I applied for Term plan in LIC and ICICI and both of them rejected. I have heart valve problem, the same I mentioned to them. Please suggest what can I do?
Sekhar-It is hard to get the term insurance with such health complications. If you want to stick LIC or ICICI then at least propose for lesser sum assured that what you already proposed. Because having a bit is better than nothing. However, if you are comfortable with other insurers then try with HDFC, Aegon, Kotak or SBI.