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How to pay LIC premium online without registration?

September 12, 2012by Basavaraj Tonagatti

Forgetting the password for your LIC log in page to pay LIC premium is common thing. Reason is you regularly not log in to this page as your premium will be either yearly or half yearly. So LIC created one more facility where you no need to register, instead directly you can pay online without any hassle. Let us look how this feature works.

Note-I recently wrote a post “List of LIC’s online and offline premium payment options“. Hope this will give you more insight on the other options available with LIC for premium payment.

1) Visit LIC’s Home Page and click on the tab where I circled.

PREMIUM-1

2) Once you click on above tab you will be directed to one more window which will look like below. Here you need to click on the tab “LIC PayDirect” tab which I circled in below image.

PREMIUM-2

3) You will get the below window where you need to fill your Policy number, Premium you need to pay, date of birth, email id, Phone number and text which appear next to the image. Be careful to provide correct email id. Because you will get digitally signed receipt to your mail. Also no third party payment is allowed, payment should be from policy holders own bank account.

If the premium amount is debited from your account then you will but you got error page, then you will receive digitally signed receipt to your mail id within 3 working days after getting payment confirmation from bank. You need to contact bo_eps1@licindia.com if you faced such instances. Also before retrying check whether the amount is debited from your account or not. If debited then you will get receipt within 3 working days.

PREMIUM-3

4) Once you enter the above said data, click submit. Then another window will open where your entered data will appear and you can cross check the details. Also you can add more policies for payment on this screen. Screen looks like below.

PREMIUM-4

5) After clicking on the tab check out from above screen one more window will appear which looks like below. From this window you need to select the policy number for which you want to pay and then click on the tab “Submit”.

PREMIUM-5

6) Now from the below screen you need to select how you want to pay, either through Internet Banking or Credit/Debit Cards (Recently LIC started facility of paying premium from credit cards too). After selecting click on the tab called “Yes”.

PREMIUM-6

To view the receipt you need to have acrobat reader of version 6 and above. After than you need to click on the tab yes by selecting the option of payment.

7) Next it will ask for your bank selection and once you select the bank and click on the tab “Submit”, it will redirect you to the your internet banking login page where you need to login and by mentioning the amount pay it. Once paid you will receive the digitally signed receipt which you can keep it as your proof of payment. Also in below screen you can notice the transaction id was mentioned (I highlighted with black colour), which will be your reference id for future conversation with LIC regarding this payment.

PREMIUM-7

Hope this information will be useful for all.

Category: Insurance PlanningTag: LIC online payment, LIC online payment without registration

About Basavaraj Tonagatti

Basavaraj Tonagatti is the man behind this blog. He is SEBI Registered Investment Adviser who is practicing Fee-Only Financial Planning Process and also an Independent Certified Financial Planner (CFP), engaged in blogging since 7 years. BasuNivesh blog is ranked as one among India's Top 10 Personal Finance Blog. He is not associated with any Financial product/service provider. The purpose of this blog is to "Spread personal finance awareness and make them to take informed financial decisions." Please note that the views given in this Blog/Comments Section/Forum are clarifications meant for reference and guidance of the readers to explore further on the topics/queries raised and take informed decisions. These should not be construed as investment advice or legal opinion."

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Reader Interactions

Comments

  1. Rakesh Lakum

    September 18, 2018 at 2:59 PM

    I want a loan against my lic policy so what should I do to get a loan
    Rakesh Lakum
    9987040477

    Reply
    • Basavaraj Tonagatti

      September 18, 2018 at 6:16 PM

      Dear Rakesh,
      Approach the home branch of the LIC.

      Reply
  2. Sanket

    March 30, 2018 at 4:54 PM

    I have two premium pay pending and i have to fill only one of them. what shoild i do?

    Reply
    • Basavaraj Tonagatti

      March 30, 2018 at 5:08 PM

      Sanket-What should I do means?

      Reply
  3. v l pramod chakravarthy

    January 19, 2018 at 8:41 PM

    Hi, I want to add my mother lic policy into from my account. Please help.

    Reply
    • Basavaraj Tonagatti

      January 19, 2018 at 9:05 PM

      Pramod-Refer the instructions provided in LIC portal. What issues are you facing?

      Reply
      • v l pramod chakravarthy

        January 20, 2018 at 4:56 PM

        The dates are not highlighting above my DOB, as I am the registered user. Also it is showing option of only my spouse and child, but no parents or relatives add policy option into my account.

        Reply
        • Basavaraj Tonagatti

          January 20, 2018 at 5:14 PM

          Pramod-It is true that you can add policies of your spouse and kids but not any other relatives.

          Reply
  4. jitendra kumar saraogi

    January 9, 2018 at 6:33 PM

    if i can pay my brother’s LIC renewal premium thru my credit card?
    when credit card bill will be due such paid amount will be paid directly by my brother to credit card company.
    please confirm if same is allowed as i have seen below remarks on icici pru site-

    In case, the proposer/policyholder opts for premium payment through Credit/Debit Card**, the payment must be made only through Credit/Debit Card** issued on the name of such proposer/policyholder.

    so please clear my doubts with regards to all types of insurance premiums.
    thanks

    Reply
    • Basavaraj Tonagatti

      January 9, 2018 at 6:56 PM

      Jitendra-What ICICI stating is correct.

      Reply
      • jitendra kumar saraogi

        January 9, 2018 at 7:03 PM

        thanks a lot for such a prompt response.
        but payment already accepted by icici pru wherein i paid my brother’s premium thru my credit card.
        so please now advise for same and future also.
        with special reference to LIC PLEASE.

        Reply
        • Basavaraj Tonagatti

          January 9, 2018 at 7:06 PM

          Jitendra-They might be accepted. But is always best practice to adhere and pay from the source of the policyholder.

          Reply
          • jitendra kumar saraogi

            January 9, 2018 at 7:11 PM

            i am really impressed with the promptness of your response.
            if i pay suppose 15000/- of renewal premium on behalf of my brother thru my credit card and when credit card bill is due this sum of Rs.15000/- will be paid by brother to card company.
            will it is regularized as needed or any issues?
            please guide me.
            thanks once again for your help.

            Reply
            • Basavaraj Tonagatti

              January 9, 2018 at 7:13 PM

              Jitendra-But still the card is in your name. So how can it is relevant to the insurance company that who paid back that credit card dues?

              Reply
              • jitendra kumar saraogi

                January 9, 2018 at 7:17 PM

                from income tax perspective my brother can show he actually and finally paid insurance premium from his funds.
                so what is your final advise on this issue?
                thanks again.
                it is just like chat.

                Reply
                • Basavaraj Tonagatti

                  January 9, 2018 at 7:32 PM

                  Jitendra-HOW? The source of the Premium amount payable should be from his income. But in this case it is your credit card. Hence, I am not sure why such circus.

                  Reply
                  • jitendra kumar saraogi

                    January 9, 2018 at 7:35 PM

                    it is just a medium for some time but ultimately my brother will be paying from his sources?

                    thanks.

                    Reply
                    • Basavaraj Tonagatti

                      January 9, 2018 at 7:39 PM

                      Jitendra-May be MEDIUM. But how can you prove to IT Dept AO if he questions the source and claim of deduction (if your brother claimed under Sec.80C)?

                    • jitendra kumar saraogi

                      January 9, 2018 at 7:43 PM

                      it can be proved that ultimately same was borne by my brother and he paid from his bank to card company.

