I am 30 yrs old married blessed with baby girl one year ago. I have bought term insurance of 01 cr for 30yrs, invest 5000pm in PF, deposit 5000 pm in Sukanya Yojana.
I want to invest 10000 pm for 15 yrs
Goals are child education and a dream home.
Suggestions from your side would be thankful.
For both the goals don’t over invest in PPF and Sukanya Samriddhi Scheme. Consider both as debt products. Allocate debt to equity in ratio of 30:70. Choose two funds for equity. One large cap like Franklin India Bluechip Fund or Birla Sunlife Frontline Equity. One mid cap fund like HDFC Midcap Opp Fund or Franklin India Prima Fund.
Thank you sir
Should I buy these funds online or through a broker along with that whether buy direct plan or regular one.