Dear Sir, Myself Sudipta Sutradhar, age 29. working in a private company,salary 28000 per month. My debt investment are ppf 12000/ anum lic approx 10000/anum RD 5000/mnth existing equity investment is in ICICI pru value discovery fund -g 2000/mnth. and planning to invest Hdfc mid cap opp 1000/mnth and Reliance small cap 1000/mnth. please help me for my portfolio allocation and suggest my existing sip is fine or have to change.