Many of us now scaring to invest as the market is at an all-time high. Many are eagerly waiting for the so-called second wave of market fall due to Covid. Is it the right strategy? Or what if you invest ONLY when the market is all-time high? Yesterday I was reading...
Are you in search of Top 10 Diwali 2020 (Samvat 2077) Mutual Funds / Stock picks? If so, then at first read this post. It is a festival season and especially the Diwali festival. TV Media, Print Media, and Social Media from now onwards to for around a week abuzz with...
In this post, I am going to share with you the list of Fee-only Financial Planners in India and their Fee structure to understand and help you in choosing the one as per your comfort. When we say Fee-Only Financial Planners, then obviously they are SEBI Registered...
We all look for how the leaders of our country invest right? As usual, this year also, PM Narendra Modi declared his assets. Let see PM Narendra Modi Assets declaration 2020 details. As per this Mint report, PM Narendra Modi's assets were Rs.2.85 Crore. Let me break...
Sovereign Gold Bond Scheme 2020-21 Series VII is available for subscription from 12th October 2020 to 16th October 2020 and it will be issued on 20th October 2020. Who can invest in these bonds? Note:-Before reading further, first understand whether your investment in...
What is the latest Post Office Interest Rates Oct - Dec 2020? What are the latest Post Office interest rates on FDs, MIS, SCSS, NSC, KVP, PPF and SSY Schemes? Earlier the interest rates used to be announced yearly once. However, from 2016-17, the rate of interest will...
As of now, to change your nominee in the NPS account, you have to submit the S2 form physically to the associated Nodal Offices or POPs. To avoid such hindrance, PFRDA launched the facility to change nominee in NPS online. Let us see the process of changing the...
Many of us during such low Bank FD interest rate regimes and risky debt funds, feel Banking and PSU Debt Funds as alternative safe debt instruments. However, let us see what are the loopholes in this category of funds. What is the definition of Banking and PSU Debt...
State Bank Of India 9.95% (SBIN-N5) Bond is currently trading at Rs.10,969 and yields to maturity are showing as 8.61% as of 28th August 2020. During the current low-interest regime, people are obviously looking for this investment as attractive. However, they are all...
Whether highly qualified or educated individuals are better off in investing than the uneducated or not so highly qualified? Many of us think that well educated have access to more information and because of that, they are in a better position to manage their money....
LIC Jeevan Akshay VII Pension Plan (857) introducing it from 25th August 2020. It is the immediate pension plan. At the same time, LIC is withdrawing the immediate pension option from Jeevan Shanti (850). Considering the decreasing interest rate, it was expected from...
We all talk about managing the risk of investment. However, sometimes risk management may create one more risk which may be bigger or uncertain. Many times reducing RISKS may create more RISKS! Reducing RISKS may create more RISKS! A few days back, I was reading the...