Presently for loan above 75 lacs, following is the interest rate as I understand for SBI home loan.( for Women)
Term loan- 8.65 %
Max gain- 8.95 %
There will be some surplus cash at the end of the month which will be deposited in this account ( around 20 K which need to be liquid and can be withdrawn at 4/5 th month). Advise pl which one to chose? SBI MaxGain or SBI Term Loan?