Monthly investments are Rs.5,000 in PPF, Rs.1,000 each in ICICI Focussed Bluechip, SBI Bluechip, HDFC Midcap and HDFC Balanced Funds. I have optimum insurance. My goals are child marriage and education for that I need 50 Lakhs after 15 to 20 years. Want to accumulate 5lacs after 6 years for sister marriage.