My finance goal is 10 years and i Iave done proper asset allocation.
Due to current market conditions can we invest through STP ? or investing LUMPSUM is good Idea?
STP – invest in Liquid Plan and do STP – any commission involved in this?
Lumpsum amount invest directly to Funds ..
Could you compare and let me know which one is best option.
If you did the asset allocation properly and the goal is long term, then why to fear with current market level or NOISE? Invest in Liquid and STP to equity is double game played by these advisers or AMCs. Stay away from such acts.
could you please explain more. AMC is getting any extra benefits when we using STP
You invest in LIQUID FUNDS. So they earn something from that investment. You do STP then a new opportunity for them in new fund investment. First identify why YOU are investing, when you need money and sail the safe route with proper asset allocation.
thanks you sir. main purpose of liquid funds I like to average the fund value. invest in Liquid fund and transfer amount through STP .so that fund value will be average . Please correct me if i am wrong.. so that i can change my investment plan.
If you have fear about current stock market level, then simply do your own manual investment spreading not more than a year by keeping the money in liquid funds or in a savings account. Both are fine.