Central KYC Registry or CKYCR – How to fill it? [Video]

Central KYC Registry or CKYCR will now replace the existing multiple KYC submission process while opening savings bank accounts, buying life insurance or investing in  mutual fund products into one time centralized process.

The Government of India has authorized the Central Registry of Securitization and Asset Reconstruction and Security interest of India (CERSAI) to manage this Central KYC Registry process. From 1st August, 2016 this new process will be applicable to all individuals.

Hence, it is important for all individuals to know the contents of Central KYC Registry or CKYCR form. Also, you must aware of how to fill the form.

Central KYC Registry or CKYCR Form

The beauty of this new form is that in the single form itself you will find the new KYC registration and modification feature. Also, the FATCA declaration is also available in same KYC form. As of now, you have to declare when you are investing. However, it is now made it mandatory of FATCA declaration while completing the KYC Process itself.

Features of Central KYC Registry (CKYCR) Form

  • A single KYC for all your financial transactions.
  • In existing format PAN is the sole identifier for an investor. However, in new Central KYC Registry system, the list goes beyond Aadhaar and PAN.
  • A single form to create new KYC or modify the existing KYC.
  • In existing KYC, mother’s name and proof of permanent address are mandatory (if your address for correspondence is not the same as permanent address).
  • Three types of accounts are specified. One is Normal, second is Simplified or for low-risk customers and third is Small investors. You have to select which is applicable to you.
  • If your aggregate of all credits in a financial year does not exceed rupees one lakh, the aggregate of all withdrawals and transfers in a month does not exceed rupees ten thousand or the balance at any point of time does not exceed rupees fifty thousand, then you will be considered as SMALL account type of investor.
  • The simplified or low-risk customers means customers who are not able to submit anyone among 6 documents listed. They are Passport, driving license, PAN card, Voter ID, job card issued by NREGA or Aadhaar Card.
  • If you will not fall in above two categories of investors like SMALL or SIMPLIFIED (Low-Risk Customers), then you have to mention it as NORMAL customers.
  • FATCA declaration is also included in KYC form itself.
  • You can add related persons like a guardian of minor, assignee or authorized representative KYC details in the same single form.
  • If you have more than one Correspondance or local address, then you can update them in Annexure A1.
  • If you have more than one related person, then you can update their details in Annexure B1.

How to fill the Central KYC Registry (CKYCR) form?

Even though it looks complicated to fill the newly launched Central KYC Registry (CKYCR) form, but in reality, it is too simple. To make it more comfortable for you, I created a video tutor. Please watch this below video before jumping into the filling of Central KYC Registry (CKYCR) form.

I hope you understood the whole process of how to fill the Central KYC Registry or CKYCR form by now. If you still have doubts, then you can raise your doubts by commenting below.

This is the initial information available about Central KYC Registry or CKYCR. I think there may be some changes to it at later stage. I will update as and when I get information about such updates.

Download the Central KYC Registry or CKYCR Form

73 Comments

  1. Dear sir,

    I Need to some name Change in Central KYC, My bank Person enter wrong name ..Pls share you suggestion & tips..

    what posses for Name change in central kyc registry

    Regards
    Moulin

    Reply
    • Dear Moulin,
      You can change the name by submitting the CKYC form with the same banker.

      Reply
  2. Hi Basavaraj Sir,

    Thanks for the Video. Just wanted to check if it is mandatory to fill in the details for related person?

    Thanks & Regards,

    Reply
  3. Dear Sir,
    I am very new to investing in Mutual Funds. Please guide me. I live in Delhi.
    I have 2 old mutual funds which I want to withdraw and start new investments in Mutual Funds SIP.
    I found the CKYC form online but there is hardly any information regarding how/where to submit it. Can it be done online? If not, then where should I submit my application and documents.
    Best,

    Reply
    • Preeti-How can be you new investor when you already investing in two funds? If KYC is already completed, then why one more KYC?

      Reply
      • Sir, it was done long back and was done through a friend working with Bajaj Capital at that point of time. Also it was much before CKYC was introduced.
        Now I am clueless as to how to proceed. I want to get the CKYC done so that I am able to easily invest in different schemes online.

        Reply
        • Preeti-Check status in CVLKRA, if KYC status showing as done, then that’s enough to invest in MF.

          Reply
          • No, it is not showing as done. But thanks anyway!

