Among all salaried only few members know that they can take advance from their EPF contribution that too for specific reasons. Hence it is better to know the rules and conditions which can apply to take that advance.
Latest News-EPF Universal Account Number (UAN)-What it is?
This advance facility is specifically designed in such a way that employee’s major needs like buying property, renovation of property, health issues or marriage and education of kids are easily met with advancing from their EPF. One may not get the full expenses by advancing from EPF but it certainly helps employees in case of emergency. Below table will illustrate you full details about when you can take advance and what are the conditions attached to it.
For all above advances you need to use Form No.31 which either your employer will provide or you can easily get it from EPFO site. Hope this information will be beneficial to all salaried.
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Hello sir - GM. I am planning to book an underconstruction flat which will be given for possession in 2026 and would like to use my PF amount for the down payment of my 20% share and remaining I will go for bank loan. When I applied for Partial withdrawal my claim rejected saying it cannot be used for this type of purchase. Will EPF not allow withdrawals for under construction property and also will the amount be transferred to my account or builder account
Dear Kedar,
It is hard for me to validate the reasons behind this. Better to raise an issue with EPFO Grievance Cell Online.
I want to withdraw partial PF from my EPF account for the purchase of land in my native place but reason for withdrawal is blocked. So i cant withdrawal the amount. please suggest.
Dear Chetan,
May be you are not eligible for the withdrawal.
Hi. I had been working as a salaried individual in a company for 4 years. I left the company and now have been unemployed for more than a year. I want to withdraw the PF amount in the "non-payment of wages" category as per the claim form. I want to know what would be the tax deductible if the withdrawal amount is more than Rs 10 lakhs, and how much can I actually withdraw. Thanks in advance!
Dear Yash,
It is taxable. Refer my post "EPF Form 15G – How to fill online for EPF withdrawal?".
Sir,
Can i withdraw employer share and employee share in PF advance withdraw
Dear Akhil,
Refer above post properly.
Hi Basavaraj,
I have applied for PF partial withdrawal. It got rejected due to "IN CLAIM F/N ABC PL CLARIFY/IN CLAIM F/N ABC PL CLARIFY". What does it mean? Please clarify.
Dear Sudhakaran,
Hard to say. Better to raise an issue with EPFO Grievance Cell Online.
HI Sir,
MY PF claim settled and payment sent on dt. 14/ 02/2019. But PF
amount not credit my bank account.
Please see the matter
My PF NO. IS - 100385783106
MOBILE NO. - 6204336485
Dear Sunil,
I am not the AUTHORIZED person to see this matter. Approach the EPFO.
Hi,
I was working with an organization for 8 months i.e. is from august 3rd 2015 to march 3rd 2016 and then where I requested for PF transfer But unfortunately, My New organization have created new UAN. Now I want PF amount to pay credits (personal loan interest)its very urgent and emergency I requested old organization to settle my pf amount, they are telling do it online so when I am filling pf claim form by online there is a option called “Purpose for which advance is required I gave it as non payment of wages > 2 and one more option was amount of advance required for that i gave 13000(my pf balance is close 19+k) so my question is I will get get only 13000k pf settlement or full 19+k, how many days will take to credited to my ac. please help me out as soon as possible I waiting for ur reply please sir,and submitted online pf cliam form on 6/11/2018
Dear Ashwini,
If your earlier EPF is not using by the new organization, then you have to withdraw. But I think you are opting for advance but you have to select withdrawal.
Hi,
I was working with an organization for 6 years and then move to new organization where I requested for PF transfer. But unfortunately, my New organization have created new UAN and transferred the PF amount to the new UAN. now I want to withdraw my PF amount for construction of house but my previous organization service history is not reflecting in new UAN. So if I go ahead and withdraw the PF will TDS applicable for me?
Dear Karthick,
First understand why the past EPF details not reflecting. Raise an issue with EPFO Grievance Cell. Once it is resolved, then can apply for withdrawal.
i have applied pf advance on 12th Mar18 , but it is not cleared, it is showing Online Claim Submitted at Portal, and still it is not sent to FIELD OFFICE. i sent mail to pf office no reply. i could not able track with TRACKING ID.
anyone please help me to out of these.
Dear Venkatesh,
Raise an issue with EPFO Grievance Cell Online.
sir, i have 10 years service at old employer, and 2 years experience at current employer gap between the contribution is 2 months. now i have recently transfered my epf amount from previous employer to current employer(form 13 through online) and the amount is settled to current account. Now my question is i am going to take advance for construction of house, if i apply online(form 31) whether TDS will be applicable for me? (PAN seeded but it shows failed)
Dear Natarajan,
There will not be any TDS in case of advance.
Advance means that claim form 31 through online portal.(90 percent amount). is it right sir?
Dear Natarajan,
Refer the above post properly.