Central KYC or CKYC was replaced the old KYC process. It’s centralized process avoids you to submit multiple KYC while opening savings bank accounts, buying life insurance or investing in mutual fund products into one time centralized process. How to check CKYC or Central KYC Status online?
As I pointed above, now this new Central KYC or CKYC replaced the old KYC process. This reduced the multiple submission of KYC at different stages of financial transactions.
It is a single and centralized KYC process for all your financial transactions. In the old format of KYC, PAN was the sole identifier for an investor. However, in new Central KYC Registry system, the list goes beyond Aadhaar and PAN. It removes the submission of KYC at different level or to different financial institutions of your financial transactions.
It is also the single form to create new KYC or modify the existing KYC. Three types of accounts are specified. One is Normal, second is Simplified or for low-risk customers and third is Small investors. You have to select which is applicable to you.
If your aggregate of all credits in a financial year does not exceed rupees one lakh, the aggregate of all withdrawals and transfers in a month does not exceed rupees ten thousand or the balance at any point of time does not exceed rupees fifty thousand, then you will be considered as SMALL account type of investor.
The simplified or low-risk customers means customers who are not able to submit anyone among 6 documents listed. They are Passport, driving license, PAN card, Voter ID, job card issued by NREGA or Aadhaar Card.
This CKYC or Central KYC also includes the FATCA declaration. Hence, it avoids you declare the same at the different level of your investments.
The format of CKYC or Central KYC will be as below.
I have created a short video on how to fill this form. This is simple and easy to understand. Watch this video before filling the CKYC or Central KYC form.
As of now, there was no link to check CKYC or Central KYC status online. Hence, many found it hard to check the status online. However, recently Karvy started the facility to check CKYC or Central KYC status online.
This I think a big relief to many. I know that even though you submitted the CKYC or Central KYC application, in some cases the status may not show this. I think they are still at data compilation mode. But still, I feel it’s the big relief to many.
Visit the Karvy website link to check CKYC or Central KYC status online.
The screen looks like below.
Once you enter PAN number and the characters appear below and click on the tab “Search Now”, you will see the below screen where it shows the status.
You notice that you will also get your CKYC ID, which is very much important to quote for future references like modify or update your KYC data.
As I pointed, as of now Karvy started this facility. I will update this post whenever others also follow the same.
Do note that if your KYC was registered in the old system of KYC, then the status will not reflect CKYC ID, instead, it shows the old KYC data.
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My pen card number
Dear Rohit,
Can you elaborate your doubt?
Sir Mere Karvya Kra me msg show ho rha hai Doc not rec from Pos...me use kaise dur kru???
Dear Abhishek,
Check with the provider.
I have checked my CKYC status on Karvy website, it is showing my 14 digit ckyc number . The problem is I am not able to invest more than 50 thousand 9n any AMC,. What i need to do now, as per karvy my CKYC is completed.
Dear Atul,
Provide the same to AMCs and show that KYC is completed.
When applying for investment online my surname retrieved by etmoney or paytm money is spelt wrong Hadviad instead of Hadvaid but in my ckyc email sent to me it was correct All offline investment also correct name is there. They made a mistake in typing in server I think. My kyc status is compliant. Should I do anything or not
Dear Cyrus,
Then no need to worry.
Hi, my name is gobinathan. In NDML KRA KYC (done by Kuvera), my name is spelled correctly as "Gobinathan L" while in the CERSEI KYC, my name is spelled "L Gobinathan". My bank (SBI) has uploaded the details incorrectly. Will this affect any of my investments in the future?
When I contacted my bank branch, they said they don't know how to update those details as they never received a request for such a thing and it's not a problem as I already linked my PAN with AADHAR, and name mismatches are common in India. Is this statement by the bank staff acceptable?
Thanks.
Nice article btw.
Dear Gobinathan,
They are misguiding. Better to correct it through them.
Dear Basu sir,
I had registered for ckyc in 2016 in cams. but i didnot get ckyc number till date. cams website shows my kyc is registered-new kyc. but no 14 digit number got so far. kindly tell what to do sir? register for new ckyc ?
regards
rajesh pai
Dear Rajesh,
Not required. If your KYC status is showing as active, then fine.
Hi,
I have completed my KYC on paytm money but the name mentioned in that KYC is different. Could you please help me on this.
Thanks in Advance
Dear Sahil,
You can correct the name. Approach the Paytm Money.
I have registered for CKYC on CERSAI with Aadhar and have received the 14 digit code/id. But when i try to register on MFU website it shows that i am not registered with Karvy, CAMS etc..
Should i do double registration?
Dear Srikanth,
Double registration not required. Better either to wait for few days or approach MFU with your KYC details.
Hello sir,
I have applied for ckyc in CAMS 2 month earlier, but only I received text messages kyc registered. I don't received any mail or message after that.
I don't get 14 digit kyc number. please help me on this issue.
Dear Ashutosh,
Approach the CAMS.
Sir,
I got my ckyc id number but in ckyc ack no it showing blank. What could be the reason for this.
Dear Ashish,
Better to wait.