Hi sir, Myself Sampath from Chennai Age 30. I need your advise on the following, I am planning to take LIC\’s new endowment Policy (No 814) with SA 7,50,000 INR with Yearly premium of 28,500 INR (Approx) with 25 Years Term. I have calculated and getting Returns on the Maturity as 6.12%. Have considered RA Bonus as 48 & Final Add Bonus as 50 (Assumed) – Advise me whether my calculation is correct? And I have few concerns and Doubts before taking this Policy. Need your advise.Already I am doing the following Investments.1) HDFC Life Term Insurance for 50 Lakhs2) Investing in Mutual Funds (Monthly 6K) (3k Largecap, 2K Small Cap, 1K ELSS)3) Investing in PPF (Monthly 3K)4) Existing LIC money Back Policy (Yearly 6500 INR) – Maturing on 20275) Existing LIC Endowment plan(14) 16 Years Term – (Yearly 10,000 INR) – Maturing on 20276) Completed an Endowment plan in Maxlife – SA 1,50,000 – 6 Years Payable – Maturity after 20 Years – Life gain plus – Maturing on 20337) Some small portion in Direct Equity (Not a frequent Investor)NOW I AM LOOKING FOR SOME INVESTMENT OPTIONS AND FINALLY THINKING TO GO WITH LIC 814. I COULD NOT FIND ANY OTHER OPTIONS.Please Advise me some good option.