I am Dhaval Bhatasana from gujarat. I am 30 yr old working in pharma mnc. currently i have not invested anything i want to start investing. my target monthly saving is 3000. same to my wife which is also working in pharma cmny she also want to invest 3000 monthly for long term 10yr or more. please guide me how to start investing and create good portfolio our ctc is around 4.5 lakh annualy
- You both must buy term life insurance (online) to the tune of around 15-20 times of your yearly income.
- Buy a family health insurance.
- Buy accidental Insurance.
- Create an emergency corpus of at least 6 months of your expenses.
Once these are ready and created, then we discuss about next steps.