LIC’s revised (2012-13) interest rates for Policy Loans, Revival and Dating Back

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LIC revised it’s interest rate for various financial transactions like loan and dating back of policies for year 2012-13. Major change you look for is loan rate which is currently 9% changed to 10%.  Revival and Dating Back of policies changed from existing 8% to 9.5%. The details of the same are as below
REVISED INTEREST LIC

For further clarification you can look for LIC’s circular of Actl/PS/2202/4 dated 28/04/2012

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11 Responses

  1. New Jeevan Anand (with profits) yearly premium Rs.20,987.00 renewal premium to be paid & delayed by 1 month. What is the interest & rate of interest is charged.

  2. Sir I had taken jivan saral policy in 2009 which premium was 24000 p.a but I couldn’t deposit from 2011 to till time how much amount should be revival with interest.

  3. good afternoon,
    i have a jeevan saral policy which is 5 years old now.i pay 50000 per anum.now i want to apply for a loan against my policy.is that facility available in this policy?if so how much i can get maximum loan? thanks in advance.

      1. thanks a lot for the quick reply.i stay in bangalore,but my lic policy branch is in andhra pradhesh.is there an online application form which i can fill and sign and send it to my agent from here.already i searched on lic website but the loan form was not available.

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