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Apollo Munich Health Insurance is now HDFC ERGO Health – What policyholders should do?
Many of you may be aware of it or not, Apollo Munich Health Insurance is now HDFC ERGO Health. HDFC ERGO Health Insurance acquired the standalone health insurance company Apollo Munich Health Insurance. Apollo Munich's product used to be one of my recommendations to...
Download Income Tax Return Forms AY 2020-21 – ITR-1 Sahaj ITR-4 Sugam
This time well in advance, CBDT notified the forms for ITR AY 2020-21. You can download Income Tax Return Forms AY 2020-21. As of now, CBDT notified the ITR-1 (Sahaj) and ITR-4 (Sugam). The new ITR forms in PDF format are available. However, the excel utilities (or)...
Arogya Sanjeevani Policy – Standard Health Insurance Features and Benefits
Are you confused while buying health insurance for your family or yourself with so many features? The answer is Arogya Sanjeevani Policy. When we are buying health insurance, many of the plan features will go out of our heads. To make it simple, IRDA announced the...
Latest Post Office Small Saving Schemes Interest rates Jan-Mar 2020
What is the applicable latest Post Office Small Saving Schemes Interest rates Jan-Mar 2020? The government announced the interest rate for PPF, Sukanya Samriddhi, NSC, KVP Interest Rates Jan-Mar 2020. Let us see the changes applicable with effective from 1st January...
PPF (Public Provident Fund) Scheme 2019 – 5 Important Changes
Recently Government notified the PPF rules by withdrawing the earlier notifications. This notification is called as PPF (Public Provident Fund) Scheme 2019 which removed the earlier notifications with respect to Public Provided Scheme 1968. Let us see the major...
Health Insurance Incurred Claim Settlement Ratio 2018-19
IRDA recently published the Annual Report for FY 2018-19. Let us find out the Health Insurance Incurred Claim Settlement Ratio 2018-19 and how to arrive at the best health insurance companies selection. What is the meaning of the Incurred Claim Ratio or ICR? Incurred...
IRDA Claim Settlement Ratio 2018-19 | Best Life Insurance Company in 2020
IRDA published its annual report on 16th December 2019. Let us see the IRDA Claim Settlement Ratio 2018-19 and also which is the Best Life Insurance Company in 2020. Note:-Refer my latest post regarding Health Insurance Companies Claim Ratio "Health Insurance Incurred...
New NEFT Timings – 24X7 transfer schedule and charges
Effective from 16th December 2019, you can transfer money using NEFT 24X7. These new NEFT Timings - 24X7 transfer schedule is a boon to many of us. You may be aware that earlier NEFT and RTGS charges were waived off. Let us see the new features of NEFT and RTGS with...
Whether equity investment is necessary?
During the recent conversation with my client, he asked me "Our parents never invested in equity and living a comfortable life. Hence, is it necessary for me to invest in equity?". I felt it is a valid and wonderful question. Let us discuss this aspect. We all discuss...
Edelweiss Bharat Bond ETF Features – Should you invest?
There is a huge uproar with the approval of the cabinet on Bharat Bond ETF as if a GAME CHANGER product. Is it so? Edelweiss AMC got the approval to launch this Edelweiss Bharat Bond ETF. What are the features of Bharat Bond ETF? Who should invest? During the Budget...
Motilal Oswal Nifty 50 Index Fund NFO – Should you invest?
Motilal Oswal AMC is launching the new fund offer of Motilal Oswal Nifty 50 Index Fund. This fund is available for subscription from 3rd December 2019 to 17th December 2019. Should you invest? It is now evident that after the recent SEBI Recategorization and Benchmark...
Motilal Oswal Nifty Next 50 Index Fund NFO – Should you invest?
Motilal Oswal AMC is launching the new fund offer of Motilal Oswal Nifty Next 50 Index Fund. This fund is available for subscription from 3rd December 2019 to 17th December 2019. Should you invest? Due to the popularity of Index Funds and their low cost, many AMCs now...