I have taken maxgain home loan. I have parked surplus amount more than the loan amount.The EMI is getting debited from my salary account(ECS) monthly. I am planning to take 1 year leave with no salary. I would like to know if there is any option to stop/suspend debiting EMI from my salary account for one year as there is enough surplus amount in the loan account. I do not want to close the loan now. If that option is available, kindly let me know the procedure.
Thanks in advance.