseas address mentioned in it, which means my CKYC might have been updated as NRI.
    So will my eKYC be now overridden by my CKYC data and I can invest as an NRI?

    Reply
    • Basavaraj Tonagatti

      January 12, 2018 at 6:34 AM

      Amir-One day or other day it will haunt you. Hence, it is best to change the CKYC status in MF to NRI.

      Reply
  35. Tejal

    January 8, 2018 at 5:45 PM

    Sir i have comp ckyc but i how to know i have eligeable to invest 1 lakh rupees per year or not ???

    Reply
    • Basavaraj Tonagatti

      January 8, 2018 at 7:53 PM

      Tejal-If you completed the CKYC, then there are no such investment limits.

      Reply
  36. SHAJAHAN SHERIFF

    January 5, 2018 at 8:32 AM

    Dear Sir,
    I am a NRI.
    Can i submit my CKYC form to my bank through whom i have invested in mutual funds?
    How i will come to know my status

    Reply
    • Basavaraj Tonagatti

      January 5, 2018 at 9:20 AM

      Shajhan-Yes, you can. You will get the intimation through email and then you can check the status in CVLKRA also.

      Reply
      • SHAJAHAN SHERIFF

        January 5, 2018 at 9:36 AM

        Is it possible to do it online?
        If so, can you send link?
        What are the documents that will be required for NRI?
        How many days it takes for CKYC?

        Reply
        • Basavaraj Tonagatti

          January 5, 2018 at 9:55 AM

          Shajahan-Yes, you can do it online. Use Quantum AMC portal to complete the online KYC.

          Reply
          • sukanta karmakar

            February 23, 2018 at 8:01 AM

            dear,Basavaraj,can i invest any other mutual fund such as sbi,hdfc etc . by doing ekyc through Quantum amc

            Reply
            • Basavaraj Tonagatti

              February 23, 2018 at 8:21 AM

              Sukanta-YES.

              Reply
  37. Baidyanath Sinha

    January 2, 2018 at 11:00 PM

    Dear Basavaraj,
    I have submitted all the required documents at CAMS centre last week and today after 6 working days I have received my CKYC no. Just wanted to confirm with you if I can invest now more than 50,000 because details are not yet updated on camskra/karvy/ndml website.

    How AMCs will verify if I can invest more than 50,000 now. Thanks for your information in this regard.

    Thanks,
    Baidyanath

    Reply
    • Basavaraj Tonagatti

      January 3, 2018 at 6:49 AM

      Baidyanath-While processing your application they fetch data from the concerned KYC providers and then they complete (update on portals may take time for you but they fetch data at backend).

      Reply
      • Baidyanath Sinha

        January 3, 2018 at 10:51 PM

        Sure Basu,
        Thanks again for the heads up, one of the AMCs have updated by CKYC no. in their database and updated me on the same, now I can proceed with more than 50,000 amount of transaction as well with them.

        Thanks,
        Baidyanath

        Reply
        • Basavaraj Tonagatti

          January 4, 2018 at 6:57 AM

          Biadyanath-Then rest of the AMCs also will follow soon. You no need to worry.

          Reply
  38. Parag

    January 1, 2018 at 7:40 PM

    Dear sir

    I have ckyc generated. I hv 14 digit number. I m nri.
    Now still on website of cvl it shows kyc registered n modification rejected. Still LNT N ICICI mutual fund showing kyc failed and not allowing to invest.
    What should I do.
    Please guide

    Reply
    • Basavaraj Tonagatti

      January 2, 2018 at 10:19 AM

      Parag-To whom you submitted CKYC form?

      Reply
      • Parag

        January 3, 2018 at 9:15 AM

        Sir, I have not submitted to anyone. I feel AMC should check directly online
        Kindly suggest what to be done now

        Reply
        • Basavaraj Tonagatti

          January 3, 2018 at 9:35 AM

          Parag-You told “I have ckyc generated. I hv 14 digit number.”. I am asking whom you submitted to process CKYC?

          Reply
  39. Abhay Tripathi

    December 27, 2017 at 6:26 PM

    I received my ckycr number today but when I enter my PAN on the karvy website it doesn’t show any details there. Does it take time updating?

    Reply
    • Basavaraj Tonagatti

      December 27, 2017 at 6:32 PM

      Abhay-It may take some time.

      Reply
      • Abhay Tripathi

        December 27, 2017 at 6:35 PM

        Okay. Thank you!

        Reply
  40. ranjith

    December 24, 2017 at 9:39 PM

    Can I do my ckyc with name given on my Aadhar card . I want my ckyc to have name that’s printed on Aadhar card instead of pan card

    Reply
  41. chandu

    December 21, 2017 at 8:12 PM

    Hello basu,

    How to do my CKYC. Is it possible to do it from HDFC bank. Will it be easier through AMCs or banks? Any charges applicable for it.?

    Reply
    • Basavaraj Tonagatti

      December 21, 2017 at 8:17 PM

      Chandu-You can use Quantum AMC portal to complete the online KYC.

      Reply
      • sukanta karmakar

        March 4, 2018 at 7:27 AM

        sir,are you sure that quantum makes CKYC online? if so kindly give me the link.

        Reply
        • Basavaraj Tonagatti

          March 4, 2018 at 9:49 AM

          Sukanta-Yes, the link is available on their portal.