            Reply
  4. Hi sir,
    I was trying to invest in SIP mutual funds through MFU. I got my CKYC 14 digit number but is not getting updated in any KRA data base.
    MFU portal shows kyc pending status because of which I’m unable to invest. Tried contacting NDSL but of no help.please advice
    Thanks in advance

    Reply
  5. Does SBI process cKYC, for old customers?
    Can I get cKYC number even if I do not have any plan to invest in near future? Can I just fill the form and submit it somewhere (where to submit?), without any new investment?

    Reply
  6. After filling in the C-KYC form, whom should be sent it to? And how long does it take to get a number to me!

    Reply
  7. Will you explain that how to fill Annex B1 of CKYC Form. Related person means?

    Reply
  8. If f there is no another address other than permanent address and details of related person then it is compulsary to submit annex A 1 and B1?

    Reply
    • Agashe-If permanent and communication address is same, then mention the same in both fields.

      Reply
  9. Is there a separate form for C-KYC for HUF Account ?

    Reply
  10. DEAR BASAVARAJ SIR, FEW DOUBTS FROM MY SIDE REG CKYCR
    1. AFTER FILLING THE APPLICATION FORM, WE HAVE TO SUBMIT IT TO CAMS OR KARVY?
    2. I HAVE MF SIP HOLDINGS ACROSS DIFFERENT FUNDS IN WHICH IT SHOWS KYC NOT OK? WHAT IT MEANS AND BY SUBMITTING CKYCR, THAT KYC WILL BECOME OK?
    3. WHAT IS KYC NUMBER WHICH IS MENTIONED IN THE FORM? IN VIDEO TUTOR YOU TOLD IT WILL BE FILLED BY MF COMPANIES. SHALL WE LEAVE IT BLANK?
    REQUESTING YOUR REPLY AND THANKS WELL IN ADVANCE.
    HAPPY KANNADA RAJYOTSAYA TO BASUNIVESH.COM

    Reply
    • AND SIR WHO IS RELATED PERSON MENTIONED? IS IT THE NOMINEE?

      Reply
  11. how to check CKYC status ?

    Reply
      • CAMS

        Reply
  12. Dear sir mutual funds company’s, and,banks locally .about central kyc there is no knowledge for them.but I want central kyc ?sbi mutual funds opening time submitted normal kyc.I want central kyc. Please slove my problem. Please details reply sir.
    Srinivas
    Your faithfuly
    Srinivas koyyana [email protected]

    Reply
    • Srinivas-It is their headache which process to apply than your’s. If they are insisting you for normal KYC, then submit the same.

      Reply
  13. Dear sir I have submitted mutual funds amc kyc details when I opened application. But recently central government of india recentley provide central kyc. I want central kyc. How to apply central kyc ?old kyc no problem. But cecentral kyc upload to my account? Any charges paid ? Please details send me sir
    Your faithfuly
    Srinivas koyyana
    [email protected]

    Reply
    • Srinivas-You no need to worry. Once the set up is in process, you receive the intimation for the same from your financial institution regarding the same.

      Reply
  14. Kavita Ji, gone through your posting dated 26th August, 2016. we are facing the same problem with the CKYC as a Financial Institution. Did you get any respite on this. Post the procedure if you have received any. We received message as ” Pending for testing completion sign-off”

    Reply
    • Financial institutions have to login to test bed login provided by Ckyc and upload some sample data. There are different methods to do this. One is directly entering the customer data in portal and uploading images. Second is through bulk files. You have to successfully test these methods and submit a checklist form available in the ckycindia website, after which login to the actual portal will be allowed.

      Reply
  15. First of all thank you for the informative Video, can you please guide with respect to following:
    We as an financial entity registered with SEBI ,had applied for CKYC registration, after getting the FI registration reference number, the status says pending for testing singing off, after the correspondence with an CKYC they said you need to re-register but as i am filling the details it says details already exist. and i am unable to contact them on given numbers.

    Reply
    • Kavita-Sorry to say, I can’t help in this matter as it is out of the purview of this post and my knowledge. I restricted my knowledge and this post to guide an individual.

      Reply
  16. Whether recording change of address (locally) with Financial Institution needs filling up of entire CKYC form or only the address column is sufficient?

    Reply
    • Ramesh-As of now no clarity. But in my view only address column.

      Reply
  17. Hello Mr Basavaraj.
    Recently I sent an application to open demat account in axis bank. I don’t remember what KYC form I signed. Do I have to approach bank to confirm? Till now I haven’t received any 14 digit ckyr number.

    Reply
  18. Sir
    please guide me how to check just from the 14 digit no.
    do i can login to CKYC’s web n check?

    Reply
  19. How do i check that
    please guide me
    as i have not given any such documents for registration

    Reply
    • Hemali-First check the details are correct or not. Act urgently.

