Is iWish by ICICI a good option over conventional RD in term of flexibility and liquidity.?
Ankur-Eye catching features are that you have flexibility to invest any amount, at any time and at any frequency. But the reality is why you start invest? To achieve goals? To achieve it, you must have some force to invest regularly without fail. Freedom of investment like you may or may not are worst decisions.
We must stick to investment forcibly. then only we can achieve it. Hence, I don’t think it is meant for all. However, if you know how much you are investing, why you are investing and also why your NOT INVESTING, then go ahead.
In my view, I suggest to personally analyze the product in your case and go ahead. If I am there, I might have skipped this product because of too much FLEXIBILITY.