          Reply
  42. Pritesh Patel

    December 19, 2017 at 1:07 PM

    how can I come to know my CKYC Number?

    Can I Know Which documents are mentioned in my CKYC?

    Reply
    • Basavaraj Tonagatti

      December 19, 2017 at 1:40 PM

      Pritesh-Have you not received email or mobile message?

      Reply
  43. Preenam

    December 18, 2017 at 3:30 PM

    I have CKYC number but KARVY has my old KYC details which are incomplete.
    How can i get CKYC details updated in KARVY too?

    Reply
    • Basavaraj Tonagatti

      December 18, 2017 at 4:49 PM

      Preenam-You no need to worry. While giving KYC details you just quote CKYC number.

      Reply
  44. Srikanth

    December 6, 2017 at 12:15 PM

    Hi Basavaraj,

    My father KYC is done and registered but not ckyc..So can he is eligible to invest in mutual fund online through direct mode without any limit of 50k per fund per year which is incase of ekyc?

    Reply
  45. Jalaj

    December 5, 2017 at 5:06 PM

    Hi Basavaraj,

    I got my ckyc done about 6 months ago and the status shows new KYC registered but I m yet to receive KIN.
    What should I do?
    Thanks

    Reply
    • Basavaraj Tonagatti

      December 5, 2017 at 6:05 PM

      Jalaj-You have to inquire with the financial institution to whom you submitted the documents.

      Reply
  46. Patil

    December 2, 2017 at 4:25 PM

    Sir , I have already registered my kyc .after seraching my kyc status shows that I am registered but I don’t receive my KIN number yet.

    Reply
    • Basavaraj Tonagatti

      December 2, 2017 at 7:58 PM

      Patil-Check with the entity with whom you submitted.

      Reply
  47. ram

    December 2, 2017 at 4:21 PM

    Sir I have got my 14 digit CKYC number by mutual fund websites.

    i want to take hdfc term plan for this i have to upload CKYC document, my query is how do i get ckyc document?

    Reply
    • Basavaraj Tonagatti

      December 2, 2017 at 8:03 PM

      Ram-You just have to share your CKYC number which you received. But I am not sure whether they accept it. Because it is not yet centralized.

      Reply
  48. Krishna

    November 30, 2017 at 10:48 AM

    Hi Basavaraj,

    In CVL – status description it shows KYC Registerd. but in top i am able to see NAME and PAN Number only. CKYC ID & status all other blank will it be any problem.

    Reply
    • Basavaraj Tonagatti

      November 30, 2017 at 1:23 PM

      Krishna-No issues. CKYC is not fully set up.

      Reply
  49. Arindam Pahari

    November 30, 2017 at 12:04 AM

    My date of birth is worngly entered in ckyc. What is the procedure to rectify my DOB and where I have to go for rectification.

    Reply
    • Basavaraj Tonagatti

      November 30, 2017 at 9:13 AM

      Arindam-Check first whether the same WRONG date of birth is available in PAN card or only in CKYC it is wrong. If it is only wrong in CKYC, then using the above form, you can rectify it.

      Reply
      • Arindam Pahari

        November 30, 2017 at 9:41 AM

        Date of birth in PAN is correct but they have wrongly entered in CKYC. It will be very much help full to me if you tell me where I have to submit this form again for rectification.

        Reply
        • Basavaraj Tonagatti

          November 30, 2017 at 9:46 AM

          Arindam-Is it for MF investment?

          Reply
          • Arindam Pahari

            November 30, 2017 at 9:58 AM

            Yes. It is mutual fund investment.

            Reply
            • Basavaraj Tonagatti

              November 30, 2017 at 11:32 AM

              Arindam-Then submit that KYC to the concerned AMC.

              Reply
  50. Satecsh

    November 29, 2017 at 9:06 PM

    Hi Basavaraj, How can I get the CKYC done directly as i dont intend to invest through brokers, thank you.

    Reply
    • Basavaraj Tonagatti

      November 30, 2017 at 9:18 AM

      Satecsh-You can directly contact Mutual Fund Companies and complete the KYC (If I felt it correct that you want to invest in DIRECT Funds).

      Reply
  51. Partik Sudan

    November 21, 2017 at 1:25 PM

    Hello

    I received a text regarding CKYC register details and with identifier number. So can you please assist me what is this and what can i use from that number.

    Thanks

    Reply
    • Basavaraj Tonagatti

      November 21, 2017 at 3:04 PM

      Pratik-It is your KYC reference number. In case in future you have to modify KYC details or while submitting freshly, then you just need to quote this number.

      Reply
      • Partik Sudan

        November 21, 2017 at 3:29 PM

        But the thing is i didn’t do any thing like that, i don’t know what is this and i don’t know how i get this number?

        Reply
        • Basavaraj Tonagatti

          November 21, 2017 at 6:32 PM

          Pratik-Then first identify to whom lastly you provided your documents. It is hard but it is YOU only have to identify.

          Reply
  52. Gaurav

    November 17, 2017 at 7:01 PM

    Hello,

    I have received my KYC identifier from CERSAI, i want to ask how to check the NRI/Resident status by using KYC identifier, please advise.