                    • Basavaraj Tonagatti

                      January 9, 2018 at 7:46 PM

                      Jitendra-Left with you and your IT Dept AO.

                    • jitendra kumar saraogi

                      January 9, 2018 at 7:50 PM

                      thanks a lot for your prompt responses.

  5. ashish patel

    December 18, 2017 at 7:19 AM

    I paid premium of 9493 RS of policy no. XXXXXXX64 to 67 by mistake I paid this premium by my mother’s debit card(third party).so amount is debited but trasaction stutus is still waiting for confirmation .so now what happened??is it confirmed or rejected??can I get money back?how many days status is showing waiting for confirmation??

    Reply
    • Basavaraj Tonagatti

      December 18, 2017 at 7:21 AM

      Ashish-It may be pending as there is a mismatch in premium what you paid to. Hence, I think they reverse the transaction. Wait for LIC’s and Banks working day.

      Reply
      • ashish patel

        December 18, 2017 at 7:24 AM

        Means lic don’t accept third party payment always??
        If not accepted then why debited??

        Reply
        • Basavaraj Tonagatti

          December 18, 2017 at 7:26 AM

          Ashish-See even if you paid for the different policy (which is not your’s), the premium amount has to match (which in no way match). Hence, definitely, LIC will reverse the payment. It may not be reversed due to holidays or so. Hence, suggesting you to wait for 1-2 WORKING days.

          Reply
          • ashish patel

            December 18, 2017 at 7:29 AM

            Ok thanks

            Reply
  6. SONAL

    December 16, 2017 at 1:20 AM

    Hi Sir, i am receiving error while payment of my premium from last two quarters…its saying as netwrk error, but there is no issue in the netwrk…i tried from different machines but cudnt pay premium online…please suggest what can be done

    Reply
    • Basavaraj Tonagatti

      December 16, 2017 at 6:01 AM

      Sonal-It may be an issue at their end. Try after 1-2 days if there is an emergency or last date is nearer then visit the nearest branch and pay the dues.

      Reply
  7. Agnivesh

    October 11, 2017 at 3:20 PM

    Can a DO pay online premium for his customers

    Reply
    • Basavaraj Tonagatti

      October 11, 2017 at 8:40 PM

      Agnivesh-Yes. Using above method.

      Reply
      • Agnivesh

        October 11, 2017 at 9:54 PM

        What I mean from his (DO)bank a/c

        Reply
        • Agnivesh

          October 11, 2017 at 9:55 PM

          What I mean from his (Development Officer)bank a/c

          Reply
          • Basavaraj Tonagatti

            October 12, 2017 at 6:16 AM

            Agnivesh-In above method, whether LIC asking you of whether it is policyholder’s account or development officer’s account?

            Reply
            • Agnivesh

              October 12, 2017 at 10:31 AM

              Ok understood

              Reply
  8. arun kumar

    August 16, 2017 at 8:06 PM

    after reading all, i have a feeling that I can pay my brother’s premium with my debit card. But, in some of the replies, it is said that the online payment of other’s premium is illegal. I am quite confused. Please clarify

    Reply
    • Basavaraj Tonagatti

      August 16, 2017 at 9:11 PM

      Arun-Possibility may not be always legal right?

      Reply
      • arun kumar

        August 18, 2017 at 6:16 PM

        in short, i can pay my brother’s premium online with my debit card or otherwise. LIC will accept his premium, the manner of payment is legal or otherwise.

        Reply
        • Basavaraj Tonagatti

          August 18, 2017 at 6:25 PM

          Arun-You can pay and there is no illegal. But he can’t claim the tax benefit as it is not from his income.

          Reply
          • arun kumar

            August 19, 2017 at 9:57 AM

            thank you. it clarify all the doubts.

            Reply
  9. Surya

    July 7, 2017 at 5:42 PM

    The main problem is they are very slow in this digital era. From last 10 days I am trying to login but it directs me to old version and it gives me error that User Id or Password is incorrect.

    Also why do they ask to exclude Tax amount from Premium. Do the system calculates it automatically?

    Reply
    • Basavaraj Tonagatti

      July 7, 2017 at 5:56 PM

      Surya-As you pointed, they still in 1942 era.

      Reply
      • Surya

        July 7, 2017 at 8:21 PM

        Can you answer my another question?

        Also why do they ask to exclude Tax amount from Premium. Do the system calculates it automatically?

        Reply
        • Basavaraj Tonagatti

          July 7, 2017 at 9:18 PM

          Surya-That is LIC’s internal matter. Better you check with them.

          Reply
  10. Vamsy Naren .n

    June 17, 2017 at 12:07 AM

    Hi can I pay my sister in law lic premium instalment amount online though my crefit card. As my brother transferred me the required amount online to my bank account

    Reply
    • Basavaraj Tonagatti

      June 17, 2017 at 6:20 PM

      Vamsy-Yes, if you know the policy details.

      Reply
  11. Mahesh Bhosale

    May 26, 2017 at 3:15 PM

    Respected Sir,

    I can pay premium of my wife through direct payment online method?
    Her name in policy is of before marriage.
    So please suggest.

    Regards,
    Mahesh Bhosale

    Reply
    • Basavaraj Tonagatti

      May 26, 2017 at 3:38 PM

      Mahesh-Yes, you can.

      Reply
  12. Viswanath

    April 10, 2017 at 8:21 AM

    Its asking for Premium amount (excluding taxes). How to calculate it. My Quaterly premium is 5577/-

    Reply
    • Basavaraj Tonagatti

      April 10, 2017 at 6:51 PM

      Vishwanath-What is there to calculate? Mention the same quarterly premium amount.

      Reply
      • Viswanath

        April 14, 2017 at 9:41 AM

        So, this 5577/- is including taxes. so i thought the amount would be different when taxes are excluded

        Reply
        • Basavaraj Tonagatti

          April 14, 2017 at 10:09 AM

          Vishwanath-The premium amount mentioned in your bond is the amount (excluding taxes). You have to mention that amount.

          Reply
  13. Shobha Ganesh

    April 3, 2017 at 2:22 PM

    Dear Sir,
    Good day to you.
    Just wanted to know if it is possible for me to make online payment of the premiums on LIC policies of my 2 nephews.
    If so, should I do it direct without registration.
    Kindly advise,
    Best regards,
    Shobha G

    Reply
    • Basavaraj Tonagatti

      April 3, 2017 at 6:16 PM

      Shobha-Yes, you can pay without registration. Refer my post “How to pay LIC premium online without registration?“.

      Reply
  14. Mohd.Dildar

    January 16, 2017 at 11:24 AM

    Dear sir me registration kar raha hon to nahi ho raha my son miner policy hai
    9 year son policy name Jeevan Tarun, please sir batayen ki online policy kaise dekhi
    jayegi.

    Reply
    • Basavaraj Tonagatti

      January 16, 2017 at 5:51 PM

      Mohd-What is your requirement?

      Reply
  15. Mohd.Dildar

    January 16, 2017 at 11:20 AM

    Dear sir please confirm detail my son policy miner so that I am payment online or

    Policy checked online and Registration nothing.please checked

    Reply
    • Basavaraj Tonagatti

      January 16, 2017 at 5:53 PM

      Mod-Check with nearest LIC branch.

      Reply
  16. sonu

    January 4, 2017 at 9:49 PM

    Sir I paid my premium online on 4 jan2017 after payment I also get a transaction id ..but when I check my policy status it’s showing that my premium is pending…i m from bahdurgarh Haryana…plz reply me
    If u have any customer care no the plz give me

    Reply
    • Basavaraj Tonagatti

      January 5, 2017 at 7:35 AM

      Sonu-I think they update it slowly. Check the next day.

