Categories: Investment Planning

UPOR or PR Card-All property details in one card for Karnataka

It is the wonderful project started by Revenue Department of Karnataka for creating property ownership records for cities and towns of Karnataka. This record is a major proof of ownership of any property. Eventhough it started earlier on pilot base in cities like Mysore,  Bellary, Mangalore, Hubli-Dharwad and Shimoga, soon it will be going to started in Bangalore too. So let us have a look at it’s features.

This project was started to claim the genuine ownership on property. It is actually good for both current property owners as well as for future buyers. It is different from khata as it is maintained only for collection of tax on property. Hence having khata means no authenticity of ownership on any property. This will actually benefit to owners of property as this document authenticate their ownership, for Banks while giving loan, for courts in disposing the cases related to property in a faster way, for municipality as it makes them easier for keeping eye on dimensions of building constructed and for tax collection and for Government in policy making.

UPOR or PR Card is one and same and remember that it is not any smart card but is just a certificate. It consists of five important details about the property.

  • Property details-like number and it’s area
  • Ownership details-It give the history of all ownership and through which process current ownership became.
  • Map-Dimensional location of the property with neighboring property will makes it easier in locating the property.
  • Loan-This gives the information about the existing loans.
  • Any rights or restrictions on the property.

As told above this card is required when one intend to sell the property, while taking loan or for local bodies in collection of property tax. This card will be available to all property owners who owned them legally but not encroachment. But suppose your builder did any encroachment then the individual apartment owner will not get any PR Card. In such cases only left out option for apartment owners is to sue their builders. About security of this card, they are claiming it as totally secured. But let us see how it unfolds in coming days. They are also claiming it as web based service in viewing property records.

Where this PR card is useful for you?

  • While selling the property, sub-registrar will ask for this card to authenticate your property.
  • While taking loan on this property
  • While constructing or modifying the building, your local authorities will ask this card.
  • This card is required while applying for partition or inherent claiming in court.
  • While giving surety on behalf of someone to police or court.

Revenue sites will also get this PR card but with clear marks on the card. Revenue sites are those sites which are converted from agriculture land to non agriculture land without approval of proper authority. For apartments stair case or common terrace nobody will get PR card for these areas. But for places like parking area or playing area PR card will be issued saying the right of all apartment owners.

I am not sure when it start in Bangalore but hoping it soon. For further clarification, you can visit UPOR.

 

 

 

BasuNivesh

View Comments

  • While issueing property card of converted land, how much excess area is allowed over what is shown in sale deed if actual posession is more?

  • Hi sir
    My father property is illegally sold by other people . But still all documents in my father name only. How can i check any body as applied in that sy no . Pls help.

  • Sir, my neighbour's have received upor cards but I have not received it till date eventhough the survey people collected all papers. Whom should I contact in this regard. Please help

    • Dear Subbaiah,
      If you are from Bangalore, then you have to contact the Department of Survey situated in KR Circle.

  • Hi the property which i stay is in my grandfather name few years back he passed away now I need to make a property ownership card what should be done now

  • There is a difference in the site size from the UPOR issued to me and my original Khata. How can I rectify that?

  • Hello Sir,

    I purchased a property recently in kr puram and this had registered in Banaswadi sub registrar office. Could you please let me know how to apply for PR card (property report) and also please share what and all the papers we need to take care.

    Thank you

  • Hi,

    I have query on the Home loan .

    I have Home loan.Actually the property is on my father's name and even the applicant is himself.

    I am added as co-applicant as my father retired recently and from my account the home loan is getting deducted.

    My father is paying partial amount for the home loan.

    In CIBIL report,it is visible that i have home loan.

    I heard that in the coming days in Budget-2017,there is chance of lower rate of interest for new home buyers.

    I am planning to take one flat in bangalore.

    So ,will i be new home buyer ..if yes.its ok

    if not ,how to avail the opportunity to take the benifit.

  • Hi ,

    I am planning to buy a flat in Rajarajeswari nagar.

    A person who belongs to the builder is in touch with me to show the flat.

    i got to know that there is no CC, OC for the apartment. the land is A khatha and apartment is B khatha.

    It is having 25% deviation hence they said that as the Akrama-Sakrama rule,they will try to regularize the flat and give us Khatha-A for the flat.

    Can we believe this.

    Thanks,

    Srinivas M

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