Please review my MF portfolio
Target amount -30 lac
Time -15 yrs
As per your recommendation I have calculated a sip of 6500 p/m for the above said amount in the ratio of 30:70 (debt:equity)
Franklin India blue-chip fund- 1800
Hdfc mid cap fund- 1500
Franklin India smaller cos -1200
Sufficient term insurance taken.
Please guide me
One more thing sir , Does your recommendation apply for direct plan of these funds & shall I go with direct plans?