Latest Post Office Small Saving Schemes Interest rates Jan-Mar 2019

What is the applicable latest Post Office Small Saving Schemes Interest rates Jan-Mar 2019? The government announced the interest rate for PPF, Sukanya Samriddhi, NSC, KVP Interest Rates Jan-March 2019. Let us see the changes applicable with effective from 1st January 2019.

Earlier the interest rates used to be announced on yearly once. However, now from 2016-17, the rate of interest will be fixed on a quarterly basis. I already wrote a detailed post on this. I am providing the links to those earlier posts below.

Based on these new changes, now onward interest rate will be declared on a quarterly basis. The earlier quarters (FY 2016-17 and FY 2017-18) interest rate can be viewed in my earlier posts “Interest of PPF KVP NSC SCSS and Sukanya Samriddhi for April-June 2016“, “PPF and Sukanya Samriddhi Scheme interest rate July-Sept 2016“, “PPF, Sukanya Samriddhi, NSC, KVP Interest Rates Oct-Dec 2016”, “PPF, Sukanya Samriddhi, NSC, KVP Interest Rates Jan-Mar 2017“, “PPF, Sukanya Samriddhi, NSC, KVP Interest Rates April-June 2017“, “PPF, Sukanya Samriddhi, NSC, KVP Interest Rates July-Sept 2017“, “PPF, Sukanya Samriddhi, NSC, KVP Interest Rates Oct-Dec 2017?., “Latest Post Office Small Saving Schemes Interest rates Jan-March 2018“, “Latest Post Office Small Saving Schemes Interest rates Apr-June 2018“ “Latest Post Office Small Saving Schemes Interest rates July-Sept 2018“ and “Latest Post Office Small Saving Schemes Interest rates Oct-Dec 2018“.

Below is the timetable for change in interest rates for all Post Office Savings Schemes.

As per the schedule, Government announced the interest rate applicable to all Post Office Savings Schemes from 1st Jan 2019 to 31st March 2019.

Latest Post Office Small Saving Schemes Interest rates Jan-Mar 2019

Just to quickly recap, last quarter, the government increased the interest rate of few Post Office Small Savings Schemes. However, this time, there is an increase in the interest rate for 1 Yr FD from earlier 6.9% to 7%. Same way, three years Term Deposit interest is slashed from 7.2% to 7%.

Interst rate of all other schemes retained the same. Below is the latest Post Office Small Saving Schemes Interest rates Jan-Mar 2019.

You notice that there is a interest rate change for 1 Yr Deposit and 3 Yrs Deposit. I marked the same in a different colour to highlight the increase.

Post Office Small Saving Schemes Interest rates trend FY 2016-17 and 2018-19

Below is the interest rate trend for FY 2016-17 and FY 2018-19.

You notice that after a long gap, there is an increase in interest rate trend of Post Office Savings Schemes.

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