Categories: EPF and PPF

How to combine or consolidate multiple EPF Accounts online?

You might have changed so many jobs in your career. How to view all your past EPF details in one umbrella? It is hard to track. To avoid such hindrance, EPFO recently launched a drive called “One Employee One EPF Account” drive. You can now easily combine or consolidate multiple EPF Accounts online.

Why this initiative to combine or consolidate multiple EPF Accounts online?

Below is the data presented by EPFO, which may scares many of us.

This is the declaration of Mr.V.P. Joy, central provident fund commissioner, EPFO (As per the Mint Report). Obviously, there may be many reasons to this. The fundamental reason according to me as not having a proper platform to combine all such past EPF accounts ONLINE.

This facility is different from the EPFO Online Transfer Claim Portal (OTCP). In OTCP option, you are transferring all your past accounts to one without using UAN. However, in this facility, you will combine or consolidate multiple EPF Accounts online under one umbrella called UAN. So using this option, you can see all your past EPF accounts under your UAN. This is easier for you at least to see and track all your past EPF accounts. Because UAN is the future for EPF.

Requirements to combine or consolidate multiple EPF Accounts online

# You must have UAN number

If you don’t have, then active it online on your own. Refer my earliest post for the same “EPF UAN registration or activation and allotment is now online” or “EPF Mobile App-Activate UAN and Check EPF Balance“. If you want to do any correction, then you can do it online. Refer my earlier post for the same “How to update or correct EPF UAN details online or offline?“.

# Your current EPF account must be linked to UAN

Mere having UAN number is not sufficient. Your current EPF account must be linked to UAN.

# KYC verification must be completed

Your KYC details like the bank account, Aadhar, PAN etc., should be verified by your current Employer.

# Avail this facility only after 3 days of UAN activation

You can avail this facility 3 days after the UAN activation completed. Otherwise, you are not eligible to transfer.

How to combine or consolidate multiple EPF Accounts online?

1) Visit EPFO Home Page.

2) Go to Services and under this, click on One Employee – One EPF Account link.

3) This will direct you to new window meant for One Employee – One EPF Account portal, where you can combine or consolidate multiple EPF Accounts online.

Here you have to provide your mobile number, which is linked to UAN. Then provide the UAN number and your active EPF number which is linked to UAN. This EPF account must be with present employer. After entering details, click on “Generate OTP”. EPFO will send an OTP (One Time Password) to your registered mobile number. Enter the OTP and verify it by clicking on tab “Verify OTP”.

4) Then you will be redirected to another window, where you have to add all your past EPF accounts.

Enter your all EPF accounts, declare and finally submit it. Up to 10 accounts can be added like this. Please note few below points before proceeding.

  • If your Aadhaar number is linked to UAN, then it will be easy for EPFO to consolidate the accounts. Otherwise, they call you and ask to submit the required proof.
  • EPFO by calling can assist you to opt for OTCP (Online Transfer Claim Portal), to transfer all your past EPF accounts to a SINGLE account.
  • After details submitted by you, the numbers will be sent to regional respective EPFO office for verification. These regional EPFO offices in return will send these numbers to respective employers. After the verification is over, the consolidation will be finished.
  • If there are any problems, then the regional EPFO offices will contact you to resolve the issues.
  • Your name, date of birth or father’s name and other personal details match the UAN number. Then only such consolidation process will complete.
  • Once the consolidation is over, you will receive the SMS to your registered mobile number.

Hope this facility will relieve many of salaried individuals.

BasuNivesh

View Comments

  • Hi Nivesh,

    I have 3 PF account under my UAN from my first employer A, Previous Employer B and current employer C each.

    I left A without serving full notice period and joined B so as per PF end date of A and PF start date of B have a overlap of 10 days.
    (Let's Suppose,
    PF End Date of A: 29/04/2019
    PF Start Date of B: 19/04/2019 )

    Now, i want to merge all PF account into 1 which will be managed by my current employer C.

    I want to know if this issue with my start and end date from my employers, will create an issue in my professional career legally if i raise a request for merging or it is okay to raise a merge request and the previous employers will easily verify and approve the same without asking any questions or following up???

    Need your help, please!!

