May I know which are the good funds in ” Icici pru lifetime classic” plan , currently it is invested in ” Icici pru lifetime classic” fund where I can see the return from inception is seen = 11.44 and in another fund “Multi cap growth fund ” where return from inception seen = 9.55 and in another fund “Income fund the return from inception seen = 8.66, still my gain is less than the invested amount .The return from last 1 yr is seen 0.34, -2.14 and 13.13 respectively for these funds
May I know the god combination of funds for this plan where I can get good gain/profit
It is a ULIP Plan not a Mutual Fund. Also, compared to mutual funds, expenses are still high. I suggest you to discontinue once you are eligible for surrender without any charges.
Sure, I will surrender, but is there any chance to get inputs on funds fom this plicy where I can switch and may give good returns