I had been on the job for 3 years and 2 months. I resigned in Dec 2015 and since then is not working with any firm. In this whole period, my total accumulated pension as per the EPFO passbook is Rs. 32,269. But upon withdrawal, they credited only Rs. 16891. Upon asking they are saying that with some “factor” calculation you will get this much only. What can be done and is it the correct amount?
Second thing is that I am not working anywhere since Dec 2015 but they have charged [email protected]% on my withdrawal Provident fund amount. They say that my total annual income exceeds Rs. 2.5 lakh(My Provident fund amount is Rs. 1.29 Lakh). What is to be done here?