    • Dear Shashank,
      I am not an expert in professional matters. It depends on your industry rules, regulations and what process they follow. Better you withdraw Company A EPF and merge both B and C.

  • I have one UAN but 3 member IDs as i changed my department and now i am pursuing further education and want to withdraw whole PF amount...Due to some problem Employer is not able to see my member ID merge request..
    What is the procedure
    1. To merge member IDs when HR is not able to see my request in portal?
    2. To withdraw whole amount by approaching regional EPFO?

  • Hi Sir,

    I have PF account A(previous company) and PF account B(last company).
    I have funds with acct A and there is no contribution in acct B(No contribution made and no passbook entry as there was no inputs from company). I have exited from company B as of 24th May( already 2 months unemployed)

    When i tried to raise a PF claim ( form 19), I see only company B and there is no option to choose acct A.

    So i tried to combine acct A and B, then i see the message 'Since there is no contribution for acct B, u cant combine accounts'.

    I need to claim funds from Acct B. Please help

  • Hi sir,
    I have worked with 3 organisations. So I wanted to withdraw my pf amount of 40000 . But my first company is having more than 50k and other two are with 15k. So can I withdraw 40k. I applied on June 30th but still shows under process. What could be the circumstances to get my pf amount. Please help me

      • Wt is meant by epf and eps could you please tell me. Wt is eps shown in passbook of lf account

        • Dear Vasundhara,
          I can't explain the whole concept of what is EPF and EPS. Please read the feature of EPF and you will come to know.

  • Hi Sir,

    I left my previous organisation in Sept 2018 and initiated EPF transfer in Oct 2019, which was from exempted organisation (trust) to unexempted organisation(managed by EPFO) and Annexure K was generasted by previous organisation which i submitted to my current organisation to link my old Pf account. I was informed by my current organisation that "PF transfer process has to be done online from 01-sept-2019 and compulsory to trust as well and my old organisation has to write letter to Regional PF office to reverse the amount and re-initiate transfer as per new process" on reaching out to my old organisation they are asking to raise grievance with epfo and visit pf office to resolve it. But raising grievance too didn't help all were closed with no resolution. Can you please guide me deal with this issue.

    Thanks,
    Preetam

  • I worked for 8 months in X company. Then resigned and relieved from the X company and now iam working in another Y company.i don't want to merge the X and Y pf accounts.can I withdraw these first and second company pfs separately later.

  • hi sir,
    i have worked with two organisations A and B and resigned from both and currently working in a department which does not contribute PF. Date of Exit is marked for both.
    Now my query is while merging, if i choose to attest from current employer will it be sent to organisation B?
    please do answer...
    thanks in advance

  • Hi,

    Since i have singe UAN but multiple member id's , can you please let me know how to apply separately for withdraw for each member id , because am not able to combine/merge these member id's due to some issues.
    Is this possible in online or offline? Any links or document for this procedure?

  • I worked in A company and joined B company (3 months). But for some reason, I left B company after serving full notice and joined C company. Due to short service, I didn't mention company B experience to Company C. Is it possible to transfer the PF amount from A to C? What happens to B pf amount? When will I be able to withdraw it or will there be issues with my new employer if I transfer even B to C?

    • Dear Sushma,
      You can transfer A to C. For B, you can withdraw EPF but not EPS. The issue of employer is left with you to decide.

  • Dear sir,

    In my previous company when I resigned they accepted but did not relieved me at the last minute and I had to join my new company on the earlier accepted date of joining. So with no other option I absconded from my old company and joined my new company.
    After one month my old company HR called me to office and relieved me.
    So my Date Of Exit on my old company will be 01.11.2020 and Date of joining on my current company will be 05.10.2020.

    1)In my old PF account has nearly 4 lakhs (both employee and employer share combined). I cannot transfer to current PF account as my current company will know that I have absconded from the earlier company if I transfer the same because of the Date of exit of old company.
    How to withdraw the PF amount or transfer???

    2)If I change to another companies in future then i can transfer this 04 lakh directly to 3rd account(company) by skipping transfer to 2nd account (company)??? by getting loss of 2nd account (amount)

    • Dear Suresh,
      1) Apply separately by visiting regional EPFO.
      2) Yes, you can transfer later.

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BasuNivesh

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