I wish to buy an appropriate health insurance for my family of 4 members – myself (age 44), wife (age 40), elder son (age 17) Younger son (age 11). We are living in Chennai. 1) Shall I go for a coverage of up to 10 lakh which is enough? 2) What are all the plans which will cover larger period of Pre and Post hospitalisation? 3) What is a comprehensive plan and its benefits?