    Reply
    • Basavaraj Tonagatti

      November 17, 2017 at 8:20 PM

      Gaurav-That you can’t through identified. You have to check the same to whom you have provided the KYC for.

      Reply
      • Gaurav

        November 17, 2017 at 8:49 PM

        Thanks for your prompt reply, I have NRE PIS Account(new)and resident demat account(old) as well, I will convert my resident account to NRI, but still my CKYC showing with residential account, although it should be updated as per new NRE PIS account. No clue to check the current status

        Reply
        • Basavaraj Tonagatti

          November 18, 2017 at 8:56 AM

          Gaurav-Usually updates not fetched instantly. They fetch the data with a certain schedule. Hence, better you wait.

          Reply
  53. Sonia Tewani

    November 15, 2017 at 3:52 PM

    Hi

    I recently got my ckyc number. They have made a spelling mistake in my name. How do I get it rectified?

    Thank you
    Sonia

    Reply
    • Basavaraj Tonagatti

      November 15, 2017 at 5:07 PM

      Sonia-Using the same form, you can re-submit it for correction.

      Reply
  54. Hemanshu

    November 15, 2017 at 2:05 AM

    Hi Basavaraj, I am an avid reader of your blog and you do a fantastic job on educating the blog viewers.

    I have a question.

    I already have a KYC with KARVY, so is it necessary to do cKYC or automatically I will be allotted cKYC ID / KIN whenever the transfer happens in future? Can I do it voluntarily so that I have KIN assigned to my PAN / Aadhaar?

    Appreciate your response, thanks for your time!

    Reply
    • Basavaraj Tonagatti

      November 15, 2017 at 10:07 AM

      Hemanshu-Your KYC is already completed, then you no need to jump for doing CKYC. Let the process of compiling takes place, then they allot your CKYC ID.

      Reply
      • Hemanshu

        November 15, 2017 at 3:18 PM

        great, thank you

        Reply
  55. Kewal Kishore

    November 11, 2017 at 11:11 AM

    Father name spelling and address spelling is wrong

    Reply
    • Basavaraj Tonagatti

      November 11, 2017 at 12:28 PM

      kewal-You can use the same form to correct.

      Reply
  56. Vishakha Kulkarni

    November 7, 2017 at 9:28 AM

    Sir,
    I’ve already done KYC with KRA almost four years ago. Now I want to upgrade my KRA KYC to CKYC. Is it Possible?? My mutual fund broker said me that if a person done KYC, it is not possible to registered for CKYC. If it is possible then please tell me the procedure.

    Thank you,
    Vishakha

    Reply
    • Basavaraj Tonagatti

      November 7, 2017 at 12:50 PM

      Vishakha-You can change the details by using the normal KYC change details form.

      Reply
      • Vishakha Kulkarni

        November 7, 2017 at 2:13 PM

        Sir,
        Is it possible to convert or upgrade KYC to CKYC?

        Reply
        • Basavaraj Tonagatti

          November 8, 2017 at 9:57 AM

          Vishakha-Why you have to worry?

          Reply
  57. Deepika

    November 7, 2017 at 9:24 AM

    Hi
    Today I received a message saying that your kyc details have been registered with central kyc registry and ckyc id is provided to me. but I never applied for it. I checked with the above link and for my and my families’ pan card number, it’s not showing any ckyc id. So the message I received was a glitch? If not then., How to check the ckyc status using ckyc id?

    Reply
    • Basavaraj Tonagatti

      November 7, 2017 at 12:48 PM

      Deepika-It may be some mistake. Someone might have provided your contact details. If you want to check your KYC details, then refer the same. If your PAN is not reflecting, then just ignore.

      Reply
  58. Neeraj

    October 30, 2017 at 9:39 AM

    Hi Basu,

    I am an NRI and recently registered my KYC through SBICAP securities.
    I got email from NDML mentioning about the successful registration of KYC.

    However in form I see my status as “RESIDENT INDIVIDUAL”. Is this status correct for NRI?

    Reply
    • Basavaraj Tonagatti

      October 30, 2017 at 1:58 PM

      Neeraj-It is showing wrong status. You check with SBI. Because the status must be NRI.

      Reply
      • Neeraj

        October 30, 2017 at 2:15 PM

        Thank you Basu.

        Appreciate your quick response.

        Reply
  59. Dhruti Dalia

    October 29, 2017 at 11:13 PM

    Hello,

    I have given my cellnumber and email id for my mother’s CKYC. Can I use the same mobile and email id for my CKYC?

    Also, I have recvd my mom’s ckyc number via sms on my cellphone but when I checked on Karvy website, CKYC Appln date//Ack no.//Apln status and CKYC ID coloumns are blank but Status Description says KYC registered under CAMS. So,Is ckyc done for her??

    Reply
    • Basavaraj Tonagatti

      October 30, 2017 at 7:19 AM

      Dhruti-Yes, you can use your email and contact number for you and your mother’s KYC. In my view, your KYC is completed.

      Reply
      • Dhruti Dalia

        October 30, 2017 at 7:59 PM

        Thank You Basu. Also, should the address mentioned on CKYC be word-to-word as that mentioned on aadhar or passport? In my mom’s case,overall address is correct, except that the landmark is mentioned differently.

