Reverse Mortgage Loan enabled Annuity-How it works?
Reverse Mortgage is the new type of loan scheme to cater to the old age people’s last days needs. But […]
Banking, Real Estate
Insurance Planning
LIC’s Bonus rates for 2012-13 and comparison
LIC declared it’s bonus rate on 1st September 2012 for the year 2012. Â Let us see how much are they
Banking
Know your new “CTS-2010 Standard” Bank Cheque Format
It is now mandatory for banks to strictly issue standardised and enhanced new format of cheques called CTS-2010. Which will
Investment Planning
Basic Services (no-frills) Demat Account (BSDA)-Features and Benefits
Recently market regulator SEBI introduced new type of Demat Account to woo small investors in opting securities in Demat form.
Investment Planning, Mutual Fund
Mutual Funds-Are you really diversifying your investments?
It is good suggestion what you will get from your planners to invest in mutual funds to reduce your risk,
Banking
Basic Savings Bank Deposit Account-New version of no-frill account
Recently RBI modified it’s earlier circular about “no-frill” savings account to offer common minimum services to customers. So first let
Investment Planning, Mutual Fund
Why Mutual Funds always invest in liquid stocks?
Today we will look for the reason behind mutual funds fund managers eagerness in investing in liquid stocks. It is
Insurance Planning
Senior citizen health insurance-Apollo Munich’s “Optima Senior”
Health concerns start as person get older. During younger age normally you will not face any major health issues and
Insurance Planning, Uncategorized
How to complain against Insurance Company?
Insurance is the long term contract you enter with Insurance Company. But during that period you may face few service
Insurance Planning
Life Insurance-How your agent may manipulate returns?
Whenever you meet any insurance agent he will show you plan presentation with returns %. But have you gone through
Investment Planning, Mutual Fund
SIP Pause-Useful facility for Mutual Fund Investors
It is common whenever you start to invest in Mutual Fund Schemes you will thought for a while “What will
Investment Planning
Transposition of Securities-Meaning and usage.
Suppose you are holding few shares or mutual fund investments in physical format with joint holding. Now you want to
Investment Planning
Shriram Transport Finance Company NCD July 2012-Review
Shriram Transport Finance Company has come up with it’s fourth public issue of “Secured Non Convertible Debentures”.  Before proceeding further about it’s
Tax Planning
Exemption from filing of income tax return-Is it an eyewash?
You may already know the fact that Income tax department announced a scheme, wherein taxpayers are exempted from filing returns
Investment Planning
What you “CAN’T” expect from true Financial Planner.
It is common mis-conception that hiring financial planners will automatically resolve their financial problems. But it is actually a two
Investment Planning
Pre-open session of NSE & BSE-How it actually works?
You may have watched on business news channels a pre-open session for NSE and BSE from 9.00 AM to 9.15
Insurance Planning
LIC’s first online plan “Jeevan Akshay VI”-Review
Recently LIC launched it’s first online policy with launching new version of pension plan “Jeevan Akshay VI”. Let us look
Investment Planning, Mutual Fund
How your Dmat Mutual Funds and Shares “ISIN” structured?
Have you ever noticed mutual funds, shares, bonds or any securities held in your Dmat accounts are mentioned with unique code called
EPF and PPF, Investment Planning
PPF-Invest online now with ICICI Bank.
Now ICICI Bank has been authorized to open PPF account by Ministry of Finance. Advantage of opening with ICICI bank is, you
Banking, Real Estate
Home Loans-Meaning of EMI, Pre-EMI and Pre-Construction Period.
It is everybody’s dream to have their own home. To fulfill this dream, home loan is a tool which will
Banking
White Label ATMs-Value addition to your Banking Service.
Currently in India only Banks are allowed to open ATMs to serve their customer needs. It is felt that current
Tax Planning
Is your Agriculture Income really exempted?
When it comes to agricultural income it is commonly believed that it is exempted. But you need to calculate it
Uncategorized
BasuNivesh moved to it’s own Domain “www.basunivesh.com” !!!
I feel very happy to announce that “BasuNivesh” moved from this existing domain to new own domain www.basunivesh.com successfully. It is like
Insurance Planning
Do you have “Orphan Life Insurance Policies”?
First let us look at the meaning of “Orphaned Policies”. It is common in Insurance business that today who used