      Reply
  17. Sunny Katolkar

    December 21, 2016 at 5:25 PM

    R/ sir,

    I make pay through my debit card but recipt was not shown in my mail id what was the time period to show the recipt in my mail id

    Thanking you

    Reply
    • Basavaraj Tonagatti

      December 21, 2016 at 7:49 PM

      Sunny-If they not send you then you can download it from login or can get it from servicing branch.

      Reply
  18. Anji

    December 13, 2016 at 6:03 PM

    when I am trying to pay through online, I am getting following message:

    Premium can not be paid for this policy using Online Payment Facility.
    Please ensure that premium is due for the policy and try again.

    Can you please help me out, how to do payment through online.

    Thanks!

    Reply
    • Basavaraj Tonagatti

      December 13, 2016 at 8:11 PM

      Anji-In my view policy might be lapsed. Have you checked the same?

      Reply
      • Anji

        December 16, 2016 at 7:55 PM

        Actually my premium payment date is March month of every year, but I did not payed in time. I have tried this month(December same year). so with in 8months only it will lapsed ?.

        Please let me know if is there possibilities to lapse.

        Thanks!

        Reply
        • Basavaraj Tonagatti

          December 16, 2016 at 8:16 PM

          Anji-Yes, it is lapsed. You have to visit the servicing branch and reactivate it.

          Reply
  19. Dinesh

    November 16, 2016 at 12:38 PM

    Hi sir, I want to pay my parents policy, without registration, It’s asking for DOB and email _id, I have only policy no. and amount. How can I do it? Plz reply soon.

    Reply
    • Basavaraj Tonagatti

      November 16, 2016 at 7:22 PM

      Dinesh-Date of birth and email id mandatory.

      Reply
  20. Uma

    October 27, 2016 at 5:15 PM

    Hi,

    I am unable to pay my LIC premium online. Could you please help me in fixing the issue.
    It says please check the policy details always. But I give the correct details.

    Reply
    • Basavaraj Tonagatti

      October 28, 2016 at 7:55 PM

      Uma-I am not sure of what went wrong. Whether you cross checked the policy details?

      Reply
      • uma

        January 5, 2017 at 11:10 AM

        yes I have checked details properly

        Reply
        • Basavaraj Tonagatti

          January 5, 2017 at 11:44 AM

          Uma-Is it live or lapsed?

          Reply
          • uma

            January 5, 2017 at 7:33 PM

            Its live..

            Reply
            • Basavaraj Tonagatti

              January 5, 2017 at 7:55 PM

              Uma-Then you are eligible for paying premium online.

              Reply
            • KRISHNAKUMAR K

              January 29, 2017 at 4:11 PM

              Hi

              I just encountered the same problem and i have fixed the issue.

              1. We need to key in the premium amount exactly as in the policy document (excluding service tax) (if direct payment option is used in the LIC’s website)

              2. If you are logging in thru your username and password, use the link “enroll policies” and provide your policy number and the exact premium amount as mentioned in the policy document. You should be able to make the payment online now

              3. In either case, if you are making the payment more than 30 days prior to the due date, the system will not allow.

              Reply
              • Basavaraj Tonagatti

                January 29, 2017 at 7:26 PM

                Krishnakumar-Thanks for sharing your experience.

                Reply
  21. sunder

    October 21, 2016 at 12:45 PM

    my employed son’s policy is registered online. Can I pay his premium online from my account.

    Reply
    • Basavaraj Tonagatti

      October 21, 2016 at 5:49 PM

      Sunder-Yes, but how can he prove in future that the premium is from his income?

      Reply
      • sunder

        October 21, 2016 at 6:39 PM

        Yes, that money was his money, it is difficult to prove though he can show the money transfer which he has made to my account. Moreover only he will be taking the IT rebate of it.
        Thanks for the reply.
        sunder

        Reply
        • Basavaraj Tonagatti

          October 21, 2016 at 7:05 PM

          Sunder-Then in that case why can’t he pay?

          Reply
          • sunder

            October 21, 2016 at 7:37 PM

            Sir, very fair, just that I manage his finances, he send me his savings and I invest it. In fact there is nothing to hide, just that I take that botheration.
            Thanks for that quick reply
            sunder

            Reply
            • Basavaraj Tonagatti

              October 21, 2016 at 7:40 PM

              Sunder-It is better to pay it from his account.

              Reply
              • sunder

                October 21, 2016 at 8:23 PM

                Ok…Thanks a lot

                Reply
  22. Kaushal

    July 29, 2016 at 12:38 PM

    Dear Sir,

    I am new use at LIC registration. I am unmarried and I pay the premium of my parents also. I have successfully register on LIC website and entered my two policies but How can I add my parents policy details to pay it through my account.

    Please do needful

    Reply
    • Basavaraj Tonagatti

      July 29, 2016 at 1:31 PM

      Kaushal-You can’t add their policies.

      Reply
  23. Pankaj

    July 12, 2016 at 9:04 AM

    Sir/Mam can i pay premium of my relatives using my own bank account by direct pay.Is there any problematic issue. I read an article where third party payment is not accepted by pay direct LIC premium of your relatives (sister,brothet) is written, what it’s means.

    Reply
    • Basavaraj Tonagatti

      July 12, 2016 at 9:30 AM

      Pankaj-Yes, you are not allowed to pay the premium of any third party.

      Reply
      • Pankaj

        July 12, 2016 at 9:43 AM

        Sir but today i am paid LIC premium of my dad and i recived an acknowledgement also. Is it renewed or not.

        Reply
        • Basavaraj Tonagatti

          July 12, 2016 at 9:43 AM

          Pankaj-It is renewed.

          Reply
          • Pankaj

            July 12, 2016 at 9:53 AM

            but sir you say it is not allowed i will be grateful if you tell me in detail.

            Reply
            • Basavaraj Tonagatti

              July 12, 2016 at 5:44 PM

              Pankaj-It is legally not allowed.

              Reply
  24. sandeep kumar

    July 8, 2016 at 11:46 AM

    i did all the process, acknowledgment not opened in my windows chrome . but i got in email, i taken the print out. thats all sir..?then any process is there or not..?

    Reply
    • Basavaraj Tonagatti

      July 8, 2016 at 5:56 PM

      Sandeep-It is enough.

      Reply
  25. nithya jothi

    June 27, 2016 at 12:07 PM

    There is no option for payment through other bank credit card. There’s only showing IDBI get way. So how to payment through other bank credit card.

    Reply
    • Basavaraj Tonagatti

      June 27, 2016 at 12:45 PM

      Nithya-Using IDBI Gateway, you can pay from any of the banks. IDBI Bank is different from IDBI Gateway.

      Reply
      • nithya jothi

        June 27, 2016 at 2:11 PM

        Thank You Mr.Basavaraj

        Reply
  26. SELVAM CHOKKANNAN

    June 20, 2016 at 12:40 PM

    There is no option for payment through debit card. There only showing IDBI get way. So how to payment through other bank debit card.

    Reply
    • Basavaraj Tonagatti

      June 20, 2016 at 12:51 PM

      Selvam-Using IDBI gateway, you can pay it.

      Reply
  27. siva

    June 14, 2016 at 8:59 AM

    sir good morning. how to i pay LIC premium without D.O.B. i didn’t have registered.

