Categories: EPF and PPF

How to withdraw EPF and EPS online?

On 1st May 2017, EPFO announced the launch of the facility to withdraw EPF and EPS online. Let us see the procedure and conditions of online EPF withdrawal facility in detail.

As of now, it is a tedious task to apply for withdrawal. The process involved physical application to move from one authority to another authority. Usually, this whole process used to take around 30 days of time.

However, EPFO since long planning to do this facility. Now EPFO released the press note on the same.

You can complete the whole process online and you neither needs to interact with the employer and nor with EPFO field office to submit the online claim. The claim submitted by the you would flow in soft form to EPFO database where it will be processed and the member’s bank account credited.

You are not required to give any supporting document while preferring online EPF Part Withdrawal case. If you are applying online will be taken as his self-declaration for preferring the advance claim.

Who can withdraw EPF and EPS online?

There are certain conditions for utilizing this facility to withdraw EPF and EPS online. They are as below.

# You must have activated UAN Card.

# You must be linked Aadhaar with EPF (Refer the complete process of linking Aadhaar with EPF at “How to link Aadhaar to EPF using online and offline?“.

# You must be using the same mobile number which is linked with your Aadhaar. Because EPFO will send you OTP (One Time Password) for authenticating the claim process online.

# Your bank account along with IFSC code should be linked in EPFO database.

# Permanent Account Number (PAN) should also be linked in EPFO database for EPF Final settlement claims in case his/her service is less than 5 years.

If these two conditions are satisfied, then you can withdraw EPF and EPS online.

What types of EPF claims can be withdrawn online?

# You can withdraw your EPF amount online.

# You can withdraw your EPS (Employee’s Pension Scheme) amount online.

# You can use this online platform for partial or advance withdrawal of EPF.

How to withdraw EPF and EPS online?

Below are the steps involved of how to withdraw EPF and EPS online.

As of now, the information is limited. Hence, I will be sharing the information which is available at this time. I will update the same, once it is live on EPFO portal.

  • Login to UAN portal.
  • Check that KYC and service shown against your UAN are correct.
  • Select which option of withdrawal you want to select like EPF Withdrawal, EPS Withdrawal or Partial or Advance EPF withdrawal.
  • Once you submit the request, then for authentication purpose, OTP will be sent to your Aadhaar based registered mobile number.
  • Authenticate the same by entering OTP.
  • Then submit for withdrawal.

The process of withdraw EPF and EPS online is now available and the process is explained as below.

Step 1-Login to EPFO Unified Portal for Members.

Step 2

Then on the homepage of Unified Portal, select the option “Online Services” tab. Here, you can withdraw EPF and EPS online and also can check the claim status online.

This is the whole process to withdraw EPF and EPS online. It is claimed that settlement will happen within few hours. Let hope for such great journey 🙂

BasuNivesh

View Comments

  • Sir I'd applied for pf claim on 10 feb, today on 10 March I've received a massage that " claim rejected member wages showing 15000 but eps not deducted. Plz clarify"

    What is this issue? What is the solution for this.
    Kindly suggest

    • Dear Dharmesh
      If your pf wage is 15000 eps has to be deducted. From employers contribution 8.33% goes to pension or eps maximum 1250 and the remaining goes to p.f employer contribution.
      If this is your first company they have to answer that.
      If this is the second company what was the deduction like in first company.
      This issue will take sometime to get sorted out because p.f. is clear regarding this issue.
      Anything further do write.

    • Dear Dharmesh,
      Hard to say. Better you raise an issue with EPFO Grievance Cell Online.

  • Sir,

    I have applied for Online Pension on behalf of my father. The claim got rejected giving the reason "Claim Rejected EPS CONTRIBITION NOT RECIVED FROM THE ESTB FOR THE PERIOD SEP2015 TO JAN2016 PLEASE CLARIFY" How to proceed with this? As I donot have any option to reply for the same EPFO login. If it has to be done from company side do i need to apply fresh claim after company has given clarification?

    • Dear Sridhar,
      Approach the employer to know why the contributions not done for the said period.

        • Dear Shridhar
          That's correct what the Pf office has done.You have to request to correct your dad's date of exit of pension and p.f.
          That should be before lwp.Because as far as they are concerned exit date and contribution received should match.

  • Hi Sir,

    I have worked in three companies (A, B, C) from May 2016 to June 2020. Now, I don't work anywhere. I have three Member IDs and haven't transferred my EPF amount from A and B companies to C company. Three companies come under EPFO offices in Delhi, Tamil Nadu and Agra while I stay in Maharashtra.

    Now, I need your guidance for withdrawing the PF and pension amounts from these three companies.

    1) can I withdraw PF and pension from all these three companies through online EPF portal?

    2) Do I need to make separate applications on online EPF portal for withdrawing PF and pension from these three companies?

    Please clarify my doubts. Thanks in advance.

    • Dear Sriram,
      1) Yes, if all the EPF are under one UAN and KYC complied.
      2) If different EPF accounts, then you have to apply differently.

  • My EPS service is not transferring automatically with online EPF transfer. When I checked and raised grievance for the same. But EPFO Bommasandra is asking for Member Ledger Card from my previous organization's PF Office i.e. Gurgaon. And PF Gurgaon is not giving the member ledger card.

    Why PF Bommasandra is asking for Member Ledger Card because they claiming that my PF wages are more than 15000 at the time of my joining. But my first organization PF wages (Basic + DA) are well less than 15000.

