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LIC revised it’s interest rate for various financial transactions like loan and dating back of policies for year 2012-13. Major change you look for is loan rate which is currently 9% changed to 10%. Revival and Dating Back of policies changed from existing 8% to 9.5%. The details of the same are as below
For further clarification you can look for LIC’s circular of Actl/PS/2202/4 dated 28/04/2012
back dating is allowed in pension plan line Jivan Shanti ?
Dear Mundadas,
If it is deferred annuity, then I think they allow.
New Jeevan Anand (with profits) yearly premium Rs.20,987.00 renewal premium to be paid & delayed by 1 month. What is the interest & rate of interest is charged.
Bvjayanth-Check the same on your own by reading my earlier post “Check LIC Policy status without registration by Mobile Phone or SMS“.
Sir I had taken jivan saral policy in 2009 which premium was 24000 p.a but I couldn’t deposit from 2011 to till time how much amount should be revival with interest.
Dinesh-Use my latest post to get the status “Check LIC Policy status without registration by Mobile Phone or SMS“.
good afternoon,
i have a jeevan saral policy which is 5 years old now.i pay 50000 per anum.now i want to apply for a loan against my policy.is that facility available in this policy?if so how much i can get maximum loan? thanks in advance.
Johnkrishna-Yes, it is available. You can contact nearest LIC branch regarding the amount you get loan from this policy.
thanks a lot for the quick reply.i stay in bangalore,but my lic policy branch is in andhra pradhesh.is there an online application form which i can fill and sign and send it to my agent from here.already i searched on lic website but the loan form was not available.
Johnkrishna-Please contact your agent.
Good effort pl continue, wish you all success