Many of you enrolled for the recently launched Government of India Schemes called Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana. However, do you know how to claim for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY)? Let us see the process.
How to claim for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?
I explained the simple process through this below image.
Why I mentioned that it takes a maximum of 60 days for claim settlement? Because when you submit the application for claim to the bank then the maximum time limit set under this scheme to forward the same to the Insurance Company is restricted as 30 days (from the date of submission of the claim form). Once Insurance Company receives this claim form, then the maximum time limit set for settlement of claim from an Insurance Company is 30 days. Hence, overall within the maximum 60 days the claim will be settled.
In case nominee submitted the claim form to any branches of Insurance Company, then insurer’s office will forward the same to the concerned bank of the deceased account holder immediately to get necessary verification etc. done from the bank concerned.
The concerned bank branch will verify it and forward it to the designated office of the Insurance Company for processing the claim.
Hence, I feel submitting the claim form to concerned Bank is easier than submitting it to the Insurance Company.
Download the claim form from HERE.
How to claim for Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
I explained the simple process through this below image.
A few points to remember while approaching to claim in Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Download the claim form from HERE.
Hope this information is helpful for all members of these two schemes.
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View Comments
Hello sir my father died on march 26 and i knew the insurrance very late.
Can i make a claim now?
sir my mother last 2 years can i claim now
Dear Amal,
Try your luck.
Dear Bikash,
Yes.
Hello sir why did the stuff reject my pmjjdy
I'm the nominee
Dear Lhuvevo,
Check the eligibility factors once again.
Can PMJJBY Claim be done after 1 yr or 1 n 1/2 years??
Dear Ram,
Yes.
My father passed away on Oct 22 2020 due to cancer and recently only I came to know he is under PMSBY policy .Is it possible to claim now.
Dear Mano,
Yes.
Sir
Mere papa 08/06/2020 m expire hui the ab mujehh pata karna h ki mere papa ka pmsby or pmjby h ki nhi kese maum karu unka acount union bank m h ye sakin sabi k liye hoti h ki eske liye form bharna padta h
Dear Mahesh,
Contact the bank and they will help you in the claim process.
Sir pmjjby me claim from branch wale lene se mana kare to kya kar sakte hai
Dear Sandeep,
Why they are saying NO?
Pmjjby me claim kitne din ke ander karna padta hai kya koi days limit hai pls reply
Dear Sandeep,
As per my knowledge, there is no such deadline set.
Sir mere papa November 2020 m expire hue thhe n mjhe abhi 2 din phle hi pta laga h k unne policy le rkhi thi pr mne unke bank account close kra diye h or 6 months ho gye h toh m claim kr sakta hu ???
Dear Akshay,
Which policy?
Sir,
what is the time limit to claim this insurance(PMJBY)? Can I claim after 1 month of death or do I have to claim it within 30 days after death?
Please reply as soon as possible.
Thank you
Dear Arushi,
There is no such timeline set. You can claim after 1 month also.
Meri mummy ki death oct 2020 me hui thi or maine bank me sari document feb2021 me jma kiya tha but abhi tak claim ni ho paya ....wo log bolre hai wait kro but 60 days to ho gye(bank of india).. koi issue hai ya or time lgega??
Dear Ujjwal,
No need to wait and force them to process it.