    Reply
    • Basavaraj Tonagatti

      June 14, 2016 at 9:19 AM

      Siva-Registering a date of birth is not a big issue.

      Reply
      • siva

        December 26, 2016 at 11:22 AM

        how sir

        Reply
        • Basavaraj Tonagatti

          December 27, 2016 at 9:27 AM

          Siva-You can pay using other channels also.

          Reply
  28. SUKHENDRA VISHWAKARMA

    May 23, 2016 at 1:44 PM

    I want lic premium from credit card it is possible yes/ no

    Reply
    • Basavaraj Tonagatti

      May 23, 2016 at 5:05 PM

      Sukendra-Yes.

      Reply
  29. surbhi

    April 27, 2016 at 4:52 PM

    Hi Sir,

    I’m unable to pay my premium Online for my policy . I’m facing with following msg –
    ‘Can be collected, provided payment is not earlier done through another channel’.

    Can u plz help me out why i’m facing this prl.

    Reply
    • Basavaraj Tonagatti

      April 27, 2016 at 5:14 PM

      Surbhi-I am not aware of this message. Please try once again. If it still persist, then contact LIC.

      Reply
      • harisha

        June 27, 2016 at 9:27 PM

        How can i pay lic premium amount through credit card HDFC or SBI? is there any option?

        Reply
        • Basavaraj Tonagatti

          June 27, 2016 at 9:57 PM

          Harisha-I already explained above.

          Reply
  30. Jay Prakash

    April 27, 2016 at 9:10 AM

    HI,

    I dont have net banking .I am trying to pay the premium through debit card. but i am not getting the option to pay through debit card.only netbanking rupay and amex card options are available.
    Please suggest how to pay via debit card.

    Reply
    • Basavaraj Tonagatti

      April 27, 2016 at 11:37 AM

      Jay-Which payment gateway you selected?

      Reply
      • Jay Praksh

        April 27, 2016 at 12:47 PM

        Bill Desk

        Reply
        • Basavaraj Tonagatti

          April 27, 2016 at 12:59 PM

          Jay-Then I don’t think it is an issue. Bill Desk supports Visa and Mastercard too. Check using the other browser.

          Reply
          • Jay Prakash

            April 27, 2016 at 3:07 PM

            I checked with IE and Mozilla.
            have they changed the process?
            They are allowing only netbanking ?

            Reply
            • Basavaraj Tonagatti

              April 27, 2016 at 5:32 PM

              Jay-I am not sure.

              Reply
  31. Rohan Kumar Sahoo

    April 22, 2016 at 5:45 PM

    I have a policy in the name of Rohan Kumar Sahoo, DOB:24-16-1987 & another policy in the name of wife with DOB:20-02-1990 and i want to make the payment through credit card by enrolling both the policy, but the policy cannot be enrolled into one. I am already a registered customer.

    Kindly let me know the procedure.

    Reply
    • Basavaraj Tonagatti

      April 22, 2016 at 6:33 PM

      Rohan-You can’t enroll as ONE.

      Reply
  32. Niyaz

    April 22, 2016 at 1:34 AM

    I have paid online premium of my son from registered Lic login from my net banking but online payment receipt not generated and my account has been debited. Pls advice if the premium wud be accepted or not.

    Reply
    • Basavaraj Tonagatti

      April 22, 2016 at 9:47 AM

      Niyaz-You have to wait for 2-3 days. If the payment not processed, then you will get back the money. If not, then raise the complaint with both to bank and LIC.

      Reply
  33. Amit Singh Rana

    April 15, 2016 at 9:02 PM

    Sir, there is no email id and mobile number written on the LIC slip. Since, i had not registered and while taking the scheme. So now i m seeing that this is mandatory to write email and mobile number. what to do now sir. my policies no are 252491424 and 252491432

    Reply
    • Basavaraj Tonagatti

      April 16, 2016 at 5:59 PM

      Amit-You can first register with LIC, then go ahead for payment.

      Reply
  34. munna prasad

    April 12, 2016 at 5:52 PM

    Dear Basunivas,

    I forgot my email id, now I am unable to pay online my lic premium. Kindly tell how can I pay my premium online.

    Reply
    • Basavaraj Tonagatti

      April 15, 2016 at 11:51 AM

      Munna-You can contact LIC support.

      Reply
  35. Moin Shaikh

    April 9, 2016 at 9:01 AM

    Hello Sir,

    Last month my father paid my mother’s LIC premium through cheque. The pilicy amount is 6714/-

    But cheque returned by bank because my father did mistake while writing amount in words.

    LIC has sent us a letter along with returned cheque to pay Rs.6714/- as premium & Rs.125/- as cheque return charges.

    Now can i pay this full amount i.e. LIC premium & cheque return charges online ?

    The policy is on my mothers name & it is of lat financial year

    Moin Shaikh

    Reply
    • Basavaraj Tonagatti

      April 9, 2016 at 11:01 AM

      Moin-I am not sure of such charges. You have to enquire with LIC.

      Reply
  36. Bibekananda Kar

    April 4, 2016 at 8:31 AM

    There is no option for payment through debit card. There only showing IDBI get way. So how to payment through other bank debit card.

    Reply
    • Basavaraj Tonagatti

      April 4, 2016 at 1:18 PM

      Bibekananda-Check it. The payment through credit card is activated long back by LIC.

      Reply
  37. baskar

    April 3, 2016 at 6:42 PM

    Sir, can i make payment of different policies from single account through hdfc net banking.

    Reply
    • Basavaraj Tonagatti

      April 4, 2016 at 6:11 AM

      Baskar-Yes.

      Reply
  38. Happy

    March 30, 2016 at 4:56 PM

    Sir, can i make payment of different policies from single account through SBI net banking.

    Reply
    • Basavaraj Tonagatti

      March 30, 2016 at 6:03 PM

      Happy-YES.

      Reply
      • Happy

        March 30, 2016 at 7:53 PM

        Please tell me How?

        Reply
  39. aditya

    March 25, 2016 at 7:51 PM

    Hello. Pls Tell Me can I pay LIC premium of my wife with my city bank credit card. If yes than Pls advice me how many days before the payment made.

    Reply
    • Basavaraj Tonagatti

      March 26, 2016 at 10:37 AM

      Aditya-Yes, you can pay. Why you want to pay advance premium?

      Reply
      • Aditya

        March 26, 2016 at 4:28 PM

        Basavaraj sir my premium due on 15 April. If payment made credit card it will effected in 2 working day. That why I am asking period. If I made payment in advance than there is any problem or demerit.

        Reply
      • Aditya

        March 26, 2016 at 4:31 PM

        Basavaraj sir my premium due on 15 April. If payment made credit card it will effected in 2 working day. That why I am asking period. If I made payment in advance than there is any problem or demerit. Pls tell me which platform for payment is used which is beneficial for me. I had registered lic in LIC portal.

        Reply
        • Basavaraj Tonagatti

          March 27, 2016 at 2:10 PM

          Aditya-When you pay through credit card, then you receive the receipt immediately. If you are doubtful of this, then why not pay two to three days advance?

          Reply
          • Aditya

            March 28, 2016 at 8:07 AM

            Thank you sir

            Reply
  40. Sunil

    March 18, 2016 at 7:49 PM

    Hello sir,
    I paid my brother lic due through my net banking, the amount is debited, but dint get any receipt.
    Its not reflected in premium paid statement also.
    What to do now, pls help me sir

    Reply
    • Basavaraj Tonagatti

      March 19, 2016 at 9:34 PM

      Sunil-Which platform you used?

