Central Government now made it mandatory of linking Aadhaar with your bank account numbers. The deadline for this is 31st December 2017. Hence, it is now imperative for all of us to link and check if Aadhaar is linked to bank accounts or not.
If you have multiple bank accounts, you have to link to all such bank accounts. before the deadline of 31st December 2017. If you fail to link Aadhaar to your bank accounts, then such accounts are blocked. Once you submit the Aadhaar details, then only your account will be operational again.
But whether all individuals are eligible for availing Aadhaar card? Any individual, irrespective of age and gender, who is a resident in India and satisfies the verification process laid down by the Unique Identification Authority of India (UIDAI) can apply for Aadhaar card. NRIs, PIO’s, OCIs as well as foreigners, living in India can also apply for Aadhaar card.
However, as per the definition of eligibility of Aadhaar for NRIs, UDAI clearly defined “As per the Aadhaar (Targeted Delivery of Financial and Other Subsidies, Benefits and Services) Act, 2016, only a resident who has resided in India for a period or periods amounting in all to 182 or more in the 12 months immediately preceding the date of application for enrollment is eligible for Aadhaar”.
Hence, even though you are an NRI, if you are residing in India for more than 182 days or more in the 12 months immediately preceding the date of application for enrollment are ONLY eligible.
Therefore, NRIs staying in India for less than 182 days are not eligible for applying Aadhaar.
All residents who are eligible to apply for Aadhaar can link their Aadhaar to bank accounts. However, as I stated above, NRIs are not eligible to apply for Aadhaar (with specified rules). Hence, it is suggested that they disclose their non-resident status with proof to their bank.
For the status of the account becoming in-operational only, the relevant banks shall be able to give a response. Hence, you have to wait for the bank response.
Also, as per gazette notification of Ministry of Finance, dated 1st June 2017, Aadhaar will be sought for all transactions for an amount Rs.50,000 or above.
You can link Aadhaar to your bank accounts in two ways. Currently, all banks provide an online linking facility of Aadhaar. Using internet banking facility of your bank you can easily link it (features may differ from bank to bank).
Another option is to visit the nearest bank branch and submit the Aadhaar linking form with your Aadhaar details. Few banks nowadays offering the ATM or SMS based lining facility. Hence, check with your bank for available option and based on that opt for the service.
In case you have multiple bank accounts linked to Aadhaar number, then the LPG Gas subsidy will be credited to the bank account to which you recently linked your Aadhaar number.
Suppose you have a bank account with HDFC Bank and also ICICI Bank. You linked Aadhaar to HDFC Bank on 1st September 2017 and to ICICI Bank on 20th September 2017, then the gas subsidy will be credited to ICICI Bank.
Now you might have given Aadhaar card as address proof or identity proof while opening the bank account. But you might have forgotten the same. Hence, obviously, you are into doubt. In such situations how to check if Aadhaar is linked to bank accounts or not?
Thre are three methods through which you can check if Aadhaar is linked to bank accounts or not. I will explain all the three methods below.
Using your internet banking facility you can easily check the status of whether Aadhaar is linked to bank accounts or not. For example, in case of HDFC Bank, if you log into HDFC Bank Internet Banking, you will have to click on the tab “Request”, there you will find the link “View/Update Aadhaar Number”. If you click the same, then you can check whether your Aadhaar number is linked or not.
Step 1-Visit the UDAI Homepage.
Step 2- Under “Aadhaar Services”, click on “Check Aadhaar & Bank Account Linking Status”. This will bring you to another window.
Step 3-Enter your Aadhaar number and also the security code visible to you. Then the OTP will be sent to your registered mobile number. Then you have to enter the OTP and click on the tab Login.
Step 4-Then you will receive the authentication screen where you will find the details like your Aadhaar number, linking status, when you linked and also the bank name.
Do remember that the status will only show you the recently linked Bank details but not the prior linked bank details.
You can also check Aadhaar is linked to bank accounts or not through mobile even without internet. This is called *99*99# service.
*99*99# is a USSD based value added service from NPCI that facilitates the customers to check the status of his/her Aadhaar number seeding/linking in the bank account. The service works across all GSM service providers and handsets and brings together the diverse ecosystem partners such as Banks and mobile service providers.
As I stated above, this service can be availed even without internet. You can access this service using the common code of *99*99# irrespective of your mobile service provider. You will not be charged additionally for this. This service works even on holidays also. You no need to install any app to use this facility.
Steps to use the *99*99# service are as below.
Note-
To avail the last two methods of checking Aadhaar is linked to bank accounts, it is mandatory that your mobile number is linked to Aadhaar card.
The status will show only the last bank details where you linked your Aadhaar to the bank account. If you have multiple bank accounts, then it is better to connect the bank directly either through customer care, visiting the bank or checking using internet banking facility.
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View Comments
Hi sir,
My mother aadhar is mapping in the npci portal as shown in the bank but in sachivalayam welfare aadhar is not linking to npci portal and also vasathi deevena amount is not credited to my mother bank account. This was the problem I have .what I will do in this time.sir please give a solution for my problem.
Dear Thanuja,
Hard to predict from my end. Better to approach the concerned.
