I would like to take a term insurance plan. I would like to go for a standalone policy without riders as advised by you in your blog. I am considering ICICI’s I Protect Smart policy as it covers 34 critical illness. I am specifically interested in the ‘All In One’ Policy under this. Does it cover everything or are there riders in it as well? Please advise.
Don’t combine your critical illness insurance requirement with term life insurance.
Could suggest critical illness insurance?
What is the difference between health and critical illness insurance?
There are many critical illness insurance provider from non-life insurers. Health insurance will come into picture when you hospitalized. However, critical illness insurance will come into picture when you first diagnosed with specified critical illness.