        Reply
        • Basavaraj Tonagatti

          October 30, 2017 at 8:02 PM

          Dhruti-If it is shortened then no issue. However, if it completely different then you have to worry.

          Reply
          • Dhruti

            October 30, 2017 at 10:56 PM

            Got it. It’s not completely different.
            Thanks Basu

            Reply
            • Dhruti Dalia

              November 1, 2017 at 6:58 PM

              Hi Again Basu,if Ckyc has been done in June while investing in MF’s. do we need to go thru aadhar link procedure again?
              Also, is Aadhar link compulsory for first and second/joint holder?

              Thanks in advance..

              Reply
              • Dhruti Dalia

                November 1, 2017 at 7:05 PM

                Sorry..slight correction in my question…
                if Ckyc has been done in June2017 for first holder and Normal KYC for 2nd/joint holder,while investing in MF’s.,do we need to go thru aadhar link procedure again?
                Also, is Aadhar link compulsory for first and second/joint holder?

                Reply
              • Basavaraj Tonagatti

                November 1, 2017 at 9:11 PM

                Dhruti-If Aadhaar was not given while doing KYC earlier, then you have to link it again. All first, second or joint holders of Mutual Fund Investors have to link their Aadhaar to Mutual Funds.

                Reply
                • Dhruti Dalia

                  November 7, 2017 at 12:57 PM

                  Hi Basu,

                  My mom’s ckyc mention Occupation as Business but she is a homemaker. Is there any need to change the same?

                  Also, is there any way to check if aadhar updation is done on CVL and CKYC platforms

                  Thanks

                  Reply
                  • Basavaraj Tonagatti

                    November 7, 2017 at 12:59 PM

                    Dhruti-Not required to change profession. As of now, there is no such system through which we can check Aadhaar linked status to MF. Let us wait. If earlier not linked, then refer my post and link it “How to link Aadhaar to Mutual Funds folios online?“.

                    Reply
                  • Dhruti Dalia

                    November 7, 2017 at 1:01 PM

                    Thanks Basu!

                    Reply
  60. RAKESH MISRA

    October 24, 2017 at 9:22 AM

    Dear Basavraj-ji,

    Thanks for your very informative write-up! Much appreciated, especially for a babe-in-the-woods investor like me.

    I have received two SMSs on my mobile giving me two different CKYC identifier numbers. I suspect one of these two would be mine and another might be of my wife. How to check that, please?

    Warm regards and gratitude……….

    Reply
    • Basavaraj Tonagatti

      October 24, 2017 at 10:03 AM

      Rakesh-Whether you provided same mobile number to both KYC?

      Reply
  61. MANIK CHATTERJEE

    October 5, 2017 at 9:24 PM

    Sir my CKYC is registered at CVL on 17/9/2017 as per their website. But I do not get any and ckyc id from their site. Over telephone and through mail I requested CVL to send my ckyc id and acknowledgement letter. But till date I do not get the same. Please suggest how can I get the acknowledgement letter and ckyc id online. I check the karvy website site by my PAN no but it shows only kyc registered but no ckyc id. My PAN is AAAAAXXXXA.

    Reply
    • Basavaraj Tonagatti

      October 6, 2017 at 6:15 PM

      Manik-First wanring, never share your personal details like PAN number on such online platforms. Hence, I removed it. Regarding your doubt, please contact the financial institution to whom you submitted this CKYC.

      Reply
      • MANIK CHATTERJEE

        October 6, 2017 at 9:47 PM

        Thank you very much Sir.

        Reply
  62. DEVA

    September 23, 2017 at 4:28 AM

    I RECEIVED KIN(KYC IDENTIFIER). BUT IT IS NOT UPDATED IN MUTUAL FUNDS. IN KARVY KRA ALSO KIN IS NOT SHOWING. I APPLIED FOR CKYC THROUGH CAMS ON 10 AUG 2017. YESTERDAY ONLY I RECEIVED KIN. AND THERE IS A SPELLING MISTAKE IN ADDRESS, PLEASE GUIDE ME HOW TO CORRECT AND HOW TO UPDATE KIN IN MUTUAL FUNDS.

    Reply
    • Basavaraj Tonagatti

      September 23, 2017 at 7:23 AM

      Deva-Submit the same CKYC form and apply for change with Karvy itself.

      Reply
      • DEVA

        September 23, 2017 at 1:31 PM

        I applied through CAMS. I send email to ckyc for spelling correction in address.

        Reply
        • Basavaraj Tonagatti

          September 23, 2017 at 7:19 PM

          Deva-Email correction requests not accepted. You have to submit the new KYC change form with CAMS.

          Reply
  63. pooja

    September 14, 2017 at 4:10 PM

    Hi,
    Thanks for this article. I want to update details in the central KYC. Kindly share the procedure.
    -Pooja

    Reply
    • Basavaraj Tonagatti

      September 14, 2017 at 7:01 PM

      Pooja-Use the same above shared CKYC form and submit the form to the concerned financial institution.

      Reply
    • Ramchandra

      September 20, 2017 at 6:41 PM

      sir, i want to open demat account in minor category, PAN number of minor is allotted but PAN card is till not get from IT Dept. Now my broker require copy of PAN, i tell i have PAN number & aadhar copy is also available as proof of id,
      they said copy of pan is compulsory for CKYC.
      plz guide with PAN No. & copy of aadhar CKYC can not upload ? in case of opening Demat account

      Reply
      • Basavaraj Tonagatti

        September 20, 2017 at 6:46 PM

        Ramachandra-Your broker is right.

