I was with one employer for 15 years and left in Feb-2015. I joined the other employer for less than a year (from Apr-2015 to Feb-2016) and unemployed since then. My first employer had exempted PF Trust. Somehow my second employer did not got my PF transferred from my first employer. Both employers have given me UAN Nos.
My questions are
1. I have two UAN and two EPF. As I understand I should have only one UAN. Most of the responses I have seen in the forum are for transfer to current employer. But I do not have a current employer. What should I do.
2. Is withdrawl the only option or this can be transfered to some government PF/ Pension scheme where I can earn intrest. What is your suggestion from financial planning perspective.