      Reply
  41. Ashish

    March 15, 2016 at 9:15 AM

    Due date of renewal was in feb 2016. Now I am getting an error as – “Premium can not be paid for this policy. Please check the policy details entered and try again.”. policy might be lapsed. So, what is the procedure to resume the lapsed policy.

    Reply
    • Basavaraj Tonagatti

      March 15, 2016 at 9:57 AM

      Ashish-Visit the branch and revive it. In my view Feb 2016 due policy not lapsed (unless your premium is monthly).

      Reply
      • Ashish

        March 15, 2016 at 10:19 AM

        Ok. Thanks.
        Policy is yearly and date mentioned in renewal receipt is from 02/2015 to 02/2016.

        Reply
        • Basavaraj Tonagatti

          March 15, 2016 at 11:41 AM

          Ashish-Then it is not lapsed. I think you might entered wrong policy details.

          Reply
  42. Rojaramani B

    March 4, 2016 at 2:01 PM

    I am getting “Premium can not be paid for this policy. Please check the policy details entered and try again.”

    Reply
    • Basavaraj Tonagatti

      March 4, 2016 at 5:14 PM

      Rojaramani-May be policy details wrong or policy lapsed.

      Reply
  43. Pokharel, D. R.

    March 3, 2016 at 9:59 PM

    I live in Nepal in Pokhara, Nepal and have my policy in LIC India. I have registered for LIC india online portal. I have been paying premium manually either by sending cash to my LIC agent through somebody’s hand or depositing the amount directly in his bank account via Nepal SBI. However, this process is tedious and not reliable. Getting Indian currency in Nepalese market is also difficult these days. I am also feeling doubt that my LIC agent does not pay my premium even after sending money to his bank account on time. I am thus desperately looking for a mechanism by which I can easily pay my premium online right from Nepal itself. I wonder whether such facility exists or not? If it does exist, would you please kind enough to guide me how to do that.

    Reply
    • Basavaraj Tonagatti

      March 4, 2016 at 5:53 PM

      Pokharel-Whether you got this policy as an Indian citizen or Nepali citizen?

      Reply
      • Pokharel, D. R.

        November 13, 2016 at 9:58 PM

        Hi sir, I got this policy as a Nepali citizen.

        Reply
  44. Rasmi Ranjan Mishra

    February 8, 2016 at 9:56 PM

    Really usefulll… Thanks for the quote. Great

    Reply
  45. Yogi jangra

    January 28, 2016 at 11:08 AM

    Hi Sir,

    I have two polices one is 3579/- and second one is for 3279/-.

    i don’t understand is that is this amount excluding tax or including tax, how would I’ll know the total amount i have to pay at the time of premium?

    Please advice.

    Thanks.
    Yogi

    Reply
    • Basavaraj Tonagatti

      January 28, 2016 at 6:02 PM

      Yogi-It will be displayed to you while paying and also on receipt.

      Reply
  46. Ashish Shukla

    January 8, 2016 at 10:17 PM

    Hi,

    In total I have 4 LIC policies and premium for those is
    4576
    10860
    11997
    5825

    if I pay these premium through credit card, How much additional cost I need to pay extra?
    I heard,some additional charge needs to be paid while making payment through Credit Cards

    Reply
    • Basavaraj Tonagatti

      January 9, 2016 at 6:26 AM

      Ashish-From LIC, there is no such additional cost. But check with your bank for such additional cost.

      Reply
      • Harish

        January 17, 2016 at 2:28 PM

        Actually there are payment gateway charges which are not ethical and should not be taken.

        Reply
        • Basavaraj Tonagatti

          January 17, 2016 at 5:26 PM

          Harish-They are the third parties. How can they run their business without charging?

          Reply
  47. Pradyumn

    December 23, 2015 at 10:22 PM

    There is a column “Instalment Premium (Excluding taxes)” while we fill details to pay on line premium. Till now i used to fill policy offline which was worth of rs. 1971. What i don’t understand is that is this amount excluding tax or including tax, if this amount is including tax, than how would i know the excluding tax amount ?

    thanks in advance 🙂

    Reply
    • Basavaraj Tonagatti

      December 24, 2015 at 6:03 AM

      Pradyumn-You mentioned it as “Installment Premium (Excluding Taxes”. So it is excluding taxes.

      Reply
      • Lila Kanta Timsina

        January 6, 2016 at 8:33 PM

        If my premium payment is delayed,interest will be added to it.How shall I know that interest amount and total premium to be paid?

        Reply
        • Basavaraj Tonagatti

          January 7, 2016 at 10:09 AM

          Lila-It will be displayed to you or shown in your receipt separately.

          Reply
  48. Ganesh

    November 24, 2015 at 9:42 AM

    Hi,

    What is the maximum amount I can pay through credit card?

    Please let me know.

    Reply
    • Basavaraj Tonagatti

      November 24, 2015 at 9:58 AM

      Ganesh-It is the limit set to your credit card.

      Reply
      • Makarand Bandiwadekar

        December 11, 2015 at 2:39 PM

        How I can pay premium of Jeevan Arogya policy through LIC portal?
        Portal says online payment option not available of this policy.
        Please help.

        Reply
        • Basavaraj Tonagatti

          December 11, 2015 at 5:00 PM

          Makarand-I think it lapsed. Please check the due date.

          Reply
          • Makarand Bandiwadekar

            December 11, 2015 at 6:11 PM

            Due date is Dec-15. Last year i paid online but i don’t know why this time it is not accepting.
            One of my friend told this is health insurance, hence you need to visit LIC branch.

            Reply
            • Basavaraj Tonagatti

              December 11, 2015 at 6:26 PM

              Makarand-I don’t think so. If December is due date then it must accept. Contact the branch.

              Reply
  49. Venkat

    November 20, 2015 at 3:25 PM

    Hi
    I forgot my user id pwd and mail id. How can i recover my account details..

    Reply
    • Basavaraj Tonagatti

      November 20, 2015 at 6:56 PM

      Venkat-How can you forget mail id?

      Reply
  50. Mahi

    November 18, 2015 at 12:51 PM

    Hi,
    Can we escape from service tax if we pay premiums in offline mode? Is this service tax applicable only for online mode (credit/debit/netbanking) ?

    Reply
    • Basavaraj Tonagatti

      November 18, 2015 at 6:04 PM

      Mahi-It is for all mode. So no escape 🙂

      Reply
  51. kiranr

    November 8, 2015 at 10:43 PM

    I got message,that unpaid premium from 6 month,how I can pay it

    Reply
    • Basavaraj Tonagatti

      November 9, 2015 at 9:08 AM

      Kirnr-Yes you can.

      Reply
  52. kiran kumar

    October 9, 2015 at 4:11 AM

    Hi BasuNivesh, I have registered with my policy details in LIC. Actually I have to pay other policy premiums which is not mine. IS it possible to pay through my login. If yes, please provide me the procedure.

    Reply
    • Basavaraj Tonagatti

      October 9, 2015 at 11:01 AM

      Kiran-You can pay others policies using your login.

      Reply
      • kiran kumar

        October 10, 2015 at 2:45 AM

        How to do that. Can u please guide me in that

        Reply
      • kiran kumar

        October 10, 2015 at 3:09 AM

        Actually in my account I have selected the enroll policies in that I have given the policy no and premium amount and the third column is their for name of the life assured. So what to give in that column.

        Reply
        • Basavaraj Tonagatti

          October 12, 2015 at 12:33 PM

          Kiran-Provide the person name who is life assured in that particular policy.