        Reply
  64. Kartar Siddharth

    September 13, 2017 at 8:04 PM

    Dear Sir,
    I have done my cKYC and also got the cKYC number through CAMSKRA. This cKYC is almost updated in all mutual fund AMCs I am investing with. Now I want to link this cKYC to my bank accounts also to rectify the slight mismatch in name and addresses.

    Please suggest how it can be done. Usually banks are not aware enough to update their KYC according to cKYC I have done.
    Thanks.

    Reply
    • Basavaraj Tonagatti

      September 13, 2017 at 8:17 PM

      Kartar-Use the same form of what I have shared above and you can update the details and submit it to bank.

      Reply
      • Kartar Siddharth

        September 14, 2017 at 12:09 PM

        Sir, I have no problem with my cKYC, it is successfully completed and already updated. I just want to update bank KYCs according to this cKYC.

        Reply
        • Basavaraj Tonagatti

          September 14, 2017 at 7:42 PM

          Kartar-It is still a dream that CKYC is really central KYC. If your bank accepts CKYC then it is a big move.

          Reply
  65. Tapan Das

    September 4, 2017 at 8:42 AM

    Hi,

    I have submitted the all the details for fresh CKYC at CAMS office. Now I can see the status is showing KYC registered, but CKYC ID and KIN number is yet not received neither by email nor SMS. Any help/suggestion is most welcome

    Reply
    • Basavaraj Tonagatti

      September 4, 2017 at 10:28 AM

      Tapan-Please contact the CAMS for the same.

      Reply
  66. Deva

    August 24, 2017 at 2:00 PM

    Sir,
    I applied for ckyc on 10 Th Aug 2017 through birla amc, but cams upated my kyc as Ekyc not ckyc and i have not received kin Please help me

    Reply
    • Basavaraj Tonagatti

      August 24, 2017 at 3:19 PM

      Deva-You have to check with Birla AMC.

      Reply
      • Deva

        August 24, 2017 at 3:31 PM

        Sir,

        I checked with birla amc they asked me to contact cvl. I contacted cvl they asked me to contact birla amc

        Reply
  67. Arjun

    August 23, 2017 at 2:48 PM

    Hi,

    I had applied for Credit card with HSBC they have done CKYC registration from their end , I had recieved CKYC mail & KIN number via sms & email. However when i try to invest in Mutual funds it still shows its “KYC-Not verified” & also in KARVY KYC check CKYC is not reflecting what should be the procedure followed in this case please suggest

    Reply
    • Basavaraj Tonagatti

      August 23, 2017 at 2:56 PM

      Arjun-Check whether your bank completed the process or not.

      Reply
      • Arjun

        August 23, 2017 at 2:59 PM

        If i had recievd 14 digit KIN number from CKYC via email & SMS that doesnt mean its processed ? Please suggest

        Reply
        • Basavaraj Tonagatti

          August 23, 2017 at 3:02 PM

          Arjun-Yes, but the right person to answer that why it is not showing is your bank. Because they processed it.

          Reply
          • Arjun

            August 23, 2017 at 3:28 PM

            They say BAnk CKYC & Mutual fund CKYC is different dont know as I am commpletely unaware of it.

            Reply
            • Basavaraj Tonagatti

              August 23, 2017 at 4:46 PM

              Arjun-This is the biggest reality of CKYC 🙂 No option but to undergo once again the KYC process.

              Reply
              • Anjan

                August 23, 2017 at 4:54 PM

                You are true we need to undergo KYCagain as I can judge their KRA SERVERS ARE NOT LINKED TO CKYC . POOR IMPLEMENTATION JUST LIKE AADHAR BEFORE

                Reply
  68. trevor

    August 22, 2017 at 2:00 PM

    As a existing MF investor I was KYC compliant.
    Now I am a NRI with NRE A/c in India and wish to invest in new MF’s on repatriable basis.
    Now that I am a NRI will fresh kyc be required, to be done and where can I do it ? In MF office or cvlkra.

    Reply
    • Basavaraj Tonagatti

      August 22, 2017 at 2:14 PM

      Trevor-Instead of fresh KYC, you have to update your KYC status from Indian to NRI. Use the same CKYC form.

      Reply
  69. Surendra Prasad Yadav

    August 13, 2017 at 9:24 AM

    My Pan is KYC compliant as per old system. I also applied for modification adding my emai and Mobile.Finally I am having verified status but I have not been communicated the ckyc I’d number. How to get it.

    Reply
    • Basavaraj Tonagatti

      August 14, 2017 at 12:22 PM

      Surendra-Use the same CKYC form and modify your details.

      Reply
      • Surendra Prasad Yadav

        August 14, 2017 at 1:10 PM

        I had done so in July to modify but the authority only verified and did not send Id No. on my mobile.

        Reply
        • Basavaraj Tonagatti

          August 14, 2017 at 1:48 PM

          Surendra-Please check the same entity to whom you submitted for change.

