Budget 2025 – Taxation of Unit Linked Insurance Policies (ULIP)
In the Union Budget of 2025, the taxation of Unit Linked Insurance Policies (ULIPs) changed significantly. Let’s look at these
Emergency Fund vs. Credit Card: Which One Should You Trust in a Crisis?
Emergency Fund vs. Credit Card – Why set aside an emergency fund when you could invest that money instead? Can
Income Tax Bill 2025 – Tax Year Vs Assessment Year Vs Previous Year
A big change in Income Tax Bill 2025! The new Tax Year replaces the Previous Year & Assessment Year. Know
Budget 2025 – Are Bank Fixed Deposits Up to Rs.1.5 Cr Tax-Free?
Considering the recent changes in the new tax regime during the Budget 2025, one of my blog readers asked “Are
Budget 2025 -Whether Rental Income up to Rs.20 lakh is tax-free?
One of my clients recently asked, after Budget 2025, whether Rental Income up to Rs.20 lakh is tax-free. The answer
Budget 2025 – NPS Vatsalya Scheme Tax Benefits
NPS Vatsalya scheme was introduced during last year’s Budget. During Budget 2025, Finance Minister gave clarity on NPS Vatsalya Scheme Tax
Budget 2025 – 7 Key highlights impacting personal finance
Today, the Finance Minister unveiled the Budget 2025, introducing several significant changes that may influence personal finance. Below are the
Budget 2025 – New Income Tax Slab Rates FY 2025-26
Finance Minister announced changes in individual income tax slab rates in her Budget 2025. Let us look into the New
5 Mutual Fund Mistakes Every Indian Investor Makes (And How to Avoid Them)
Mutual funds have become one of the most popular investment options for Indians, thanks to their potential for high returns,
Health Insurance Vs Health Emergency Fund – Which is better?
Is it wise to buy health insurance or create a health emergency fund, especially with rising premiums and uncertain claim
BEWARE of 15*15*15 Rule In Mutual Funds to create Rs.1 Crore!!
You might have come across the 15*15*15 Rule in Mutual Funds to create 1 Crore wealth. Let us understand the
Which is the safest Debt Mutual Fund for Emergency Fund?
There are various categories of Debt Mutual Funds based on investors’ risk and requirements. Which is the safest Debt Mutual
Top 10 Best SIP Mutual Funds To Invest In India In 2025
Which are Top 10 Best SIP Mutual Funds To Invest In India In 2025? How to select them and how
5 Investments Mistakes to avoid
I recently engaged with a potential client, a couple both of whom are doctors by profession. This post reflects the
Latest IRDA Life and Health Insurance Claim Settlement Ratio 2025
The latest IRDA Life and Health Insurance Claim Settlement Ratio 2025 was released on 23 Dec 2024. Let us look
Post Office Small Savings Scheme Interest Rate Jan – March 2025
What are the latest Post Office Small Savings Scheme Interest Rate Jan – March 2025? What is the interest rate
Do we need to pay capital gains tax if income is below basic exemption limit?
When selling mutual funds, stocks, or real estate, do we need to pay capital gains tax if income is below
Top 5 Best Health Insurance Companies in India 2025
Which are the top 5 best health insurance companies in India in 2025? It is based on the recently published
Best Investment Options For Recurring Financial Goals
Which are the best investment options for recurring financial goals like yearly kids’ school fees, insurance premiums, or yearly travel
Short-Term Investment Options in India 2025
What are the short-term investment options in India? How can the available options be optimized? Which short-term investment option is
Beware before investing in Index Funds in India!!
As Index Funds or passive funds are gaining popularity among Indian investors, Mutual Fund Companies launching so many Index Funds.
ICICI Prudential Nifty 500 Index Fund NFO – Should you invest?
ICICI Pru Mutual Fund Company is set to introduce the ICICI Prudential Nifty 500 Index Fund. While many believe that
Sukanya Samriddhi Yojana (SSY) – Download Excel Calculator 2025
Sukanya Samriddhi Yojana (SSY) – Download Excel Calculator 2025. You can easily identify the accumulated interest of Sukanya Samriddhi Yojana
Secure Benefit of HDFC Ergo Optima Secure – What is the catch?
In HDFC ERGO Optima Secure, your base cover gets doubled instantly upon purchase!! What is the catch of “Secure Benefit”?