    Tried to raise grievances with both the offices and raised RTI as well. But no use. For our amount we need to struggle this process is not employee friendly.

    Any suggestions any one can give. Any one having escalation contact mail id of All the PF offices. Because both PF Gurgaon and PF Bommasandra are not resolving the issue.

    • Dear Dharma
      Print your passbook from your old office and give a copy to Bommasandra which will be a clear indication that you are a pension member.
      This way all doubts will be removed and your pension service will be transferred.

  • Hello Basavaraj Tonagatti,

    I need your suggestion for the below mentioned query.

    I have one UAN number and 2 member ID's(from company A and company B). Transferred the PF from company A to B long back when I switched jobs. Currently, as I am not working anymore I had my EPF claimed and it got settled successfully. But while I checked my Pension which is still reflecting in my first company(company A and post checking online I got to know that during transfer of PF only PF gets transferred not the Pension amount and it stays back with the old company or Company A here.) Now my pension amount is reflecting in the old(or first)member ID(w,r,t company A) and please suggest me how to withdraw the pension. By the way, there is no pension contribution from Company B. Also I got to know that the pension can be withdrawn even if the service is less than 10 years and not working(without employment/job). Moroever when I try to claim the Form-10C, the service details section page(where we fill in out bank account number in the first page once we click on claim) it gives the second member ID(as I did the transfer from A to B) and as the second company B didn't contribute to pension, my claim gets rejected.

    Please advice.

    Thanks.

      • Heelo sir, thank you for sharing this. In other words, you mean to say that I have to submit physical form in person in the EPFO office ? Here, the composite form has anything to do with this ? Or just the Form 10C is enough ?

        Thanks.

  • Respect Sir,
    I have total service of 1 year 9 months yet i am unable to withdraw my pension amount. For the 5th time my claims got rejected. I don't know why Epfo officers are not checking my service history. I have worked in 3 different companies. Claims are rejected for saying not eligible for withdrawal benefits service is less than 6 months. For pension amount Total services count. You can also check my service history
    UAN(101370659634)
    1.AXIS BANK LTD
    Member ID - (Service 1 year 1 month) MHBAN00452390000138181
    (Pension amount Rs 10304)
    2.M/S.STERLING INFORMATION RESOURCES INDIA PVT.LTD.
    Member ID - (Service 5 months 10 days ) THTHA02022260000113042 (Pension amount Rs 6157)
    3.EUREKA OUTSOURCING SOLUTIONS PVT.LTD.
    Member ID - (Service 2 months 24 days ) THTHA00982850000063737
    (Pension amount Rs 1887)

    • Dear Tousif
      It looks like you have transferred your pf from 1 company to the next.But as u are aware pension service should get transferred but the reason is they make an entry in their books manual entry in form 9 which basically is the history in short for an employee and eventhough it shows in the computer it does not give updated status.I suggest if the pf office is close by u visit them and give details of your working.That is the only way to get your full money.
      Or else it will be rejected because your last service is less than 6 months.

  • I unable to withdrawal of pension (FORM-10C) due to not updated DOJ EPS or DOE EPS to claim ONLINE CLAIM (FORM 31,19,10C & 10D).

    How to update DOJ EPS or DOE EPS in online portal?

    • Dear Ramesh
      Please note the employer does not enter your doj of Eps.
      When doj is entered when an employee joins that is considered as doj of epf and Eps.
      Also employer does not enter doe of Eps .When an employee resigns his doe from epf is entered and that is considered as doe from Eps.

  • I have total of 12 years service (first service is 10.6 years and second service is 1.1 years). Currently, not employed.

    I was suggested that form 10 C should be applied.

    When I apply for same, I receive this error.

    TOTAL SERVICE IS GREATER THAN OR EQUAL TO 9.5 YEARS OR SERVICE LENGTH IS LESS THAN 6 MONTHS

    What should be done?

  • Thanks Denzil Correa and Basavaraj Tonagatti for your advise,

    Yesterday, I have asked company to update my DOL on EPF portal,
    SERVICE DETAILS
    MEMBER ID DOJ EPF DOJ EPS DOE EPF DOE EPS Reason Of Leaving
    MHBANXXXXXX 04-JAN-2016 04-JAN-2016 23-SEP-2020 23-SEP-2020 CESSATION (SHORT SERVICE) - Any other reason.

    Now I am able to see 3 options for PF withdrawals. Form -19 (only PF withdrawal), form-10C (only PF pension withdrawal, Form-31 (PF Advance withdrawal), means exit date is mandatory for terminated employees and has to avail only form - 19 complete PF withdrawals.

    Not sure the reason for including advance PF amount for non-receipt of wages > 2 months in list,
    obviously, if the company exit, then employee would have applied for some other reason. even if the employee is terminated or not getting salary for 2 months, it doesn't mean that company must be closed. Parent company exist and he is not getting salary > 2 months, then portal must allowed for advance money, till he get's the new job. else he can't apply for advance. It has to be complete PF withdrawals. (not talking about age > 50 or for pension schemes). So, EPF portal advance reasons must be updated.

    Thanks, I am going to applying for form -19 to withdraw complete amount and close my existing home loan.

  • Dear Ajay

    You can update the exit date when u enter the system.There you are prompted with the last contribution of the employer.In that month only should be the last date which you enter twice The second to confirm.
    You are not allowed to use form 31 only form 19.
    Anything further pl message .

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BasuNivesh

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