What is the latest Post Office Interest Rates July-Sept 2020? What are the latest Post Office interest rates on FDs, MIS, SCSS, NSC, KVP, PPF and SSY Schemes? Earlier the interest rates used to be announced yearly once. However, from 2016-17, the rate of interest will...
Replacing the 7.75% Government of India Savings Bonds, Government announced the Floating Rate Savings Bonds, 2020 (Taxable). What are the features and eligibility of this Government of India Floating Rate Savings Bonds, 2020 (Taxable)? What are Floating Rate Savings...
How to create ONE CRORE Rupees from EPF? Sounds interesting right? Let us see whether it is possible or not as EPF Is the most ignored investment for many salaried. Many of us know the power of compounding and also the majority of the salaried are EPF members....
Nowadays we are receiving so many social media images or messages about the journey of gold from 1925 to 2020. The gold price of Rs.18.75 in 1925 to Rs.47000 in 2020. Considering this phenomenal growth, should we consider to invest in gold? Define first whether gold...
Have you noticed few equity investors? I am not sure how much is their portfolio. But 24/7, they always thinking about equity. They drink equity, they eat equity and they sleep with the thought of equity. Such behavior is nothing but a behavior disorder. If you look...
Many retirees are now in a confusing mode of which one to choose among 7.75% Government of India Bond Vs PMVVY Vs SCSS. Which is the best option to select? Before judging the products, let us first understand the features of 7.75% Government of India Bond, PMVVY and...
Pradhan Mantri Vaya Vandana Yojana (PMVVY) 2020 - 2023 now came up with five major changes. Pradhan Mantri Vaya Vandana Yojana (PMVVY) is now extended up to 31st March 2023. However, the Government changed certain rules with respect to PMVVY. What are those important...
HDFC Bank offering a special deposit for senior citizens naming it as HDFC Senior Citizen CARE FD. HDFC Senior Citizen CARE FD Vs SBI WeCare FD Vs Senior Citizens Savings Scheme (SCSS) – Which is the best? A few days back I wrote an article comparing SBI WeCare FD...
A few days back SBI launched the new senior citizen deposit scheme branding it as an SBI WeCare Deposit. Between SBI Wecare Deposit Vs Senior Citizens Savings Scheme (SCSS), which is the best one you can choose? What are the features of the SBI WeCare Deposit Scheme...
Yesterday Finance Minister Nirmala Sitharaman announced many measures to fight the economy due to COVID 19 under the Atmanirbhar Bharat. Let us see what are the five major benefits for individuals. There are many economical measures were announced. However, in this...
One of my readers recently asked the current yield on State Bank Of India 9.95% (SBIN-N5) Bond is around 9%. Should we buy it or not? As the yield is high and maturity is in 2026, why not we consider right? Let us see the suitability and risk involved in such bonds....
How to buy or invest in 7.75% Government of India Savings Bonds? What are the things we have to take care of before blindly buying this 7.75% Government Of India Savings Bonds? Features of 7.75% Government Of India Savings Bonds (Taxable) # HUF and Individual (Single,...