      Reply
      • please guide me how do i check it

        Reply
  20. How do i know that who has done my CKYC as i got some sms with CKYCidentifier 14 digit no.

    Reply
    • Hemali-First check whether the data is valid or not. Then you think of who did. Check whether you have given any KYC documents to any financial institute in recent times or not.

      Reply
  21. ANY DIFFERENT CKYC FORM FOR HUF (NON-INDIVIDUAL)?

    Reply
  22. Hi,
    I think We don’t have to fill the ” Account TYPE : NORMAL ….” As that is for Official use and FINANCIAL INSTITUTIONS are supposed to Fill it, KINDLY CORRECT ME.

    Reply
    • Dinesh-It is either you or they, but it MUST be filled. If you know your transaction limits then you can opt. Otherwise, they help you.

      Reply
  23. Keeping my fingers crossed to see this “Never Ending KYC Mess” with this new C-KYC. As an Investment Banker, i find it very ridiculous to keep changing one too many without finding a final draft.
    Hope this brings to an end to Proving an Indian as Identified Indian. The identity crisis that we create in the mind of the common people is far damaging than helping him. Major part of my time goes waste in answering the text queries from thousands clients i have.

    Reply
    • Antony-True and thanks for expressing your views. Let us hope for the best.

      Reply
  24. Dear Basu, Where to submit filled form ?

    Reply
    • Anup-It act exactly like old KYC. If for example, you are investing in mutual funds, then you have to submit it to mutual fund companies.

      Reply
  25. Hello Mr. Basavaraj, thanks for sharing the info on to-be-introduced new Central e-KYC Form. The last page of the Form for which you have provided the link seems to have some issue. Please check the same.
    Also, for those who are already KYC compliant with Banks and SEBI / DPs, will this Form be required to be filled and submitted proactively, or will concerned financial institution intimate us to do the same ?

    Reply
    • Ramesh-It is working properly at my end. Please check once again and let me know if the problem still exists. If you are already KYC complied, then you no need to furnish fresh data. The financial institutions will update the data at the central system.

      Reply
  26. Well done Basu …..thanks once again for sharing ur guidance through Video …….

    Reply
  27. Application Type, Account type (Small / Normal / Simplified). These details are “For Office use only” and must not be Filled by the individual. This is also stated in the form “(T o be filled by financial institution)” Can you clarify again, because, as per your video, it seems, it has to be filled by individuals ??

    Reply
    • Karthik-“To be filled by financial institution” is the KYC number, which they have to fill if you are an existing KYC complied investor and updating some data of KYC. But Small/Normal/Simplified need to be filled by you but not by financial institution. Please refer my video. I clearly mentioned this.

      Reply
      • Thanks for the clarification and video presentation really helps… I have one more query.. I am already KYC Compliant… Is it mandatory for me also to submit this form ? If so, any last date details available ??

        Please share info, which will be very helpful…

        Thanks

        Reply
          • Thanks for the clarifications and your updates.

            Reply
  28. Where to get that forms?can i fill form online?

    Reply
    • Akshat-Your financial institute will provide that. You no need to worry. Also, the same can be downloaded (below I provided the link of the same). No, as of now you can’t fill it ONLINE.

      Reply
      • ok Thanks

        Reply
  29. Where to submit this form ? Documents should be self attested or not ? Can I get specific number for CKYCR ? Can I get Acknowledgement ? Where I can check My CKYCR status ? I have already done KYC through Mutual Fund, then I have to do it again from CKYCR ?

    Reply
    • Amol-Whenever you are opening bank account, investing somewhere or opening demat account, then the respective financial institutes ask for this KYC. Yes, all documents must be self-attested and you must show original documents while completing KYC process. Yes, you will get the acknowledgment. You have to check it on CERSAI portal (but as of now they have not provided any links for the same). As of now there is no clarity of whether existing KYC complied investors again have to do KYC or not. But in my view, not necessary. Data will be uploaded automatically.

      Reply
      • Thanks a lot Sir………….

        Reply
      • Currently C-KYC is required for only new customers and notifications is yet to come for existing customers. Financial institutions will collect these details as part of their account opening form. Once the data is validated and uploaded to CKYC portal(will be done by financial institutions and customers cannot upload directly ) a 14 digit unique “CKYC Identifier” will be generated which will be communicated to the customers through respective banks/FI’s where the customer has opened the account. Customers can use this CKYC Identifier in future to open accounts instead of submitting all documents again.

        Reply

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