After reading this article, I was curious to check whether really it works, and with no surprises, I found that, it shows nothing. AADHAAR web site says that, my AADHAAR number is linked to the Bank, with Congratulations message, and all details below that message are BLANK!!
It is of no use to the end user.
Probably, they should have done User Acceptance Testing, before releasing such important feature.
If they can not implement functionality properly, better not to release such feature to the public, as it is not utilizing our time productively.
Dear Sir, Have already linked LPG and my bank [sbi] account to Aadhar card. Latest, while making admission for my son [minor] in a college, they requested to submit my [parent] Aadhar card, which I did. Surprisingly, since then all my LPG subsidies started getting credited to his account ! Please show me a way to ensure my LPG subsidies gets credited to my aacount in SBI. Thanks.
Dear Arif,
It is an error with gas company. Please approach them to correct the same.
Dear Basavaraj Ji, Thanks for your reply.
Pls guide me as how to efile an ITR for the first time and also how to claim TDS [non-salary] from investment made from income when I was an NRI few years before.
Thanks.
Dear Arif,
Refer the online tutorials available. It is hard for me to guide each and every point.
Dear Basavaraj Ji,
Thanks for your reply.
Appreciate if u can adv. web address wherein I can find online tutorial. Thanks.
Dear Arif,
There are many such tutorials.
Sir my adhar card is already linked with bank account. I cross checked with bank and uidai portal too it shows linking date but still linking status is inactive
Becoz of that my scholarship not deposite in my account
Many of my friend have the same problem what should we do ...plzzzzz help us asap
Priya-It is an issue with many students. You have to check with Bank.
Sir ,
My Mother is pensioner and she is having her account in Bank of
Maharashtra. Her name in in bank account shows Krishnaba. While here name in aadhar card as well as with pension authority is Krishnakuvarba. Will there be a problem linking with bank account? I have not tried linking yet. Kindly advice me?
Jadeja- It may or may not. Hence, better to correct now and then link.
Sir
My mother Have penssioner account Name is ansuyaben maganlal Vasoya, but After Merriage Her AAdhar Card Name Is ansuyaben Bhurabhai Dobaria.As per service record Her name Is same as Before Merriage And her pension is Deposing to the Ansuyaben Maganlal Vasoya Account but due to name miss she can not able to link her aadhar to bank what will we do?
Dhaval-Let her give the letter with the valid proof of current ID proof. It will be changed.
Sir,
While filing the income tax return ( July 2017 ), it was mandatory to link PAN with ADHAR. It was only possible to file the income tax return after doing the linking. Now the PAN and ADHAR are linked , then why the individual needs
to visit each and every bank to link the ADHAR. Banks already have PAN without which the account cant be opened.
I failed to understand this and moreover with these kind of procedures how can it be digital India
Saket-I can understand your frustration.
DEAR SIR
I HAVE LINKED MY AADHAR WITH BANK OF INDIA AND AIRTEL PAYMENTS BANK
WHILE ON UDAI IT SHOW'S THAT IT IS LINK WITH AIRTEL PAYMENT BANK.MY COLLEGE SCHOLORSHIP DEPARTMENT IS ASKING ME TO AADHAR LINKED BANK ACCOUNT .THE BANK PERSON SAY'S THAT MY AADHAR IS ALREADY LINKED WITH BANK ACCOUNT.
SIR I WANT TO DELINK MY AADHAR FROM AIRTEL PAYMENTS BANK THEN IT WILL SHOW ABOUT BANK OF INDIA .
SIR PLS HELP ME ABOUT IT!!
Same problem have u got the solution if yes please inform please please 8983629145 & erahmed08@gmail.com tell me the way out.
Rushikesh-Delinking as per me possible once you close the account.
ON UIDAI, THE AIRTEL PAYMENTS ACCOUNT STATUS SHOWING INACTIVE .
SO WHAT SHOULS I DO NEXT?????
Rushikesh-In my view, approaching the bank where your Aadhaar linked and taking a letter from the bank about your Aadhaar linked status is the best solution.
From last 1 month i tried to link my aadhar with my account even i also update my aadhar card but they couldn't link my aadhar with my account. Due to which i couldn't get scholarship. What shall i do now?
Mialn-May I know why you are unable to link?
When i went to my sbi home branch they said your aadhar linking status is successful but when i went to another sbi branch near my collage to check aadhar Linking status i founded that my aadhar card is not link with my account. Even i also check via *99*99*1# number they also said that this aadhar number is not link with any branch.
Milan-Many facing this issue. Better you take the confirmation letter from bank and submit to the concerned.
Sir,
I also have the problem. When I check my adhaar linking status from SBI online it says that linking is done. No further linking need to be done but pfms portal says no bank account linked with this Aadhaar no. Also I checked UIDAI portal it also says "Technical Issue". From *99*99*1# it says no bank account linked with this Aadhaar no. And I don't know where to go or whom to contact.
Subhadip-If bank data showing it is linked, then you no need to worry.
But I got message from AICTE yesterday that your Aadhaar link with bank account is inactive. Please consult with your bank to get disbursement of funds.
Subhadip-Then be in touch with your bank.