New NPS Exit and Withdrawal Rules 2025: What Changed and Why
Understand the new NPS exit and withdrawal rules 2025, higher lump sum limits, lower annuity rules, and what these changes […]
Retirement
NPS MSF Framework – Meaning, Rules, Benefits and Usage
Explains NPS MSF Framework, eligibility, migration rules, fund selection, risks, and whether long-term investors should choose 100% equity under NPS.
Old vs New Gratuity Rules Under the Social Security Code 2020
Understand the new gratuity rules under the Social Security Code 2020. Compare old vs new rules with eligibility, wage changes
Proposed PFRDA NPS Exit Changes 2025: SWP & 80% Tax-Free
PFRDA proposes big NPS changes: SWP-style payouts, 80% tax-free withdrawal, and loans against your corpus. Learn all the new rules
Safe Withdrawal Rate India: Is 3.5% Better Than the 4% Rule?
Confused about the 4% retirement rule? Discover why experts like Bengen keep changing the safe withdrawal rate—and why 3.5% may
How to invest in Direct NPS (eNPS) and save middlemen costs?
NPS investors mistakenly think there are no middlemen and direct investment isn’t possible. However, through eNPS, you can invest directly
Budget 2025 – NPS Vatsalya Scheme Tax Benefits
NPS Vatsalya scheme was introduced during last year’s Budget. During Budget 2025, Finance Minister gave clarity on NPS Vatsalya Scheme Tax
NPS Vs PPF Vs EPF – Which is better for retirement?
NPS Vs PPF Vs EPF – Which is better for retirement? Whether comparing the NPS Vs PPF Vs EPF is
Is 5 Crore Enough For Retirement In India?
Is 5 Crore Enough For Retirement In India? What factors should be evaluated before determining whether Rs. 5 Crore is
Top 5 Best Investment Options For Regular Income 2024
For retirees or individuals without a steady income, what are the best investment options for regular income? Here are some
NPS Tier 2 Vs Mutual Funds – Which is better to invest?
NPS Tier 2 Vs Mutual Funds – Which is better to invest? Can we use NPS Tier 2 as it
NPS Vatsalya Scheme – Don’t Invest BLINDLY!!
The Finance Minister has launched the NPS Vatsalya Scheme to secure retirement savings for minor children. Let us look into
Budget 2024 – NPS Vatsalya Scheme – Should you invest?
NPS Vatsalya Scheme for minors was introduced during the Budget 2024. What is NPS Vatsalya Scheme? What are the tax
India Life Expectancy 1950-2024 – How It Affects Retirement Goal?
What lessons can we glean from India Life Expectancy 1950 – 2024? How do Life Expectancy and Health Expectancy influence
LIC New Pension Plan Jeevan Dhara 2 – Should You Invest?
LIC is launching its new pension plan Jeevan Dhara 2 (No.872) on 22nd January 2024. Should you invest in this
The Hidden Risks of NPS Debt Portfolio – Are you aware?
What are the hidden risks of the NPS debt portfolio? Whether the debt portfolio of NPS is always safe? How
NPS Tier 2 Tax Benefits 2023 – Under New Tax and Old Tax Regimes
What is the NPS Tier 2 Tax Benefits 2023 – Under New TAx and Old Tax Regimes? Whether one will
All about NPS Systematic Lump Sum Withdrawal (SLW)
PFRDA introduced the NPS Systematic Lump Sum Withdrawal (SLW) in its cercular dated 27th Oct 2023. What is this NPS
Charges of investing in NPS – It is not so cheap!!
What are the fees, charges, or expenses of investing in NPS? When someone claims it is one of the world’s
Tax Payers can’t join Atal Pension Yojana – What existing subscribers have to do?
On 10th August 2022, the Ministry of Finance, Department of Financial Services notified that effective from 1st October 2022, taxpayers
How SEQUENCE RETURNS RISK may KILL your retirement life?
Why is sequence returns risk so much important pointer to consider for retirees? When we plan for retirement, we arbitrarily
NPS Changes in 2021 – New changes you must know
NPS turning to be one of the common investment options for many Indians. Hence, updating yourself with the NPS changes
NPS Returns for 2021 – Who is the best NPS Fund Manager?
Many of us investing in NPS (National Pension Scheme). But have you ever checked NPS Returns for 2021? Whether you
LIC Saral Pension Plan No.862 – Features and Eligibility
LIC Saral Pension Plan No.862 is a new immediate pension plan launched on 1st July 2021. It is a Standard