          Reply
        • Shekar Amin

          November 19, 2015 at 4:59 PM

          u can’t add third person’s name in the profile. only spouse and children whose name is already added in the profile you can make payment (because their DOB should match with the profile DOB and policies DOB. otherwise you will get error message while enrolling policies. . best thing u create separate ID for the third person giving his own particulars. Also policy once registered by XYZ, can’t be reregistered.

          Reply
      • Amruth Bomma

        October 22, 2015 at 8:23 AM

        HI Basavaraj Garu,

        My name is Amruth. Am looking for help to register into LIC online account .I am not able to log into my lic account. its giving error message “Premium can not be paid for this policy. Please check the policy details entered and try again.”

        Can you please help me.

        Reply
        • Basavaraj Tonagatti

          October 22, 2015 at 12:07 PM

          Amruth-In my view, it may be lapsed policy. Check the same with LIC branch.

          Reply
  53. sanjay

    September 19, 2015 at 10:57 AM

    Can i pay premium through my credit card?

    Reply
    • Basavaraj Tonagatti

      September 19, 2015 at 7:15 PM

      Sanjay-Yes.

      Reply
  54. Vishwanathan

    September 15, 2015 at 11:11 AM

    can I pay premium for my daughter who is above 18 yrs,from my account,online? Can you please clarify?Also will there be service tax for online payment?
    Thanks in advance.
    Regards
    Vishwanathan

    Reply
    • Basavaraj Tonagatti

      September 15, 2015 at 11:47 AM

      Vishwanathan-Yes, you can pay the premium. But no escape from service tax.

      Reply
  55. Vishwanathan

    September 15, 2015 at 10:44 AM

    can I pay premium for my daughter who is above 18 yrs,from my account,online? Can you please clarify?
    Thanks in advance.
    Regards
    Vishwanathan

    Reply
    • Basavaraj Tonagatti

      September 15, 2015 at 12:05 PM

      Vishwanath-Yes, you can pay.

      Reply
  56. Amol

    September 9, 2015 at 1:09 AM

    Hi,

    I have two policies. I am registered user. For, one of the policies i have to pay 40287 yearly premium but when i checked its adding service tax of Rs. 705 and showing total amount to be paid is 40287+705. For my other policy nothing i paid like this. What was that service tax?

    This is the second installment.

    Thanks,
    Amol

    Reply
    • Basavaraj Tonagatti

      September 9, 2015 at 10:26 AM

      Amol-Service tax is now payable by policy holders only.

      Reply
  57. Sandip S

    September 8, 2015 at 12:58 PM

    I have contacted one of my friend for the LIC policy who is a LIC agent. LIC deducted money from my bank A/C (more than 2 months) and then I completed my medical examination at LIC authorized hospital. I have not yet received LIC policy. Is it a normal process that LIC deducts money from your account prior to medical examination?

    Reply
    • Basavaraj Tonagatti

      September 8, 2015 at 3:22 PM

      Sandip-I think the money deducted is premium (for which you might have given ECS mandate). Wait for their approval.

      Reply
  58. shraddha

    August 30, 2015 at 12:02 PM

    Hi,
    Am trying to make online payment,but getting a message that Premium can not be paid for this policy. Please check the policy details entered and try again… Have bought a policy thru an agent….Kindly guide

    Reply
    • Basavaraj Tonagatti

      August 30, 2015 at 12:43 PM

      Shradha-It does not matter of in which way you bought the policy. In my view either you entered wrong policy details or it is in lapsed mode.

      Reply
  59. suman nath

    August 29, 2015 at 4:49 PM

    If I submit my lic premium though online with registration one time after that always have to pay my premium by online? Neither any office?

    Reply
    • Basavaraj Tonagatti

      August 29, 2015 at 5:09 PM

      Suman-It is not like that, you can pay through offline mode also.

      Reply
  60. Srini

    July 31, 2015 at 8:45 PM

    Hi Basu,

    I just paid my mother LIC premium in online through my net banking account , I have also received a receipt, but I am still not sure if I can use my account to pay my mother LIC premium , any inputs would be highly appreciated.

    Thank you
    Srini

    Reply
    • Basavaraj Tonagatti

      August 1, 2015 at 10:22 AM

      Srini-You can pay.

      Reply
  61. Kavita

    June 28, 2015 at 9:41 AM

    Hello Sir,

    Here in your screenshot, Internet banking & Credit/debit card options are there while payment.
    But when i was doing payment , “Billdesk gateway , IMPS gateway , idbi gateway..like options are there & i am not able to understand which option i should go for.. plz help….:(

    Reply
    • Basavaraj Tonagatti

      June 29, 2015 at 12:50 PM

      Kavitha-Those portals also provide the card payment facility. Please check once again.

      Reply
  62. vilasmurty

    June 26, 2015 at 11:41 AM

    sir i want to automatic cutting in my sbi account please help me or advice

    Reply
    • Basavaraj Tonagatti

      June 26, 2015 at 3:29 PM

      Vilasmurty-You can register ECS mandate through LIC. Contact nearest branch or your LIC Agent.

      Reply
  63. Ch V Rao

    June 10, 2015 at 4:51 PM

    I paid HY premium of my son in law on line through my axisbank account in Jan 2015. Can any one help me how to get the receipt for the same ? thanks in advance

    Reply
    • Basavaraj Tonagatti

      June 11, 2015 at 11:23 AM

      Ch V Rao-If you not received the premium paid receipt then no need to worry. You can visit any nearest LIC branch and get the status report of policy where they mention this transaction too.

      Reply
  64. akadev upadhyaya

    June 3, 2015 at 9:32 PM

    Dear sir,

    I am going to pay my first installment online by direct pay option but when i entered all details of myself and submit it says “Premium can not be paid for this policy. Please check the policy details entered and try again”. so may i know how to pay??

    Reply
    • Basavaraj Tonagatti

      June 4, 2015 at 10:45 AM

      Akadev-Either the policy details may be wrong or it lapsed. Contact the nearest LIC branch.

      Reply
  65. Saraswathi

    June 2, 2015 at 12:01 PM

    Hi Basavaraj,

    I wast to pay my Dad policy where am not able to register online and do payment as I dont know my dad DOB please help

    Thanks,
    Saraswathi

    Reply
    • Basavaraj Tonagatti

      June 2, 2015 at 12:18 PM

      Saraswathi-You can enter the DOB which is present in a policy bond.

      Reply
  66. prabhakaran k

    June 2, 2015 at 11:57 AM

    sir,

    this is policy no was 713220597

    i am unable to pay my premium payment without registration with using LIC direct payment

    giving Error

    what i should do. pls reply me asap.

    Reply
    • Basavaraj Tonagatti

      June 2, 2015 at 12:16 PM

      Prabhakaran-I think it is an issue with portal.

      Reply
      • prabhakaran k

        June 2, 2015 at 12:32 PM

        I tried in office and home portal also, but issue remain same pls clarify this issue.

        Reply
  67. Ashutosh

    March 24, 2015 at 9:49 PM

    Please help…

    I have forget my email id which i have given in lic now i,m not able to pay premium online.

    Reply
    • Basavaraj Tonagatti

      March 24, 2015 at 10:00 PM

      Ashutosh-You tried the process said above?

      Reply
      • Ashutosh

        March 25, 2015 at 9:35 AM

        Dear Basavaraj,

        I have tried the LIC Pay direct but i dont remebered the email id, after giving details it always say “Premium can not be paid for this policy. Please check the policy details entered and try again. “

        Reply
        • Basavaraj Tonagatti

          March 25, 2015 at 10:18 AM

          Ashutosh-Whether the policy is lapsed?

