Dear sir, i always followed ur suggestions, seeking help Regarding funds, Im confused between 2 funds, Franklin India prima plus, and Franklin India small companies fund G, im looking for 20 years frame, and hows Franklin blue chip fund for 20 years time frame, for 20 years i need 2 funds, and i hav read ur article best funds for SIP 2016, but i was not able to decide for 20 years investment, as u sometimes refused to answer due to no time frame so, i request u please suggest me sir, please please suggest me as i don’t know large, mid or small cap fund for investing for 20 years, as my son 2.5 years old, so for his better future like like- higher education, business, humble request pls help, i will be grtful, love and respect.. Regards Dr.Anand Singh
For 20 years goal, you must keep debt and equity in ratio of 30:70. You can use PPF or short term debt funds for debt category. For equity one fund is not enough. You have to invest in large cap like Franklin India Bluechip or ICICI Pru Bluechip Fund, Multi cap like Franklin India Prima Plus or ICICI Pru Discovery Fund and small and mid cap like Franklin India Prima Fund or HDFC Midcap Opp Fund. One fund for each goal is not a great strategy.
dear sir, good morning thnx for early morning reply,1- franklin blue chip ,2- prima plus, and for 3rd fund i have seen franklin smaller companies return, so can i choose franklin smaller cop. fund for long term (20 years) investment ?, thnk u for ur kind help…
Yes, you can go ahead.
Thnx for your time and reply sir..
Dear sir, sorry to bother you again, i hav included Franklin Templeton funds-1. Blue-chip fund 2- prima plus 3- smaller companies fund Sir these funds come under one fund company, i hav made oneline account for easy access and monitoring, sir is this good decision, as Franklin Templeton is good company, i bother you just bcaz i need ur suggestion, as above 3 funds for 20 years investment purpose, so can I go ahead sir? Thnx million times in advance
Whether you are more concerned about fund company or fund?
I have no problem /issue with Franklin Templeton sir, world class, and reputed, i just mentioned above funds bcaz good and reliable, i just wanted ur valuable comment sir…wish u very happy weekend sir..have fun, cheers
Seems u r angry on me sir, never wanted to bother u, but what i do? U r d best and DIL HAI KI MANTA NAHI, sorry if u ever felt hurt or annoyed, i just wanted to take ur suggestions and i always followed, hope for best…happy Sunday cheers ? sir
Anand-Reputed fund companies also have some dumb or worst funds. So be cautious.
Not at all, I was out of city for a week.
Great, so that’s why i was seeking guidance, thnx.. Have a great time sir