My gross income is 9 lakh.
I have (EPF-95000,EGSLIS-4000,LIC-33500,HDFC home loan insurance-4000,Sukanya Samrudhi-1.5 lakh) coming under 80 C satisfying 1.5 lakh upper limit.
Availed Atal pension contribution-1200*12=1.4lakh, I think not beneficial for tax exemption.
A home loan under construction:-principal contribution-50000, Interest contribution:-70000
As the home is registered in my name so can I show it in 80C and 24b respectively.
Or could I show HR staying in rent (as the home is not ready)=8000 rent per month*12=96000
I also want to get benefit of NPS of 50000 under 80CCC in addition to 80C 1.5lakh tax benefit, but I queried in bank they are telling as I have a PRAN no against Atal pension yojana, another NPS can not be availed.
So pl suggest me how to plan.