DEAR AND RESPECTED SIR, as u suggested im canceling my child policy, as only 2 premiums i paid 5000 per month,too much cost and chages , i was misguided and it was emotional decision, i m seeking help i hope u wont bother and wont mind sir, im declaring some facts as u know, bcaz i trust on ur suggestion sir..
1- got term plan from pnbmet life 1.5 crore
2- got religare care policy SUPER NCB 10 lakhs for family floater me , wife, and 2.5 year older son
3- as im a government doctor and just joined so salary is 45 k per month, going to increase soon
4- count me in as aggresive investor seeking more returns
5- looking for 5000 investment per month for 20 years,
6- i have no back up financially, no back up for retirement
7- NO idea how and where to invest and pay online for SIP, can u suggest please for same
8- any death benefits during SIPs, i mean somthing bad happen then will my family will get somthing
9- IM looking for this investment suppose i hav nothing in account and want to invest for higher return sir
im sorry to bother u again, i hope u got all my concern, im looking for best return, and i think no one is going to help me excluding u, u r the best man for those seeking help, and yes how to invest in SIP , pls suggest same, as i know nothing about sip or mutual funds, and can i do all things online sir ? and really sorry for long message, but i thought never hide facts from ur doctor and well wisher…and i think u will help me asap, love and blessings….if u need more queries then pls let me know, i will tell evrything u needed, thnx
Where is emergency fund? First u must have emergency fund of at least 6-12 months of your monthly committed expenses.
Dear sir, i meant to say not a huge amount backup like to buy a new car or home, i hav some savings for that emergency fund, im not too expensive sir, joined one year back government duty and so have fund for that purpose, sorry i didn’t mention that, i tried to declare everything but i missed, hope it will work sir.. Please suggest about above concern i will be grtful to u sir, thnx and respect for ur contributions
Anand-First priority should be to create an emergency fund of 6-12 months committed expenses. Then we discuss about invstment.
Dear sir, im just seeking ur help on high level asap, just give me lif and yes i hav emergency fund, pls im planning to invest in Franklin Templeton company very soon, is this company reliable and as i want to invest for 20 years, 5000 month sir, please advise me, humble request pls help, i love ur work from my heart, i trust u more than my shadow bcz even my shadow leave me in darkness but u won’t, im very soon going to office and start SIP sir, hows prima plus, pls advice, sorry sir u bother from my questions, love and respect.. GOD BLESS U ALWAYS
Anand-Sir, I said investing in hurry always be blunder. Try to do it with systematic approach. If you are not listening to it, then it is your wish. Yes, Franklin is reliable MF. You can go ahead.
No i always respect ur advice sir, trust me, and im always thnkful for ur kind help…it was ur suggestion i cancelled my child plan, so i hav to invest somewhere, so i requested, SIP is a market risk i know ur worries sir…thnx and respect for ur helping nature sir…