Central KYC Registry or CKYCR – How to fill it? [Video]

Central KYC Registry or CKYCR will now replace the existing multiple KYC submission process while opening savings bank accounts, buying life insurance or investing in  mutual fund products into one time centralized process.

The Government of India has authorized the Central Registry of Securitization and Asset Reconstruction and Security interest of India (CERSAI) to manage this Central KYC Registry process. From 1st August, 2016 this new process will be applicable to all individuals.

Hence, it is important for all individuals to know the contents of Central KYC Registry or CKYCR form. Also, you must aware of how to fill the form.

The beauty of this new form is that in the single form itself you will find the new KYC registration and modification feature. Also, the FATCA declaration is also available in same KYC form. As of now, you have to declare when you are investing. However, it is now made it mandatory of FATCA declaration while completing the KYC Process itself.

Features of Central KYC Registry (CKYCR) Form

  • A single KYC for all your financial transactions.
  • In existing format PAN is the sole identifier for an investor. However, in new Central KYC Registry system, the list goes beyond Aadhaar and PAN.
  • A single form to create new KYC or modify the existing KYC.
  • In existing KYC, mother’s name and proof of permanent address are mandatory (if your address for correspondence is not the same as permanent address).
  • Three types of accounts are specified. One is Normal, second is Simplified or for low-risk customers and third is Small investors. You have to select which is applicable to you.
  • If your aggregate of all credits in a financial year does not exceed rupees one lakh, the aggregate of all withdrawals and transfers in a month does not exceed rupees ten thousand or the balance at any point of time does not exceed rupees fifty thousand, then you will be considered as SMALL account type of investor.
  • The simplified or low-risk customers means customers who are not able to submit anyone among 6 documents listed. They are Passport, driving license, PAN card, Voter ID, job card issued by NREGA or Aadhaar Card.
  • If you will not fall in above two categories of investors like SMALL or SIMPLIFIED (Low-Risk Customers), then you have to mention it as NORMAL customers.
  • FATCA declaration is also included in KYC form itself.
  • You can add related persons like a guardian of minor, assignee or authorized representative KYC details in the same single form.
  • If you have more than one Correspondance or local address, then you can update them in Annexure A1.
  • If you have more than one related person, then you can update their details in Annexure B1.

How to fill the Central KYC Registry (CKYCR) form?

Even though it looks complicated to fill the newly launched Central KYC Registry (CKYCR) form, but in reality, it is too simple. To make it more comfortable for you, I created a video tutor. Please watch this below video before jumping into the filling of Central KYC Registry (CKYCR) form.

I hope you understood the whole process of how to fill the Central KYC Registry or CKYCR form by now. If you still have doubts, then you can raise your doubts by commenting below.

This is the initial information available about Central KYC Registry or CKYCR. I think there may be some changes to it at later stage. I will update as and when I get information about such updates.

Download the Central KYC Registry or CKYCR Form

BasuNivesh

View Comments

  • I had done CKYC IN April 2020 using Passport as proof of ID. A few days ago, I opened a Demat Account online with HDFC Securities and they have inadvertently created a new CKYC number for me using Aadhaar as ID. This new CKYC has name spelling error, as my PAN card name is spelt without a space ie. first name followed by surname with no space. and the name is repeated twice.
    What can I possibly do to rectify this? Also my name is similarly wrongly spelt in this new online Demat Account.

    Seems like technology is tripping itself up big time! I now have two CKYCs, which logically should not happen.

  • Dear sir,

    I Need to some name Change in Central KYC, My bank Person enter wrong name ..Pls share you suggestion & tips..

    what posses for Name change in central kyc registry

    Regards
    Moulin

    • Dear Moulin,
      You can change the name by submitting the CKYC form with the same banker.

  • Hi Basavaraj Sir,

    Thanks for the Video. Just wanted to check if it is mandatory to fill in the details for related person?

    Thanks & Regards,

  • Dear Sir,
    I am very new to investing in Mutual Funds. Please guide me. I live in Delhi.
    I have 2 old mutual funds which I want to withdraw and start new investments in Mutual Funds SIP.
    I found the CKYC form online but there is hardly any information regarding how/where to submit it. Can it be done online? If not, then where should I submit my application and documents.
    Best,

    • Preeti-How can be you new investor when you already investing in two funds? If KYC is already completed, then why one more KYC?

      • Sir, it was done long back and was done through a friend working with Bajaj Capital at that point of time. Also it was much before CKYC was introduced.
        Now I am clueless as to how to proceed. I want to get the CKYC done so that I am able to easily invest in different schemes online.

  • Hi sir,
    I was trying to invest in SIP mutual funds through MFU. I got my CKYC 14 digit number but is not getting updated in any KRA data base.
    MFU portal shows kyc pending status because of which I'm unable to invest. Tried contacting NDSL but of no help.please advice
    Thanks in advance

  • Does SBI process cKYC, for old customers?
    Can I get cKYC number even if I do not have any plan to invest in near future? Can I just fill the form and submit it somewhere (where to submit?), without any new investment?

  • After filling in the C-KYC form, whom should be sent it to? And how long does it take to get a number to me!

  • If f there is no another address other than permanent address and details of related person then it is compulsary to submit annex A 1 and B1?

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BasuNivesh

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