          Reply
          • Phani K

            August 25, 2017 at 2:05 AM

            I have a similar situation for my spouse, where she has a KYC record in NDML. No issues while investing in MFs.

            Currently have submitted the CKYC forms twice with HDFC Mutual Fund to get CKYC record created. However, on both occasions my KYC with NDML is getting updated and CKYC record is not being created.

            When we approach HDFC with this issue, they are saying that its not something which they control and their responsibility is only to send to the KRA like NDML / Karvy / CAMS etc., and not to CKYC.

            How do an existing investor already having a KYC record with any of the KRA register for CKYC?

            Note:
            1) For MF investments, KYC with any of the KRA is mandatory as of now. CKYC is not being referred to
            2) New investors investing in MFs -> when they submit CKYC forms, then both KYC with anyone of the KRA and CKYC are being done (my case falls into this scenario, however I’m not able to view the CKYC details on the Karvy website link though. Not sure why, but I do have a CKYC identifier sent to my email almost 6 months back).

            Reply
            • Basavaraj Tonagatti

              August 25, 2017 at 6:56 AM

              Phani-All these are initial glitches. May not sure when they settle.

              Reply
  70. Deepti

    August 12, 2017 at 11:05 PM

    Hi Basu

    Is CKYC required if one has not invested at all – maybe other than via NPS.

    Pl confirm.

    Also guide on where to get the form from, in case of NPS subscribers, if they are needed to have this.

    Reply
    • Basavaraj Tonagatti

      August 13, 2017 at 7:55 AM

      Deepti-If CKYC is processed while investing in NPS, then you just have to attach the proof every time while investing somewhere. You no need to go CKYC process every time. You will get the form with NPS designated POS.

      Reply
  71. Abhijeet Patil

    August 10, 2017 at 3:56 PM

    Hi ,
    While doing fresh mutual fund investment I found that my name is incorrectly spelled on that mutual fund website.
    My name is correct on PAN card as well as Aadhaar card, and other mutual fund websites. Only this new MF site shows incorrect data.
    Can you please help me, to whom shall I connect to get this corrected? The new MF customer care team says we can’t update the data, PAN card team says you need to fill up PAN card details change form. Now I am confused as exact point of contact is uncertain or unknown to me.
    Please help

    Reply
    • Basavaraj Tonagatti

      August 10, 2017 at 5:11 PM

      Abhijeet-Whether you checked what is showing in KYC (using CAMS, KARVY or CVLKRA)? If the name there also wrongly updated, then you have to update the KYC than knocking AMCs.

      Reply
  72. virendra patel

    July 29, 2017 at 12:56 PM

    how to change in address in ckyc

    Reply
    • Basavaraj Tonagatti

      July 29, 2017 at 6:00 PM

      Virendra-Use the same form and tick the option “Update” and submit to the financial institution where you want to submit.

      Reply
  73. Dineshchandra. Durlbhbhai. Naik

    July 16, 2017 at 6:29 PM

    I entered wrong birthday. Now what to do for crrection

    Reply
    • Basavaraj Tonagatti

      July 17, 2017 at 8:01 PM

      Dineshchandra-You have to use option to modify and correct it by submitting the valid KYC proof.

      Reply
  74. Dineshchandra. Durlbhbhai. Naik

    June 30, 2017 at 11:33 AM

    You. Are allotted me CKYC But still not send me. Information. In my email. Id. Pl send me

    Reply
    • Basavaraj Tonagatti

      June 30, 2017 at 11:36 AM

      Dineshchandra-WHO ALLOTTED? Me? I am not the authorized person to handle CKYC issues.

      Reply
      • Dineshchandra. Durlbhbhai. Naik

        June 30, 2017 at 12:46 PM

        Karvy Web site allotted. Pl Advice me. What to do

        Reply
        • Basavaraj Tonagatti

          June 30, 2017 at 1:56 PM

          Dineshchandra-You have to contact to that agency to whom you submitted KYC.

          Reply
  75. Rashmiben Kanubhai Desai

    June 29, 2017 at 10:32 PM

    I applied for ckyc thro’. MP Vora brokers still not recd any. Reply

    Reply
    • Basavaraj Tonagatti

      June 30, 2017 at 10:34 AM

      Rashmiben-Please contact the broker.

      Reply
  76. Dheeraj Kalra

    June 3, 2017 at 7:45 PM

    I had opened the demat account with sharekhan on April -2017 but till today it is showing that my FATCA and CRS details- submitted (but this does not mean verified)? and also after generating the folio in mutal funds i got a call from them that my KYC compliant is pending and after verifying it online i saw that it is still under process with NDML KRA with status date of 14 May 2017. What to do now?

    Reply
    • Basavaraj Tonagatti

      June 3, 2017 at 9:01 PM

      Dheeraj-KYC process completes within 1-2 days. I am not sure why the delay. Also, if you are planning to invest in MF, then why you used Sharekhan account? It is the costliest way of investment.

      Reply
      • Dheeraj Kalra

        June 3, 2017 at 10:02 PM

        I didn’t used sharekhan I created the portfolio directly but I am getting a regular call that my kyc compliant is remaining and I won’t be able to invest. But the thing is since my demat account is opened they must have done kyc for me and once it’s done I need not to do it again whether I buy MF directly or through sharekhan then why I am getting a call that my kyc compliant is remaining??