          Reply
  68. Shaik Fareed

    March 12, 2015 at 2:28 PM

    Can I pay LIC premium thru my wife’s account online .
    Appreciate ur reply in this regard.

    Reply
    • Basavaraj Tonagatti

      March 12, 2015 at 8:33 PM

      Shaik-Yes you can do so.

      Reply
      • Shaik Fareed

        March 15, 2015 at 4:55 PM

        Thanks for your reply.

        Reply
  69. Ranju

    February 12, 2015 at 1:55 PM

    Hi BasuNivesh,

    Just wanted to know if I could pay the LIC premiums of my wife as well as my sister-in-law through my credit card through the direct pay option as paying them offline in a LIC branch office is a pain. Please advice.

    Thanks,
    Rakshith

    Reply
    • Basavaraj Tonagatti

      February 12, 2015 at 11:15 PM

      Ranju-I think you can pay for your wife but not for sister-in-law.

      Reply
  70. Satish

    February 12, 2015 at 2:04 AM

    Hi,

    Citibank is not in the list for credit card payment option. Please suggest.

    Regards,
    satish

    Reply
    • Basavaraj Tonagatti

      February 12, 2015 at 10:03 AM

      Satish-Yes I think they not yet tied up.

      Reply
  71. mahesh

    February 8, 2015 at 10:21 AM

    recentlyI paid the lic premium of my nephew through online from my account

    My amount was debited but I couldnot get the reciept

    what is the reason for lic for not allowing the third party payment.

    Mahesh

    Reply
    • Basavaraj Tonagatti

      February 8, 2015 at 6:09 PM

      Mahesh-It is because to avoid any money laundering issues.

      Reply
      • Mukul

        June 1, 2016 at 7:51 PM

        I have been paying premiums for my mother for quite sometime now. I have received all the receipts as well. Could you please let me know if there would be a problem in the future.

        Reply
        • Basavaraj Tonagatti

          June 2, 2016 at 10:51 AM

          Mukul-If receipts are there then good. But still..

          Reply
  72. D.RAVIKUMAR

    February 6, 2015 at 4:55 PM

    DEAR SIR, I REGISTERED MY POLICY IN ON LINE PAYMENT SYSTEM. YESTERDAY ON WORDS IAM TRYING

    TO PAY MY POLICY IN ONLINE SYSTEM BUT NOT TAKING MY POLICY AMOUNT IN ONLINE (I FILLD ALL

    COLLMS PERFECTLY).PLEASE GIVE REPLY AS EARLY AS POSSIBLE.

    Reply
    • Basavaraj Tonagatti

      February 6, 2015 at 5:05 PM

      Ravikumar-What error it is showing?

      Reply
      • D.RAVIKUMAR

        February 6, 2015 at 5:29 PM

        DEAR SIR, I USED SBI DEBIT CARD ,AFTER ENTER ALL COLLMS ,(PLEASE ENTER A VALLIED VISA

        CARD NO) MASSAGE WILL SHOW.

        Reply
        • Basavaraj Tonagatti

          February 6, 2015 at 8:47 PM

          Ravikumar-I think this may be some tech problems. Please try on Monday.

          Reply
  73. Hemanthkumar

    February 2, 2015 at 7:00 PM

    Hello, i wanted to know can we get the older premium paid receipts, without LIC login, just by entering policy details and Financial Year, because the LIC portal is down and i could not create the new profile. Help in any manner is appreciated.

    thanks,
    hemanth

    Reply
    • Basavaraj Tonagatti

      February 3, 2015 at 11:07 AM

      Hemanthkumar-It is impossible. Because some other person may also have access to this and take away your receipt. Hence they not provided such facility. If it is too urgent then visit nearest LIC branch and request them the premium paid history. They issue it and you can submit the same.

      Reply
  74. kishor

    January 21, 2015 at 9:53 AM

    sir,

    my policy no was 644644137

    i am unable to pay my premium payment without registration with using LIC direct payment

    giving Error

    what i should do

    Reply
    • Basavaraj Tonagatti

      January 21, 2015 at 12:34 PM

      Kishor-What error you are getting?

      Reply
  75. Ravindra

    January 10, 2015 at 3:39 PM

    Hi ,

    I have paid the premium amount through LIC paydirect using policy details. Can you please help me to get the receipt of that one.

    Reply
  76. Himanshu Sekhar Sahu

    January 8, 2015 at 2:14 PM

    My policy No is 586242922 Next due date is Feb’15 . Usually I pay On Counter But I want to Pay Online, While I go for online the window gives a massage that you can’t pay policy online. Suggest me Urgently.
    Thank You

    Reply
    • Basavaraj Tonagatti

      January 8, 2015 at 6:07 PM

      Himanshu-Other than that message, what more it says when you try to create log in or try to pay?

      Reply
  77. Ashwan Tiwari

    November 15, 2014 at 10:27 AM

    Dear Sir

    Today i was trying to pay my premium through LIC online portal , but when i click on online payment section, this message kee coming..

    “Premium can not be collected through this channel.Please contact LIC branch for the premium payment. ”

    Please tell me alternate method to pay premium online. My due date was 14/11/2014.

    Reply
    • Basavaraj Tonagatti

      November 15, 2014 at 5:48 PM

      Ashwan-Strange…but it might be due to some site maintenance.

      Reply
  78. Rajeev

    November 10, 2014 at 10:47 PM

    Hi , I need to pay LIC premium on behalf of my mother/father from my account.
    It says the premium must be paid by the policy holder . Please suggest a way for the same.

    Reply
    • Basavaraj Tonagatti

      November 11, 2014 at 8:27 AM

      Rajeev-Whether you registered or simply using above facility?

      Reply
  79. Ashok

    October 28, 2014 at 1:04 PM

    service charge on credit card payment is very high. For a premium more than 40000/- service tax of 12 % and above is really very high, not worth trying to pay online.

    Reply
  80. RG Bhat

    October 26, 2014 at 2:26 PM

    I have two daughters who are above 18 yrs age. I have taken LIC policy for them and these have been enrolled in my login with LIC site. Can I pay their premium online using my bank account?

    Reply
    • Basavaraj Tonagatti

      October 26, 2014 at 4:38 PM

      Bhat-Yes you can do so.

      Reply
  81. Ashish Darji

    September 11, 2014 at 1:18 PM

    Dear Sir,
    I want to pay my lic premium through credit card.
    My plan is jivan saral and amount is 12130,please tell me how the service tax is calculated based on my amount. It is on my premium amount????? Tell me total amount I need to pay.

    Please reply

    Reply
    • Basavaraj Tonagatti

      September 11, 2014 at 1:59 PM

      Ashish-Yes it is on premium amount.

      Reply
  82. Vinav Kadel

    August 28, 2014 at 8:58 PM

    I bought Jeevan Kishore policy for my nephew. So when the policy matures, on whose name does the policy claim check comes. On the name of proposer (me) or Sum Assured (nephew).
    And one more thing, there are two different dates mentioned apart from maturity date:
    1) Vesting date
    2) Deferred date
    What is the difference between these two dates?

    Reply
    • Basavaraj Tonagatti

      August 29, 2014 at 10:29 AM

      Vinav-If your nephew will be still below 18 years of age then you will receive the maturity amount, otherwise he will receive it. Vesting date means maturity date. Usually in some policies there will be two periods, one from policy start period to deferred date and another from deferred date to maturity date. This is basically related to how much risk insurance company will take during these period.

