Hi Basu ji,
I have read at many portals that SIP is not good for debt mutual fund.
Of all the classes of debt funds, it is only the most volatile ones – the long- and medium-term gilt funds and income funds – where SIPs can make any sense.
What is your opinion on this?
SIP is just the way of investment for your comfort. The risk is there even if you invest using SIP mode or lump sum mode. Who will guarantee that the money you invested through SIP in the volatile product is safe rather than lump sum? Market or product treat your SIP or lump sum in an equal manner.
Hence, understanding to manage your RISK is important.