        Reply
        • Basavaraj Tonagatti

          June 5, 2017 at 10:31 AM

          Dheeraj-Check your KYC status with Karvy or CVL KRA and then contact Sharekhan.

          Reply
  77. sanket

    June 1, 2017 at 10:10 AM

    I am done with my CKYC process last month only. But I didn’t get my CKYC ID number till now. So please, help mw regarding this as early as possible. Thank you.

    Reply
    • Basavaraj Tonagatti

      June 1, 2017 at 11:02 AM

      Sanket-For what purpose and with whom you submitted your KYC documents?

      Reply
  78. Biswajit

    May 22, 2017 at 4:49 PM

    Hi,

    I checked the same but in my case CKYC ID and other CKYC fields are blank and in the below table it is showing as “NDML 11-11-2014 09:38:16 02 KYC Registered 20-11-2014 15:57:40 “.
    Does that mean I have not registered in CKYC?? if so please tell me where I can do the same.
    Consider me new to all these financials area
    Thanks in advance 🙂

    Biswajit

    Reply
    • Basavaraj Tonagatti

      May 22, 2017 at 5:27 PM

      Biswajit-It shows that your KYC was done in 2014. If you want to change anything in that KYC, then you have to use CKYC form and process.

      Reply
  79. Apoorv Gupta

    May 18, 2017 at 9:02 PM

    Hi, Can we complete our CKYC with banks too? Or is it with AMC or CAMS offices only?

    As you know bank branches are always nearer to your home as compare to AMCs offices.

    Reply
    • Basavaraj Tonagatti

      May 19, 2017 at 9:33 AM

      Apoorv-Yes, you can do so.

      Reply
  80. Nazar

    May 17, 2017 at 3:39 PM

    How long will take to complete CKYC process after the CKYC Ack. No. receeived

    I have received this on april 5th, 2017, still now no news

    Reply
    • Basavaraj Tonagatti

      May 17, 2017 at 3:49 PM

      Nazar-Hardly a day or two.

      Reply
      • Nazar

        May 17, 2017 at 10:37 PM

        I haven’t received CKYC done even after one month from the date of CKYC Ack. No received.

        how can i check for the reason for delay

        Reply
        • Basavaraj Tonagatti

          May 18, 2017 at 6:59 PM

          Nazar-To whom you submitted?

          Reply
          • HIMANSHU JINDAL

            May 29, 2017 at 4:05 PM

            i also have same problem, i have given to axis bank got ckyc no. on 27 apr and even now kyc not done, however i bought mutual funds through bank but not able to by fund which are not with bank

            Reply
            • Basavaraj Tonagatti

              May 29, 2017 at 8:30 PM

              Himanshu-Check with Bank.

              Reply
              • HIMANSHU JINDAL

                June 3, 2017 at 9:49 PM

                i have talked them but they are saying Kyc is done as only after that they have alloted me the units but not showing on portal as my kyc is done

                Reply
                • Basavaraj Tonagatti

                  June 5, 2017 at 10:32 AM

                  Himanshu-Let them show the proof of that.

                  Reply
  81. Sunil Joshi

    May 16, 2017 at 4:31 PM

    Kindly how can we check CKYC Number ??
    Kindly Guide.

    Reply
    • Basavaraj Tonagatti

      May 16, 2017 at 4:43 PM

      Sunil-Yes, using the above procedure.

      Reply
  82. Subhasis Samanta

    May 12, 2017 at 12:03 PM

    Hi,
    This is Subhasis from WB. I started investing in SBIMF being eKYC compliant. Later, I applied for CKYC through CAMS only, have also been alloted the 14 digit Central KYC Registry No. But I am not able to see any data regarding my CKYC either in CAMSKRA or in CVLKRA site. Presently, my every online transaction in SBIMF gets rejected citing the reason that I am only eKYC compliant, not normal KYC which limits my investment to Rs.50000 in any specific fund in a year. I argued them with my CKYC no. but seems they are not aware about this. Strange! what should I do in this situation? Suggest, Please

    Reply
    • Basavaraj Tonagatti

      May 12, 2017 at 12:42 PM

      Subhasis-Strange…then let them do fresh KYC, but while signing KYC forms, you quote this registry number.

      Reply
      • Phani K

        August 25, 2017 at 2:19 AM

        CKYC is not linked yet for MF investments. KYC with KRA is mandatory. You will need to visit your AMC or any of the KRA.

        Reply
  83. Vidya

    May 11, 2017 at 7:17 PM

    Hi Basu,
    Is it mandatory to link aadhar for doing CKYC. I got email from SBI MF asking to do do CKYC. But in their portal it was showing aadhar mandatory!! I emailed them but they are not replying properly.
    If its not mandatory i dont want to link aadhar.

    Reply
    • Basavaraj Tonagatti

      May 11, 2017 at 7:31 PM

      Vidya-It is not mandatory (even I too not linked and I have not received anything from other MF). Not sure when they made it mandatory without such regulation either by SEBI or some other regulators.

      Reply
      • Vidya

        May 12, 2017 at 7:13 PM

        I got reply from SBI MF today saying its mandatory to link aadhar with CKYC!!