      Reply
  83. Sanjay Kumar Rathi

    August 19, 2014 at 7:54 PM

    I live in Nepal and I have my policy in LIC India. I have registered for licindia online portal. I have enrolled policy to my online account. My brother lives in India and he has HDFC netbanking. Can he pay my premium using his HDFC netbanking after logging in licindia online payment portal using my username and password?

    Reply
    • Basavaraj Tonagatti

      August 20, 2014 at 9:55 AM

      Sanjay-Yes he can pay so.

      Reply
  84. ashraf

    July 13, 2014 at 2:02 PM

    Dear,
    I need to pay 34,000 premium by debit card. So conveyance charge is is Rs35. but 12.5% service charge is on rs 35 conveyance or premium amount 34,000?

    Reply
    • Basavaraj Tonagatti

      July 13, 2014 at 2:30 PM

      Ashraf-12.5% tax is on premium but not he transaction cost of debit card.

      Reply
      • ashraf

        July 13, 2014 at 3:04 PM

        Dear Basavaraj,
        Thanks for your timely reply. Cleared my Doubt. i Thought Service tax is for using debit card!!!

        Reply
  85. manoj barman

    June 17, 2014 at 4:48 PM

    I had paid the premium online. The premium amount is debited from my Bank Account but error page displayed. Now what can I do.

    Reply
    • Basavaraj Tonagatti

      June 17, 2014 at 11:05 PM

      Manoj-When it happened?

      Reply
  86. Babasaheb L Melkari

    June 17, 2014 at 12:43 PM

    The information you gave, is very significant and precise. Very nicely, you have presented the way, how to pay online.
    Thanks a lot, dear for guiding people, in such a way. God bless you.

    With warmest regards,

    BLMelkari
    09011049784

    Reply
    • Basavaraj Tonagatti

      June 17, 2014 at 1:12 PM

      Babasaheb-Pleasure 🙂

      Reply
  87. Jmoro

    February 17, 2014 at 5:56 PM

    Hi,
    I am littile confused about 12.36% Service tax while paying Premium using Credit Card.
    Could you pls explain what will be Total amount charged to me if I pay Rs 1000 premium,
    Will it be 1000+12 (Conveyance charge )+ 12.36% ( 1012) = 1137
    or 1000+ 12 + 12.36% * 12 = 1114.

    Reply
    • Basavaraj Tonagatti

      February 17, 2014 at 7:40 PM

      Jmoro-May I know the plan name for which you are paying? Because service tax depends on the product.

      Reply
      • Jmoro

        February 18, 2014 at 11:39 AM

        The abaove amount was actully a example.

        Plan Name is JivanSaral and I also have Jivan Anand which I pay annually

        Reply
        • Basavaraj Tonagatti

          February 18, 2014 at 12:39 PM

          Jmoro-Currently service tax on Life Insurance are 12.36% on ULIPs, 3.09% on traditional products and 12.36% on term plans. But you are claiming that you have traditional plans. Hence it must not be 12.36% that too in subsequent years, as service tax for traditional plans in subsequent years is 1.545%.

          Reply
          • Jmoro

            February 18, 2014 at 1:22 PM

            Thanks a lot..

            Reply
  88. k swarupkumar

    February 2, 2014 at 4:53 PM

    how can i pay my daughter aged 11 yrs lic premium through online, please explain me moreover i forgotten my user ID and password. How can i recover them

    Reply
    • Basavaraj Tonagatti

      February 2, 2014 at 5:44 PM

      Swarupkumar-Are you asking me for registered user option or direct payment option. Can you elaborate more on this?

      Reply
  89. Shalu

    November 29, 2013 at 5:52 PM

    Can i pay my husband’s premium from my account through netbanking?

    Reply
    • Basavaraj Tonagatti

      November 29, 2013 at 7:12 PM

      Shalu-Yes you can do so.

      Reply
  90. brijesh

    July 26, 2013 at 12:42 AM

    thanks man.. great help

    Reply
    • Basavaraj Tonagatti

      July 26, 2013 at 8:41 AM

      Brijesh-Pleasure 🙂

      Reply
  91. DHURJATI CHOWDHURY

    July 1, 2013 at 9:41 PM

    Few of my friends give their LICI premium to be deposited in the branch of my native town as they leave far away from the nearest LICI branch. Now sometimes I find it time consuming factor. Now kindly inform me whether I can pay the premiums of my friends from my own bank account through online without registering their Policy details.

    Reply
    • Basavaraj Tonagatti

      July 2, 2013 at 9:33 AM

      Dhurjati-Yes you can pay by following above steps. But you need to have policy details while paying it.

      Reply
  92. Ashish aptul

    June 24, 2013 at 9:43 AM

    is there any way to pay LIC premium without 12.36% Service TAx…??? I visited LIC office but there also they dont have machine to swipe card

    Reply
    • Basavaraj Tonagatti

      June 24, 2013 at 2:55 PM

      Ashish-No you can’t pay your premium by avoiding service tax 🙂 You can only pay through online way but not by swiping the card. Let us wait for future initiatives from LIC.

      Reply
  93. AJAY PATIL

    June 20, 2013 at 12:14 PM

    service tax Q LAGTA HAI 12.36%

    Reply
    • AJAY PATIL

      June 20, 2013 at 12:15 PM

      PLZ HELP ME

      Reply
      • Basavaraj Tonagatti

        June 20, 2013 at 12:18 PM

        Ajay-Please let me know what help you need. I am not getting what you are saying from above two comments.

        Reply
  94. Dhananjay

    March 2, 2013 at 10:17 AM

    why online third party payment of life insurance premium is prohibited?

    Reply
    • BasuNivesh

      March 2, 2013 at 10:20 AM

      Dhananjay-May be because of Anti Money Laundering Act, but not sure.

      Reply
  95. arijit

    February 2, 2013 at 8:00 PM

    how can i search my lic policy details ?

    Reply
    • BasuNivesh

      February 2, 2013 at 8:03 PM

      Arijit-You asking about online or offline (in branch)?

      Reply
  96. Yar

    December 30, 2012 at 8:46 AM

    Thanks it did help me 🙂

    Reply
    • BasuNivesh

      December 30, 2012 at 4:32 PM

      Yar-Pleasure 🙂

      Reply
  97. ANUP KUMAR ROY

    December 11, 2012 at 11:29 AM

    How to pay LIC premium online of my daughter & wife from my account

    Reply
    • BasuNivesh

      December 11, 2012 at 2:01 PM

      Anup-I think you need to add those policies under your login then you can easily pay their premium too.

      Reply
  98. Gaurav

    September 24, 2012 at 11:52 PM

    I paid the premium of my spouse policy from my credit card. How do I get the receipt for the same.

    Reply
    • BasuNivesh

      September 25, 2012 at 8:16 AM

      Gaurav-You will get immediately or to your mail. If not contact customer care with ID which was generated during the payment of premium.

      Reply
  99. mujral

    September 13, 2012 at 6:49 PM

    thanks

    Reply
    • BasuNivesh

      September 13, 2012 at 7:08 PM

      Mujral-You are welcome 🙂

      Reply
  100. AJAY KUMAR

    September 13, 2012 at 1:03 PM

    It helps us a lot…. 🙂

    Reply
    • BasuNivesh

      September 13, 2012 at 1:42 PM

      Ajay-Thanks 🙂

      Reply

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