When Should You Switch Your Home Loan? Year-by-Year Guide
Wondering when to switch your home loan? This year-wise analysis reveals the ideal time to transfer your loan for maximum […]
Banking
RLLR, RBLR or MCLR: Which Home Loan is Best in 2025?
Confused about RLLR, RBLR or MCLR? Here’s how these home loan rates work, how they reset, and which is best
Scam Alert: RBI Deposit Plan with Rs.2,22,222 Is Fake!
Beware of fake RBI deposit schemes promising high returns and government guarantees! Don’t fall for scams asking you to invest
IndusInd Bank’s Net Worth Drops by Rs.1,577 Cr. – Should FD Holders Be Worried?
Indusland Bank’s net worth has dropped by Rs.1,577 Cr. If you have a fixed deposit with IndusInd Bank, should you
What happens to unclaimed Bank Savings Accounts and Deposits?
Do you know what happens to your unclaimed Bank Savings Accounts and Deposits? For how many years will banks retain
Is it safe to invest in Small Finance Bank Fixed Deposits?
Many small finance banks offer fixed deposit rates of around 8%. Is it safe to invest in Small Finance Bank
What happens if a bank account holder or depositor dies?
What happens if a bank account holder or depositor dies? Who can access deceased person’s savings account or deposits? What
Aadhaar Enabled Payment System (AEPS): Features, Benefits and Withdrawal Limits
What is the Aadhaar Enabled Payment System (AEPS)? What are the features, benefits, charges, and withdrawal limits of the Aadhaar
UDGAM – Check Unclaimed Deposit Online of all banks
RBI launched a website UDGAM (Unclaimed Deposits – Gateway to Access inforMation) to search or check unclaimed deposits online of
Types of Joint Accounts in Banks in India
Do you know how many types of joint accounts in banks are available in India and what are the pros
How to exchange Rs.2,000 banknotes between 23rd May to 30th September 2023?
How to exchange Rs.2,000 banknotes between 23rd May to 30th September 2023? Whether the existing Rs.2,000 currency notes are legal
Which is the best time to Prepay Home Loan?
Which is the best time to Prepay Home Loan? Whether it is during the first few years of loan tenure?
Silicon Valley Bank crisis and personal finance learning
The Silicon Valley Bank crisis generated a lot of commotion. I’m not a professional, to analyze the bank’s failure. Nonetheless,
Prepay Home Loan Calculator – Download Free Excel Sheet
When you commit yourself to a long-term home loan, then many start to feel to repay the home loan at
RBI Repo Rate History from 2000 to 2025 (5th December 2025)
In this post, I am sharing the RBI Repo Rate History from 2000 to 2025 (the latest change of 5th
7.19% Canara Bank FD Vs 7.38% Government Bond – Which one to choose?
Recently when Canara Bank FD rates increased, many started asking which one to choose between 7.19% Canara Bank FD Vs
How to plan loan repayments?
Do you have various loans? How to plan loan repayments in a better way? Which loan is first to finish
Latest Bank Lockers Safety Rules in India – 2021
As per the latest Bank lockers safety rules in India, who is responsible for the theft or robbery of the
RBI FD Rules 2021 – Auto-Renewal FDs discontinued?
Recent RBI FD Rules 2021 creating a lot of confusion among many depositors. Especially it was shared so fastly in
What is Positive Pay System for Cheque payment?
RBI introduced the Positive Pay System for Cheque feature for your cheque payment. This will be effective from 1st January
How to cancel or stop ECS NACH mandate?
ECS Nach Mandate is one of the finest online auto debit procedue India has adopted. However, once you give ECS
How to check PMAY Scheme status online easily?
Let us look into options of how to check PMAY Scheme status online.
Interest on interest waiver on loan moratorium – Eligibility and cashback calculation
Recently Government announced the Interest on interest waiver on loan moratorium benefit for those who have loans before the Covid
How to earn around 7% from your savings account safely?
We all know that currently, the interest rates on all FDs are falling. In such a situation how to earn