        Reply
  84. Vijay Bakshi

    May 4, 2017 at 5:52 PM

    My original PAN was made invalid as it was subsequently allotted to somebody else.I have since applied and got a new PAN.The problem is that I have some FDs made in the old PAN a couple of years ago.I had even filed Form 15H in the old PAN.What should be done now ?

    Reply
    • Basavaraj Tonagatti

      May 4, 2017 at 6:21 PM

      Vijay-You have to show that the old PAN is invalid and new one was issued. How come your PAN allotted to someone? It looks surprising to me.

      Reply
  85. Pappu

    May 1, 2017 at 12:49 PM

    Hi Base, I have done eKYC. Now I have problems when I need to invest more than 50K in FY. I thought I have to upgrade to CKYC. But when I tried to do it in the mutual office with documents. They say that it’s not their job. Kindly guide how to convert my eKYC to CKYC.

    Reply
    • Basavaraj Tonagatti

      May 1, 2017 at 12:53 PM

      Pappu-Along with an application for investment, they have to the KYC updates also. It is their job.

      Reply
      • Phani K

        August 25, 2017 at 2:22 AM

        Any AMC or KRA will do this along with the investment into the fund. Just invest over 50k in the fund you want thru the selected AMC and provide the CKYC forms, then watch on why it wont be their job 🙂

        Reply
        • Basavaraj Tonagatti

          August 25, 2017 at 6:49 AM

          Phani-eKYC is the limit of Rs.50,000. Hence, he has to undergo the normal procedure of CKYC.

          Reply
  86. Vineet

    April 22, 2017 at 10:44 PM

    I inadvertently make two folios on reliance mutual fund site. Now I want to delete/remove them, ie donot want to invest in reliance mutual funds. Can you please help me to delete the folios.

    Reply
    • Basavaraj Tonagatti

      April 23, 2017 at 6:36 AM

      Vineet-If you don’t want to invest, then simply let it be like that. Creating a ZERO balance folios will not create any problem to you.

      Reply
      • Vineet

        April 23, 2017 at 8:33 AM

        Thanks a lot.

        Reply
  87. dinesh kumar

    April 18, 2017 at 3:37 PM

    Hi,

    i had a older KYC registered with NDML in 2013(with old address)

    i wanted to change my address& mobile number so what i did was i have applied for C-KYC(aadhar has new address & mobile no) through a bank. after 2-4 days i got an email saying that my C-KYC and been registered.

    when i check from the above site that you have mentioned it is showing me the older KYC details (which was registered in 2013) along with CKYC Ack. No. :1xxxxxxxxx1 & CKYC Apln. Status : CKYC RESPONSE RECEIVED

    so now my question is will my KYC address & mobile number gets updated as per my ckyc ?

    Thanks for your help in advance

    Reply
    • Basavaraj Tonagatti

      April 18, 2017 at 7:22 PM

      Dinesh-I think so (as it is reflecting CKYC Ack No.).

      Reply
  88. Nithin

    April 17, 2017 at 1:16 PM

    Questions: 1) What’s CVL 2) For those who have already completed KYC, do we have to do CKYC unless there is any change?

    Reply
    • Basavaraj Tonagatti

      April 18, 2017 at 7:45 AM

      Nithin-CVL is a KYC registration agency. If your KYC is already completed, then you no need to do CKYC further.

      Reply
  89. Ramesh

    April 17, 2017 at 9:16 AM

    Mr. Basavaraj – Informative article on CKYC, but seems FIs aren’t too enthusiastic using it. I checked my CKYC status on the Karvy website in the link provided in the article, but it merely shows my PAN No and name. But, it does mention that my KYC data was uploaded in 2009 and updated in 2016, but doesn’t show any other information about what data now exists in their Database. How do I get my CKYC done, as no FI I have been associated with has ever asked me to submit the Form for the same.
    Thank you.
    Ramesh

    Reply
    • Basavaraj Tonagatti

      April 18, 2017 at 8:13 AM

      Ramesh-If you don’t want to change the details which are now in KYC, then you continue as usual. No need of doing CKYC. They will update data on their own.

      Reply
      • Ramesh

        April 18, 2017 at 8:41 AM

        Mr. Basavaraj – I would, but after reading your post in Feb’17 on CIBIL Report, which I promptly checked, I noticed that my PAN details are mentioned incorrectly in CIBIL Report, but my data with IT Dept is correct. Guess, I’d have to become a paid member at CIBIL to get corrections made in their records. Hence, was wondering if the incorrect PAN details (as with CIBIL) would be carried into my CKYC too, which is wrong. Hence, wanted to know how I can get CKYC done voluntarily. Thank you.
        Ramesh

        Reply
        • Basavaraj Tonagatti

          April 18, 2017 at 9:54 AM

          Ramesh-It is better to correct PAN in CIBIL report. Then wait for updates. If it get corrected then OK. Otherwise, you have to track which transactions are wrongly linked to your PAN and then take action.

          Reply
      • Sachin S

        April 21, 2017 at 2:51 PM

        In CKYC, there is a field for capturing mother’s name. This field was not there in old KYC. How will this field be updated when old KYC details are ported to CKYC?

        Reply
        • Basavaraj Tonagatti

          April 21, 2017 at 4:58 PM

          Sachin-As of now they not update this data. However, you have to update it while changing the KYC details.

          Reply

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