I am 30 yr old professional working for a private organization. Hence, to have a secure after retirement future, I am looking for some investments in Pension fund which would be secure and have some returns also. So, should I go with NPS (government initiative so secure but quite a difficult procedure) or some bank pension plans(e.g. HDFCLife etc.). It would be a big help if you could let me know what are there pros and cons.
Please also let me know the process for NPS.
Thanking you in anticipation.