Please suggest which is the best option for investment for debt portfolio. PPF investment has the limit for investment I have exhausted the limit.
Without knowing the time horizon of the goals and what other asset class you opted to reach goals, how can I suggest best debt portfolio?
Goal term is 10 years
As off now following percent is my investment or finance distribution
Equity and MF – 13 %
FD + Life Insurance + Saving bank account – 58 %
Real Estate – 29 %
10 years is my plan for saving after which i would require money for kids education , studies , marriage
Do you feel 13% in equity and 58% in debt products serve you good asset allocation? It should be around 60:40 between equity and debt.
Thank you for the feedback
How do i balance it now ,should i put lump sum into equity oriented MF.
I have Large cap , Mid cap , Small cap and Balanced fund.
Kindly suggest accordingly how to balance it