I have 2 FD Reciepts that I have lost.This is from ICICI Bank.The amount has matured but not yet credited to Savings Account. What is the procedure to get the deposited liquidated to my account?
mmaller0319-The procedure is mentioned by ICICI Bank as below.
“1 If the Deposit receipt is lost, stolen, destroyed, mutilated or defaced, the person entitled thereto / the Deposit holder may apply for the issue of a duplicate receipt to the branch of the Bank from where the receipt was issued.
2 Every such application shall be accompanied by a statement showing particulars, such as number, amount and date of the receipt, and the circumstance attending such loss, theft, destruction, mutilation or defacement.
3 If the officer in charge of the Bank is satisfied of the loss, theft, destruction, mutilation or defacement of the certificate, he shall issue a duplicate receipt on the applicant furnishing an indemnity bond in the prescribed form with one or more approved sureties or with a bank guarantee:
Provided that where the face value or the aggregate face value of the certificate or certificates lost, stolen, destroyed, mutilated or defaced is five hundred rupees or less, a duplicate receipt or receipts may be issued on the applicant furnishing an indemnity bond without any such surety or guarantee:
Provided further that where such application is made with respect to a receipt mutilated or defaced, of whatever face value, a duplicate receipt may be issued without any such indemnity bond, surety or guarantee, if the receipt mutilated or defaced is surrendered and the receipt is capable of being identified as the one originally issued.
4 A duplicate receipt issued under sub-paragraph-3 shall be treated as equivalent to the original receipt for all the purposes of this scheme except that it shall not be encashable at a branch of the Bank other than the branch at which such receipt is issued without previous verification.”
Hope your doubts resolved.
If you have the FD details but not the original receipt. Write for redemption of FD to the bank on plain paper for the same. However they will credit the amount to the savings accounts with themselves and not issue any DD/Bankers cheque.
Also find unclaimed details here https://infinity.icicibank.co.in/web/jsp/SearchOptions.jsp?_ga=1.223969243.1919932306.1430728635